James Pierik is a CFP® and ChFC® with 40 years of experience in the financial industry. He is currently affiliated with Stratos Wealth Partners, Ltd, where he has worked since 2013, and has also been associated with LPL Financial, LLC since 1993. Based in San Diego, Pierik holds a license to sell fixed insurance products, including annuities and various types of insurance. Stratos Wealth Partners, Ltd is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a broad range of clients, including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering services such as financial planning, advisor-managed programs, and outsourced CIO solutions through an independent adviser representative model.

Victor Hernandez is a financial advisor with Integrity Alliance, LLC, holding a Series 66 designation and beginning his advisory career in 2026. He has worked in various capacities within the mortgage and banking sectors prior to joining Integrity Alliance. Hernandez is also involved as a business owner in several investment-related entities. Integrity Alliance serves a broad client base including individual investors and business entities, offering portfolio management, financial planning, and both wrap and non-wrap programs through a large network of over 300 advisors managing approximately $5.4 billion in assets. The firm employs diverse investment approaches and provides extensive operational support, distinguishing itself as both an SEC-registered investment adviser and broker-dealer.

Cari Leamy is a financial advisor with NewEdge Advisors, LLC, holding Series 66 and Series 65 licenses and five years of industry experience. Her prior roles include positions at Brighton Jones, Refresh Investments, and Fisher Investments. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a range of portfolio management and consulting services, utilizing a combination of in-house and third-party investment strategies supported by technology and centralized due diligence.

William Brennan is a financial advisor with Independent Financial Group, LLC in San Diego, CA, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has worked at Independent Financial Group and affiliated entities since 2003, with prior experience at Sentra Securities Corporation from 2000 to 2003. Outside of his advisory role, Brennan serves as a board member of St. Pat's Church. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm employs a combination of firm- and third-party models for portfolio management, blending strategic asset allocation with multi-manager and hybrid portfolios across various risk profiles.

Thomas Strohl is a CFP®-designated financial advisor with 40 years of industry experience. He is currently with Stratos Wealth Partners, Ltd and has previously held roles at LPL Financial, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. He is based in San Diego, CA. Stratos Wealth Partners, Ltd is an SEC-registered enterprise advisor with 379 advisors and approximately $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of services such as financial planning, advisor-managed programs, and outsourced CIO solutions using an open-architecture approach with third-party platforms and managers.

Michael Strauss is a CFP® with 13 years of industry experience, currently serving at Corient. His prior roles include positions at Dowling & Yahnke, LLC, Portrait Wealth LLC, the University of Chicago Booth School of Business, and The Vanguard Group, Inc. He holds Series 63 and Series 65 licenses. Corient provides investment advisory and financial planning services to a wide range of clients including individuals, high-net-worth clients, trusts, pension plans, and corporate entities. The firm uses a goals-based, team investment approach that incorporates both in-house strategies and third-party managers, and it offers specialized services through affiliated entities.

Marcella Harkness is a CFP® professional affiliated with Independent Financial Group, LLC, with 35 years of experience in the financial industry. She previously worked at Capital Growth Investment Management Services and Sentra Securities Corporation. Harkness also serves as an independent contractor arbitrator on FINRA arbitration panels. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a model-driven approach combining active and passive strategies, offering financial planning, portfolio management, and retirement plan services.

Monica Gooding is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and 18 years of industry experience. She previously worked at LPL Financial, LLC for 10 years before joining Independent Financial Group in 2018. Independent Financial Group provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm offers a range of portfolio management solutions and uses both firm- and third-party models to develop client strategies based on assessed risk tolerances.

Taylor Jones is a financial advisor with Independent Financial Partners, holding Series 65 and Series 66 licenses and over 20 years of industry experience. His career includes roles at Triad Advisors, OneDigital Investment Advisors LLC, LPL Financial, and previous tenure at Independent Financial Partners. Jones owns a non-investment related business called Jones Advisor. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Chad Cristo is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He worked at Putnam Retail Management for 30 years before joining Independent Financial Group in 2022. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base including individuals, trusts, corporations, and charitable organizations. The firm provides financial planning and portfolio management through multiple platforms, utilizing a combination of firm- and third-party models as well as strategic asset allocation across various risk profiles.

