Jay Capps is a financial advisor with MassMutual Investors Services in Las Vegas, NV, holding Series 65 and Series 63 licenses with six years of industry experience. Prior to joining MassMutual, he worked at Northwestern Mutual Wealth Management Company and its affiliates for six years. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

David Stark is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in portfolio management and financial advising. Since 1991, he has been actively involved in the financial markets, navigating significant events such as the tech bubble of 2000, the financial crisis of 2008-2009, and the COVID-19 pandemic. In 2014, David transitioned from institutional portfolio management to the retail sector to assist clients in achieving financial success and reaching their long-term goals. His expertise includes college education planning, institutional investment consulting, managing new wealth, portfolio management services, women and wealth, and retirement income. David's investment philosophy employs a disciplined, multi-pronged approach emphasizing patience, discipline, and a combination of fundamental and technical analysis. He practices active management and tactical decision-making, aiming to exceed client expectations by fostering relationships built on trust, care, and service. His professional designation includes being a Personal Investment Advisor (PIA). David earned a Bachelor of Arts degree in Economics from the University of California at Santa Barbara. He is married to his wife, Lisa, and they have three children. Outside of his professional role, David enjoys spending time watching his children’s soccer games, fishing, golfing, and walking his two dogs. He is fluent in English and Spanish.

Brittany Dipace is a Certified Financial Planner™ (CFP®) with 12 years of industry experience. She has been with UBS Financial Services Inc. since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances.

Alexander Harmon is a financial advisor with Fidelity Investments, holding a Series 66 designation and entering his advisory career in 2025. Prior to this role, he worked at Zoetis, Cencora, and Nippon Express USA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves multiple registered investment companies and delivers model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Riva Lantaya is a financial advisor with LPL Financial in Las Vegas, NV, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, she worked at America First Credit Union, MML Investors Services LLC, and MassMutual Life Insurance. Lantaya also served on the board of the Cure 4 The Kids Foundation from 2020 to 2024. She holds an outside insurance sales position as an insurance broker focusing on life, disability, long-term care, fixed annuities, and health insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a network of investment adviser representatives. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Luis Cabrera Guerrero is a financial advisor with J.P. Morgan Securities in Las Vegas, NV, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Bank of America Merrill Lynch and Signature Real Estate Group. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset allocation modeling with centralized manager due diligence and an ESG eligibility framework.

Brian Caccamo is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked within various J.P. Morgan entities since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jennifer Schoech is a financial advisor at Merrill with 20 years of industry experience and holds the Series 66 designation. She has been with Merrill since 2009, totaling 17 years at the firm. Outside of her advisory role, she is involved in food delivery through DoorDash. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Michael Johnston is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, Merrill, and Citigroup Global Markets. He is based in Las Vegas, NV. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning services.

Kent Larson is a financial advisor with Thrivent Investment Management in Las Vegas, NV, holding Series 63 and Series 65 credentials and having 30 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Larson serves on the board of Overflowing Blessings, a nonprofit organization supporting farmers in Tanzania, where he participates in project discussions and site verifications. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors. The firm offers holistic, goal-based planning across various financial topics without discretionary trading authority and allows clients to combine planning with managed-account services under a consolidated billing option.

Kevin Scanlon is a financial advisor at Primerica Advisors with six years of industry experience. He holds Series 65 and Series 63 designations and has worked with Primerica since 2018. In addition to his advisory role, he is employed by Clark County, NV in the County Clerk's Office issuing marriage licenses. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that relies on model-delivery strategies managed by unaffiliated asset managers and supports trade execution and account custody through established third parties.

Aaron Jacoby is a financial advisor with Fidelity in Las Vegas, holding a Series 66 designation and eight years of industry experience. His work history includes roles at Wells Capital Group, PlanMember Securities Corporation, Bank of America, Merrill, and self-employment since 2016. Outside of his advisory work, he tutors students in math and science as an independent contractor. Fidelity’s Strategic Advisers LLC, where he is affiliated, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary accounts, with notable features including its role as a commodity pool operator and the use of AI in its investment process.

Toni Peterson is a financial advisor at Merrill with 19 years of industry experience. She holds Series 63 and Series 65 designations and has worked at both Merrill and Bank of America since 2006 and 2009, respectively. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Harrison Fried is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and previously worked at Deep Roots Harvest for four years, along with roles at Veritas, Urban Health and Wellness, and Clemson University. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering a range of financial planning and investment consulting services with a focus on customized, non-discretionary advice.

Miyo Leong is a financial advisor with LPL Financial, holding Series 63 and 65 licenses and bringing 25 years of industry experience. Prior to joining LPL Financial in 2024, Leong worked at Crown Capital Securities, Signator Investors, Pacific Rim Wealth Management, and Transamerica Financial Advisors. Additionally, Leong is involved in fixed, non-variable insurance activities on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and advanced operational tools.

Daniel Saravia is a financial advisor at Fidelity with Series 63 and Series 65 credentials and one year of industry experience. He previously worked at Ameriprise Financial, U.S. Bank, and The Home Depot. Outside of finance, he creates AI-themed and entertainment content on a YouTube channel. Strategic Advisers LLC, a Fidelity company, provides investment management and advisory services to retail and institutional clients using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is known for its oversight of registered investment companies, use of systematic methodologies, and incorporation of AI in its investment process.

Nicholas Scorza is a financial advisor at Ameriprise with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Ameriprise since 2019, with prior roles at Lyft, Nectar Bath, USA, and Acelero Learning Clark County. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficient strategies to produce written Recommendation Reports. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Brandon Lorain is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 65 and Series 66 licenses and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2007. Outside of his advisory work, he occasionally serves as a golf caddy at professional golf events and bartends at private events. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a dedicated Premier Retirement Income service that provides clients with written recommendations and annual retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Ryan Schmidt is a financial advisor with Charles Schwab, holding a Series 66 designation and nine years of industry experience. He has worked at Charles Schwab and its affiliated trust companies since 2019, following six years at Ameriprise Financial Services. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a range of bundled advisory, brokerage, custody, and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research and alternative investment due diligence.

Robert Graham III is a financial advisor at Raymond James Financial with 23 years of industry experience. He holds a Series 66 designation and previously worked at Ameriprise, Bank of America, and Merrill. Graham operates out of Henderson, NV. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charities, and institutions. The firm offers non-discretionary planning tailored to client goals and incorporates technology such as artificial intelligence in its advisory processes.