Joseph Bailey is a CFP® professional with two years of industry experience, currently advising at Pure Financial Advisors, LLC in San Diego, CA. He has been associated with Pure Financial Advisors since 2023 and has a background that includes work at Bloomberg BNA and involvement with the Association of International Certified Public Accounts. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing over $11 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management with an emphasis on continuous planning and tax-aware strategies.

Anthony Krickl is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding a Series 66 credential and 16 years of industry experience. His prior roles include positions at Cetera, Mass Mutual Investors Services, and MetLife Securities. He is also a partner at DirectPath Financial, LLC, providing financial and insurance services. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by offering financial planning, portfolio management, and retirement plan consulting. The firm employs a mix of active and passive investment strategies and provides access to third-party managers and advisory annuity contracts.

Andrew Evans is a CFP® with 14 years of industry experience, currently serving as an investment advisor representative at Sovran Advisors, LLC. He is a founding partner of Parliament Wealth Management & Insurance Services and has held roles at Mass Mutual Investors Services, MetLife Securities, and Cetera Wealth Services. Outside of financial advising, Evans is owner of Silent Flight Inc., a business focused on expense management, and serves as treasurer for Redeemer OC. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of 53 advisors, offering tailored portfolio management and planning solutions using both advisor-managed and model portfolios across multiple platform relationships.

Jeffrey Brecht is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC since 2021. His prior roles include positions at Principal Securities, Inc., Principal Life Insurance Company, and several other firms over the course of his career. He holds Series 63 and Series 66 licenses. Pure Financial Advisors, LLC is a large registered investment adviser with over $11 billion in assets under management, serving individual and high-net-worth clients. The firm emphasizes a financial-planning-centered approach based on academic frameworks, offering comprehensive planning and discretionary portfolio management across a range of investment products and specialized services.

Karen Baszak is a Certified Financial Planner® with 23 years of industry experience, currently serving at Pure Financial Advisors, LLC since 2014. She holds the Series 63 and Series 65 licenses and is based in San Diego, CA. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach guided by an Investment Committee, incorporating tax-aware strategies and the use of sub-advisers for specialized investment sleeves.

Charlie Elamparo is a financial advisor at Realta Investment Advisors, Inc. in San Diego, CA, holding a Series 66 designation with five years of industry experience. He previously worked at LPL Financial for seven years before joining Realta Investment Advisors and Realta Equities in 2024. Realta Investment Advisors provides discretionary and non-discretionary investment advisory and financial planning services to individuals, including high-net-worth clients, pension and profit-sharing plans, and various institutional clients. The firm uses individualized advice to guide asset allocation across multiple investment types and operates platforms offering third-party manager programs and held-away account aggregation.

Daniel Neiman is a financial advisor with Independent Solutions Wealth Management, LLC, based in San Diego, CA, with 24 years of industry experience. He has been involved with Neiman Funds Management LLC since 2009 and serves as a managing member of Peak Reps, LLC, and president of Blackridge Asset Management, LLC. Independent Solutions Wealth Management provides investment advisory and planning services to individuals, high-net-worth clients, and retirement plans, offering discretionary and non-discretionary portfolio management across various strategies. The firm emphasizes strategic asset allocation, model portfolio selection, and ongoing manager due diligence.

Santiago Tena is a financial advisor at Dunham with Series 66 credentials and one year of industry experience. Prior to joining Dunham, he worked in educational roles at Loyola University Chicago and Benchmark Education, and has experience dating back to 2015 in various capacities. Dunham is an SEC-registered investment adviser and dually registered broker-dealer serving individual and high-net-worth clients. The firm employs a manager-of-managers investment approach with a mix of proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund, alongside custody and trust services through its affiliated trust company.

Shannon Neimeyer is a CFP® professional with 12 years of experience in financial planning and asset management. She is currently an owner of Pinder & Neimeyer Financial and serves as an investment advisor representative at Sovran Advisors, LLC. Her prior experience includes roles at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. Neimeyer also holds a mortgage license and provides mortgage services as a secondary business activity. Sovran Advisors serves individual and institutional clients, including high-net-worth individuals, corporations, and retirement plan sponsors. The firm offers comprehensive financial planning, discretionary and non-discretionary portfolio management, and retirement plan consulting, utilizing a combination of active and passive investment strategies supported by technology-enabled rebalancing and administrative services.

Arthur Knori is a financial advisor with Wedbush Securities Inc., holding a Series 63 designation and possessing 38 years of industry experience. He has worked at Wedbush Securities since 2009 and previously spent seven years at First Wall Street Corp. Wedbush Securities offers both investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, including trusts, pension and profit-sharing plans, foundations, and pooled investment vehicles. The firm provides a range of services such as wealth management, fixed income, commodities, securities lending, capital markets, and advanced clearing and prime services.

