David Cook is a CFP® and holds a Series 66 license with 18 years of industry experience. He has been with Pure Financial Advisors in San Diego, CA since 2014. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, utilizing modern portfolio theory, tax-aware strategies, and specialized sub-advisers.

Dimitry Tikhonov is a financial advisor with Madison Avenue Securities, LLC, holding a Series 66 designation and 18 years of industry experience. He has been with Madison Avenue Securities since 2007 and is also the owner and advisor of Doffin Group, Inc., where he is involved in insurance services including life and long-term care insurance. Madison Avenue Securities serves individual clients, charitable institutions, foundations, trusts, and retirement plans, managing approximately $2.0 billion in assets. The firm offers a range of portfolio management and financial planning services through multiple account platforms, utilizing diverse investment approaches and custodian relationships.

Christopher Willingham is a financial advisor at AlphaCore Capital LLC with nine years of industry experience. He previously worked at Callan Capital for four years and The Ayco Company, L.P./Mercer Allied for five years. Willingham holds a Series 66 designation and is based in La Jolla, CA. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, institutional, and entity clients. The firm provides comprehensive wealth planning and investment management, emphasizing alternative investing alongside traditional strategies, and offers additional services such as tax preparation and ERISA retirement plan advisory.

Sarah Sealey is a CFP® professional with 31 years of industry experience, currently serving as a financial advisor at Navy Federal Investment Services, LLC since 2018. Her prior experience includes roles at USAA Financial Advisors Inc and Usaa Investment Management Company. Outside of her advisory work, she is an active owner of Hacienda Adobe Vineyards, a grape farming and sales business. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, providing financial planning, retirement-plan fiduciary services, and portfolio management through both advisory and brokerage channels. The firm utilizes third-party portfolio managers and offers various overlay services, combining advisory assets with brokerage and insurance products.

Marlene Gotz is a financial advisor with Hilltop Securities Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Hilltop Securities since 1994. Hilltop Securities Inc. offers brokerage, execution, clearing, custody, investment advisory, and retirement-plan consulting services to individuals, corporations, nonprofits, and institutional clients. The firm manages approximately $2.25 billion in assets and provides a range of portfolio management programs and fiduciary retirement-plan consulting under ERISA arrangements.

Joy Funk is a Series 66-licensed financial advisor with six years of industry experience. She currently works at Madison Avenue Securities, LLC and previously held roles at CUSO Financial Services, LP and Centurion Counsel, Inc. Outside of her advisory work, she provides operational and trading support at AE Financial Services. Madison Avenue Securities, LLC serves a diverse client base including high net worth individuals, charitable institutions, and retirement plans. The firm offers a range of investment advisory and consulting services with multiple account platforms and employs various analytical and allocation approaches.

Chris Baker is a financial advisor with Northern Trust Securities, Inc. He holds a Series 66 designation and has 14 years of industry experience. Prior to his current role, he worked at Bank of America, N.A. for 10 years and Merrill for 3 years. Northern Trust Securities, Inc. is a subsidiary of Northern Trust Corporation that offers discretionary portfolio management through a model-driven wrap fee program. The firm serves high-net-worth individuals, retail investors, and institutional clients with a range of investment options including Separately Managed Accounts and Strategist UMAs delivered via the Fidelity Managed Account Xchange platform.

Paul Justin is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding CFP® and ChFC® designations and bringing 40 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services, MetLife Securities Inc, and various Sovran-related entities. He also serves as an elected board member of the VIP Reeves Condominium Owners Association. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, advisory relationships, and portfolio management using both active and passive investment strategies across multiple program types. The firm employs written investment policy statements and offers flexible asset allocation options including third-party managers and advisory annuity contracts.

Ryan Goldenhar is a CFP® and CFA® with nine years of industry experience. He is currently affiliated with Mariner Independent and directs Wealth with Options, an investment advisory service operating through the Mariner platform. Goldenhar serves as Treasurer for Jewish Family Services of San Diego and is a board member of the Congregation of Beth Israel in San Diego. Mariner Independent provides investment advisory, financial planning, and consulting services to a diverse client base, including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm’s platform supports both model portfolios and advisor-level discretionary management, supplemented by affiliate investment resources and sub-advisory relationships.

Michael Woitkoski is a financial advisor with The Wealth Consulting Group in San Diego, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with WCG Wealth Advisors, LLC and LPL Financial since 2014. Outside of his advisory work, he is involved in offering access to legal services through the LegalShield platform. The Wealth Consulting Group provides fee-based wealth management, portfolio management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, corporate and plan sponsors, charities, and trusts. The firm utilizes a tailored investment process combining fundamental, technical, macroeconomic, and quantitative analysis, offering both direct management and access to third-party and manager-of-manager programs.

Erica Cordova is a CFP®-certified financial advisor with 11 years of industry experience, currently affiliated with Sovran Advisors, LLC. Her prior roles include positions at Cetera Wealth Services, MassMutual Investors Services, and North Star Financial. Outside of financial advising, she is involved in music and event production through her venture DOVA and manages an Airbnb property in San Diego. Sovran Advisors serves individuals, high-net-worth clients, charitable and corporate entities, and retirement plans by providing financial planning and investment advisory services. The firm employs a variety of portfolio management strategies and multiple platform partnerships to tailor investment solutions to client objectives.

