Carlos Caceres Jr. is a financial advisor with Raymond James Financial, holding a Series 63 credential and bringing 33 years of industry experience. He has worked with firms including Mission Fed Investment Services, Raymond James Financial Services Advisors, and U.S. Bancorp Advisors. Outside of his advisory role, he serves as a trustee for a personal investment entity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary planning and supports municipal advisory services and specialized employer advisory programs.

Nancy Parrett is a Series 66-registered financial advisor at Merrill with 18 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2007 and Bank of America, N.A. since 2011. Outside of her advisory role, she is the managing member and owner of Willowwood, LLC, an investment-related business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Brian Johnson is a financial advisor at Edward Jones with a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, Snow Capped Peaks Mortgage, and Bbva Wealth Solutions Inc. He is based in Escondido, California. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and a securities-based lending option.

Alexander Monroe is a financial advisor with Stifel in San Diego, CA, holding the Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2015. Outside of his advisory role, Monroe serves as Vice President and Board Member of the La Jolla Golden Triangle Rotary Club Foundation, where he is involved in community communications. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Russel Upton is a Wealth Management Advisor with over 24 years of experience serving wealthy families and institutional investors across the United States, including in the metropolitan areas of Los Angeles, New York, San Diego, and San Francisco. He represents Merrill Lynch Wealth Management and directs financial strategy, asset allocation, manager evaluation, and liability management for senior business executives as well as select clients in the entertainment, sports, legal, and technology sectors. His practice includes a broad range of wealth management services for high-net-worth and ultra-high-net-worth clients, such as trust and estate planning management, cash management, single and restricted stock risk management, retirement planning, aviation, art and marine lending, derivatives trading, and alternative investments. Mr. Upton holds multiple professional designations, including the Certified Private Wealth Advisor® certification administered by the Investments & Wealth Institute in conjunction with The University of Chicago Booth School of Business, and the Sports & Entertainment Accredited Wealth Management Advisor™ certification, administered by the College for Financial Planning Institutes Corp. He also holds the Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Russel earned both his Bachelor of Science degree and Master of Business Administration from the College of Business and Economics at California State University, Northridge, and has completed an Accredited Certificate Program from the University of Chicago. Prior to his current role, Russel served as Senior Vice President for U.S. Trust (now Bank of America Private Bank) and City National Bank in Los Angeles and San Diego, and worked in the entertainment industry as Manager of Finance for New Regency Productions and Senior Accountant for Morgan Creek Productions in Los Angeles. His community involvement has included serving on the Board of Directors and as Trustee for the San Diego Zoo Foundation Board, the San Diego Sports Commission Board, and the San Diego Opera Board.

John Willis is a financial advisor with UBS Financial Services in San Diego, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with UBS since 2013. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management, supported by proprietary research and capital market assumptions. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and banking solutions.

Bruce Treitman is a financial advisor with Raymond James & Associates in Rancho Santa Fe, CA, holding Series 63 and Series 65 registrations and bringing 42 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets and serving a diverse client base including individuals, institutions, and charitable organizations. The firm provides financial planning, investment consulting, and institutional fiduciary solutions, with an emphasis on tailored, non-discretionary advisory relationships supported by a broad range of portfolio management styles and affiliated research.

Christopher Wells is a financial advisor with LPL Financial and holds Series 63 and Series 65 licenses. He has 30 years of industry experience, including seven years at Commonwealth Financial Network prior to joining LPL Financial. His other business activities include involvement with AZCA Financial Group LLC, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Denise Long is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. She has worked at J.P. Morgan Securities since 2016, following prior roles at Credit Suisse Securities, Merrill, and Banc of America Investment Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research and may include ESG criteria in its recommendations.

Lesandro Mena is a financial advisor at Charles Schwab with 19 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab Bank and Charles Schwab & Co., Inc. since 2013. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary investment guidance alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios and an established alternative investments program.

Faith Much is a Series 66-licensed financial advisor with Edward Jones, based in Valley Center, CA, where she has worked since 2015. She has 10 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Trisha Sinouanthavysouk is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, NA, and UnionBanc Investment Services, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process includes centralized due diligence and may incorporate ESG criteria, supported by affiliates for implementation and portfolio services.

Michael Ortiz is a CFP® professional with 10 years of experience at Edward Jones, where he has worked since 2016. He holds a Series 66 license and operates out of San Diego, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Deborah Severn is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 credential and 20 years of industry experience. Her prior work includes roles at The Murray Hougen Group, Waddell & Reed, and Cetera Wealth Services. She is also involved with InVision Wealth, an investment-related business associated with her LPL work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by technology tools and a broad platform of products.

Paul Wendee is the owner and Chief Investment Officer of Paul M. Wendee & Associates with 35 years of industry experience. He holds the CFP® designation along with Series 63 and Series 65 licenses. Wendee has previously worked at firms including Entoro Capital, Exemplar Capital, and Silber Bennett Financial. He serves as an adjunct professor at California Baptist University and California State University Los Angeles and is the owner, editor, and publisher of the Intrinsic Value Wealth Report newsletter. Paul M. Wendee & Associates provides discretionary investment management primarily for pooled investment vehicles and institutional clients. The firm uses in-house analytical methods including security ratings and limited market timing and may engage sub-advisors to manage accounts.

Cynthia Tam is a CFP® with 24 years of experience in the financial industry. She is the principal and sole advisor at Native Finance Investment Advisory, an independent firm she has led since 2013. Prior to founding Native Finance, she held roles at firms including Newport Coast Securities and Questar Asset Management. Outside of advisory services, she owns and operates a tax preparation business, an insurance agency, and the Native Finance Institute, which conducts compensation research and financial policy development for tribal governments. Native Finance Investment Advisory serves individual clients with a focus on financial products, particularly insurance, and emphasizes privacy and data practices in its client relationships. The firm’s business model centers on product facilitation and brokerage activities rather than discretionary portfolio management.