Juan Nevarez Arellano is a financial advisor at Navy Federal Investment Services, LLC with one year of industry experience. He holds a Series 66 license and has previously worked at LPL Financial LLC / Guardtower Financial Services, among other firms. Outside of his advisory role, he is a notary. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, primarily delivering advice through managed advisory programs that utilize third-party portfolio managers and provide layered investment solutions including digital automated ETF portfolios.

Luis Cabuto is a CFP® professional affiliated with Verus Capital Partners, LLC, with eight years of industry experience. He has previously worked at LPL Financial and Securities America Advisors. Cabuto operates investment advisory services through Verus Capital Partners, an independent firm based in San Diego, CA. Verus Capital Partners is a fee-based advisory firm serving individuals, trusts, pension plans, and estates. The firm employs a combination of fundamental and technical analysis to construct customized portfolios, incorporating tactical adjustments and selective hedging tailored to clients' time horizons, risk tolerance, and tax considerations.

Brandi Pugh is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has been with Kestra and its affiliated entities since 2014 and maintains a senior licensed sales associate role at California Wealth Transitions, an independent RIA. Pugh also provides operational support for Oxygen Wealth Management in San Diego. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm manages approximately $13.45 billion in client assets and provides a broad range of investment products and specialized offerings through both discretionary and non-discretionary arrangements.

Carol Ann Donahue is a ChFC® credentialed financial advisor with 12 years of industry experience. She is currently with The Wealth Consulting Group in San Diego, CA, where she has worked since 2018, following prior roles at LPL Financial, CUSO Financial Services, LP, and North Island Credit Union. Donahue serves as a trustee of the Morgan W. Davis and Carol Ann Donahue Family Trust. The Wealth Consulting Group is an SEC-registered wealth management firm that provides services to individual, corporate, retirement plan, and trust clients. The firm uses a combination of fundamental, technical, macroeconomic, and quantitative analysis to tailor investment strategies and offers a range of active, passive, and algorithmically enhanced portfolio management solutions.

Brian Brennan is a CFP® professional with 13 years of experience in the financial services industry. He is currently an investment advisor representative at Sovran Advisors, LLC and the owner of Parliament Wealth Management and Insurance Services. His prior experience includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities. Brennan also sells fixed insurance products as an insurance agent. Sovran Advisors serves a diverse client base including individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm offers financial planning and investment advisory services through a range of strategies, including advisor-managed portfolios and model portfolios, and manages approximately $1.78 billion in client assets with a team of about 53 advisors.

Ryan Alling is a financial advisor with Wedbush Securities Inc. in San Diego, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has worked at Wedbush Securities since 2016, with a brief tenure at Edward Jones. Outside of finance, he is involved in health and fitness coaching, fashion modeling, and operates a medical services brokerage focused on stem cell and regenerative medicine treatments. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a broad range of wealth management, fixed income, commodities, and capital markets services with tailored portfolio management strategies.

Patricia Maisongodfrey is a financial advisor with Archer Investment Corporation based in La Mesa, CA. She holds a Series 63 designation and has 32 years of industry experience, including 27 years at Avantax Investment Services, Inc. and 26 years at Avantax Advisory Services. Outside of her advisory role, she serves as a trustee for a fiduciary appointment and operates a tax preparation and representation business. Archer Investment Corporation provides investment advisory services to individuals, high-net-worth clients, trusts, pension plans, and investment companies, managing approximately $900 million primarily on a discretionary basis. The firm offers customized portfolio management and model-based strategies, constructing diversified allocations based on client-specific financial assessments.

Ryan Dykmans is a CFA® charterholder with 22 years of industry experience, currently serving at Dunham & Associates Investment Counsel, Inc. since 2004. He holds roles including Chief Investment Officer of Dunham Trust Company and Assistant Secretary of Dunham Funds. Dunham is an SEC-registered investment adviser and dually registered broker-dealer providing wealth management services to individual and high-net-worth clients through proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund. The firm combines asset allocation and a manager-of-managers approach with fiduciary and trust services through its affiliated trust company.

Alexandro Arista is a financial advisor with Snowden Capital Advisors LLC in San Diego, CA, holding a Series 66 designation and 18 years of industry experience. He has worked at Snowden Lane Partners since 2016 and previously held a position at Merrill from 2008 to 2016. Snowden Capital Advisors LLC serves primarily high-net-worth individuals and family offices, as well as institutional clients such as pension plans and endowments. The firm offers discretionary and non-discretionary portfolio management, third-party manager selection, financial planning, and ERISA consulting, utilizing model-based strategies and a broad mix of investment instruments.

Robert Smith is an advisor at Sovran Advisors, LLC with 22 years of industry experience. He holds the ChFC® designation and several securities licenses. Prior to joining Sovran Advisors, he worked at MassMutual Investors Services and Metlife Securities. Outside of his advisory role, he is the president and owner of Go Fast Take Chances, an extreme sports lifestyle apparel company. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, advisory services, and portfolio management across multiple program types. The firm employs both active and passive investment strategies, using a variety of asset classes and unified managed account platforms.