Blake Soto is a financial advisor with RBC Securities, Inc. in La Mesa, CA, holding Series 63 and Series 66 licenses and five years of industry experience. His previous roles include positions at Navy Federal Investment Services, Sprott Asset Management USA, and Stifel. Outside of finance, he has worked as a part-time grill cook at Chipotle Mexican Grill. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm integrates investment advisory services with affiliated sub-advisors and a broad financial services group that includes banking, trust, and municipal advisory activities.

David Gotz is a financial advisor with Hilltop Securities Inc. in San Diego, CA, holding a Series 63 designation and 44 years of industry experience. He has been with Hilltop Securities since 1982. Hilltop Securities serves individual, high-net-worth, and institutional clients through investment advisory and broker-dealer services, offering managed accounts, financial planning, retirement-plan advisory, and annuity solutions. The firm combines custody, banking, and market-making capabilities and utilizes both third-party and proprietary strategies.

Courtney Hincks is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior roles include positions at Commonwealth Financial Network, J.P. Morgan Securities LLC, and Northwestern Mutual. Outside of her advisory work, she coaches youth lacrosse for the Coronado Lacrosse Club. Concurrent Investment Advisors, LLC is an SEC-registered firm providing wealth management, investment management, financial planning, and retirement advisory services to individuals, families, trusts, businesses, and retirement plans. The firm manages approximately $15.7 billion in assets with around 240 advisors, employing a long-term, portfolio-driven investment approach using ETFs, mutual funds, and selected individual securities.

Spencer Morgan is a Series 65 licensed financial advisor with six years of industry experience. He is currently with Cantor Fitzgerald Investment Advisors and previously worked at TBM Consulting Group and Efficient Market Advisors, LLC. Cantor Fitzgerald Investment Advisors, L.P. provides discretionary investment management and advisory services to a diverse client base including individual, high-net-worth, and institutional investors. The firm employs a strategic approach using proprietary ETF model portfolios and offers specialized value and income strategies alongside fixed-income management.

James Thomas Jr. is a CFP® and ChFC® with over 43 years of industry experience. He is currently affiliated with Calton & Associates, Inc. and has held roles at Superior Planning, LLC and Carmel Capital Partners. Outside of his advisory work, he serves as a trustee for the Catholic Community Foundation of San Diego and is a board member of Build a Miracle, a nonprofit focused on housing and employment support. Calton & Associates serves individual investors, retirement plans, trusts, and estates, offering portfolio management, financial planning, and access to third-party money managers. The firm provides tailored investment recommendations through multiple program structures and combines fee-based and commissionable products in its dual registration as both a registered investment adviser and broker-dealer.

Forrest Padilla is a CFP® professional with 21 years of industry experience, currently serving at Concorde Asset Management, LLC since 2018. He previously worked with Independent Financial Group, LLC for 14 years and has operated Financial Designs LTD since 2005. Outside of his advisory work, he co-hosts a weekly financial radio show on KOGO AM 600 in San Diego. Concorde Asset Management serves a diverse client base, including high-net-worth individuals and corporate retirement plans, offering discretionary and non-discretionary portfolio management along with tailored financial planning. The firm utilizes model portfolios and third-party strategists, acting as an overlay manager to implement asset allocation and trading strategies.

Joan Koss is a financial advisor with AlphaCore Capital LLC, holding CFP® and ChFC® designations, and has 22 years of industry experience. Her prior roles include 15 years at TIAA/TIAA-CREF and shorter tenures at Stordahl Capital Management and Callan Capital. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, entity, and institutional clients. The firm offers comprehensive wealth planning and investment management with an emphasis on alternative investing alongside traditional strategies, managing accounts largely on a discretionary basis and utilizing third-party managers when appropriate.

Alan Clopine is a financial advisor with Pure Financial Advisors, LLC and holds a Series 65 designation. He has 15 years of industry experience, including 14 years with Pure Financial Advisors, Inc. prior to joining the current firm. Outside of his advisory role, he is the managing member of Sandy Lots, LLC, a business involved in ownership and management oversight of rental units in Phoenix, Arizona. Pure Financial Advisors provides financial planning and portfolio management services primarily to individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm emphasizes a planning-centered investment approach overseen by an Investment Committee and incorporates tax-aware strategies, diversified portfolios, and use of sub-advisers for specialized investment sleeves.

Daniel Conners is a financial advisor with AlphaCore Capital LLC in La Jolla, CA, holding Series 63 and Series 65 licenses and 42 years of industry experience. His career includes ten years at UBS Financial Services and prior roles at Entrust Wealth Advisors and Arete Wealth Management. He is a limited partner investor in Sorrento Ventures, a venture capital firm, with no operational management responsibilities. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, institutional clients, and entities. The firm combines traditional and alternative investment strategies with comprehensive wealth planning, trustee services, and retirement plan advisory, emphasizing multi-asset diversification through both direct management and third-party sub-advisers.