Megan Nielsen is a financial advisor with Integrated Wealth Concepts LLC, holding Series 63 and Series 65 licenses and having 18 years of industry experience. Her career includes roles at Mutual of America entities and Wealthspire Retirement Advisory. Outside of advising, she serves as president of Fort Stockton Investments, Inc., which manages income from mining rights and interests. Integrated Wealth Concepts LLC serves a broad client base including individuals, families, trusts, and retirement plans through independent advisors. The firm offers discretionary investment management, financial planning, and family office services, using primarily mutual funds, ETFs, equities, and fixed income to create customized portfolios with a long-term investment approach.

Andrew Mcnamara is a CFP® with 11 years of industry experience, currently serving with Corient in San Diego, CA. His career includes roles at Dowling & Yahnke, LPL Financial, and Foresters Financial Services. Corient provides investment advisory and financial planning services to a diverse client base, employing a goals-based, team investment approach that integrates in-house strategies with third-party managers and customized asset allocation. The firm offers specialized services through affiliates, including private fund capabilities and trust entities.

Kevin Mcfarland is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 63 designation and 24 years of industry experience. His career includes roles at Purshe Kaplan Sterling Investments, Raymond James Financial Services Advisors, Wells Fargo Clearing, and A.G. Edwards & Sons. In addition to his advisory work, he manages a horse farm through Valley Farm Racing LLC. Concurrent Investment Advisors is a multi-team SEC-registered firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios incorporating ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors.

Alex Esposito is a financial advisor at Integrated Wealth Concepts LLC with nine years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at OneDigital Investment Advisors LLC, Triad Advisors, Independent Capital Management, and Sagepoint Financial. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing customized portfolios with mutual funds, ETFs, individual equities, and fixed income using primarily a long-term approach.

Allison Williams is a financial advisor with Stratos Wealth Partners, Ltd., holding a Series 66 designation and 19 years of industry experience. She has worked at LPL Financial since 2015 and previously at Wells Fargo Clearing from 2007 to 2015. Stratos Wealth Partners is an SEC-registered enterprise advisory firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including high-net-worth individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of services from financial planning to outsourced CIO solutions through an open-architecture platform.

Kent Colwell is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at firms such as RSM US Wealth Management, Labrum Wealth Management, and Edward Jones. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, relying on Morningstar Investment Management for portfolio construction and ongoing oversight.

Ronny Inniger is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and over 20 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, Securities America, and Bank of the West. Outside of financial advising, Inniger is involved in several ventures, including ownership of a bar and grill in El Cajon, representation of college athletes for endorsements and sponsorships, and roles in sports alliances focused on athlete and professional development. Independent Financial Group, LLC provides advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both passive and active investment exposures to tailor client strategies.

Arnold Adkins is a financial advisor at Empower Advisory Group with nine years of industry experience. He holds Series 66, 65, and 63 designations. His prior work includes roles at Advised Assets Group, GWFS Equities, Park Avenue Securities, Guardian Life Insurance Company, Mass Mutual, and Ameriprise. Outside of finance, he is a co-owner of an independent film production company, Viscape Arts. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

David Rootes is a financial advisor at Integrated Wealth Concepts LLC with 14 years of industry experience and a Series 65 credential. He has previously worked at Laurel Wealth Advisors and El Centro Regional Medical Center and serves on the board of a Mexico-based real estate holdings firm. Outside of financial services, he owns Jonathan's Designs, a furniture manufacturing and design company. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a primarily long-term investment approach with customized portfolios using mutual funds, ETFs, equities, and fixed income.

Stephen Locko is a financial advisor with GWN Securities Inc. in Carlsbad, CA, holding Series 63 and Series 65 credentials and possessing 35 years of industry experience. He has been with GWN Securities since 2009 and is also involved with ISN Network and Resource Marketing Associates, providing consulting on corporate enterprise risk and insurance. Additionally, he owns and operates Beachfront Tax LLC, a tax preparation business. GWN Securities offers investment advisory and related services to individual and corporate clients through various managed account programs and financial planning services. The firm employs a range of affiliated and unaffiliated sub-advisers and utilizes both model-based allocations and tactical strategies, including market-timing and momentum-based approaches.