Spencer Morgan is a Series 65 licensed financial advisor with six years of industry experience. He is currently with Cantor Fitzgerald Investment Advisors and previously worked at TBM Consulting Group and Efficient Market Advisors, LLC. Cantor Fitzgerald Investment Advisors, L.P. provides discretionary investment management and advisory services to a diverse client base including individual, high-net-worth, and institutional investors. The firm employs a strategic approach using proprietary ETF model portfolios and offers specialized value and income strategies alongside fixed-income management.

James Thomas Jr. is a CFP® and ChFC® with over 43 years of industry experience. He is currently affiliated with Calton & Associates, Inc. and has held roles at Superior Planning, LLC and Carmel Capital Partners. Outside of his advisory work, he serves as a trustee for the Catholic Community Foundation of San Diego and is a board member of Build a Miracle, a nonprofit focused on housing and employment support. Calton & Associates serves individual investors, retirement plans, trusts, and estates, offering portfolio management, financial planning, and access to third-party money managers. The firm provides tailored investment recommendations through multiple program structures and combines fee-based and commissionable products in its dual registration as both a registered investment adviser and broker-dealer.

Forrest Padilla is a CFP® professional with 21 years of industry experience, currently serving at Concorde Asset Management, LLC since 2018. He previously worked with Independent Financial Group, LLC for 14 years and has operated Financial Designs LTD since 2005. Outside of his advisory work, he co-hosts a weekly financial radio show on KOGO AM 600 in San Diego. Concorde Asset Management serves a diverse client base, including high-net-worth individuals and corporate retirement plans, offering discretionary and non-discretionary portfolio management along with tailored financial planning. The firm utilizes model portfolios and third-party strategists, acting as an overlay manager to implement asset allocation and trading strategies.

Joan Koss is a financial advisor with AlphaCore Capital LLC, holding CFP® and ChFC® designations, and has 22 years of industry experience. Her prior roles include 15 years at TIAA/TIAA-CREF and shorter tenures at Stordahl Capital Management and Callan Capital. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, entity, and institutional clients. The firm offers comprehensive wealth planning and investment management with an emphasis on alternative investing alongside traditional strategies, managing accounts largely on a discretionary basis and utilizing third-party managers when appropriate.

Alan Clopine is a financial advisor with Pure Financial Advisors, LLC and holds a Series 65 designation. He has 15 years of industry experience, including 14 years with Pure Financial Advisors, Inc. prior to joining the current firm. Outside of his advisory role, he is the managing member of Sandy Lots, LLC, a business involved in ownership and management oversight of rental units in Phoenix, Arizona. Pure Financial Advisors provides financial planning and portfolio management services primarily to individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm emphasizes a planning-centered investment approach overseen by an Investment Committee and incorporates tax-aware strategies, diversified portfolios, and use of sub-advisers for specialized investment sleeves.

Daniel Conners is a financial advisor with AlphaCore Capital LLC in La Jolla, CA, holding Series 63 and Series 65 licenses and 42 years of industry experience. His career includes ten years at UBS Financial Services and prior roles at Entrust Wealth Advisors and Arete Wealth Management. He is a limited partner investor in Sorrento Ventures, a venture capital firm, with no operational management responsibilities. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, institutional clients, and entities. The firm combines traditional and alternative investment strategies with comprehensive wealth planning, trustee services, and retirement plan advisory, emphasizing multi-asset diversification through both direct management and third-party sub-advisers.

Brett Elliott is a financial advisor at Golden State Wealth Management, LLC with eight years of industry experience. He holds the Series 66 designation and previously worked at LPL Financial LLC, Edward Jones, Empyr, Dunham and Associates, and Sun Capital Management. Elliott operates his advisory services through Golden State Wealth Management, an independent registered investment advisor. Golden State Wealth Management serves individuals, including high-net-worth clients, trusts, pension and profit-sharing plans, and businesses. The firm offers asset management, comprehensive portfolio management, financial planning, and retirement plan consulting, utilizing various analytic approaches and third-party managers to tailor portfolios.

Timothy Voytko is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding Series 63 and Series 65 registrations and bringing 36 years of industry experience. His prior roles include positions at Metlife Securities Inc., MassMutual Investors Services, and Integrative Wealth Partners, where he currently serves as a partner. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, advisory relationships, and portfolio management across multiple program types. The firm employs a combination of active and passive investment strategies and uses technology-supported rebalancing and administrative services tailored to client objectives.

Michael Cadis is a financial advisor at Sovran Advisors, LLC with 25 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Cadis is also a licensed insurance agent involved in the sale of life, health, disability, annuities, and long-term care insurance. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages client assets through a combination of advisor-managed portfolios, model portfolios, and third-party managers, offering tailored solutions based on written investment policy statements and regular reviews.

Kurt Volker is an investment advisor representative with Octavia Wealth Advisors LLC in San Diego, CA, holding a Series 66 designation and 10 years of industry experience. He previously worked at Morgan Stanley Wealth Management and AXA Advisors. In addition to his advisory role, Volker is involved with Octavia Risk Management LLC, where he implements insurance products. Octavia Wealth Advisors is a multi-team SEC-registered firm managing approximately $2.15 billion for a diverse client base including individuals, high-net-worth clients, trusts, businesses, and municipal entities. The firm uses proprietary models favoring low-cost ETFs, mutual funds, and individual securities, with a long-term investment approach complemented by alternative investments and specialized retirement plan advisory services.

Vaughn Woods is a financial advisor with Bolton Securities Corporation in La Jolla, CA, holding a CFP® designation and Series 63 and 65 licenses. He has 40 years of industry experience and has been affiliated with Bolton Global Asset Management and Bolton Global Capital since 2007, as well as operating Vaughn Woods Financial Group since 2005. Outside of advisory work, he is the owner and president of Vaughn Woods Financial Group, Inc., and is licensed to sell fixed insurance products. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, and institutions. The firm’s advisor-driven approach customizes portfolios using mutual funds, ETFs, equities, and fixed-income securities, emphasizing long-term investing combined with tactical trading and rebalancing.

Robert Holaday is a financial advisor with Infinity Financial Services Advisory and holds a Series 63 designation. He has 43 years of industry experience and has been associated with Infinity Financial Services Advisory since 2021, with prior experience at Holaday & Associates Financial & Insurance Services dating back to 1974. He is also the owner of Holaday Financial and Insurance Services, a fixed insurance business. Infinity Financial Services Advisory serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and small businesses. The firm provides discretionary portfolio management and financial planning using a variety of analytical methods and investment strategies across multiple asset classes.

Richard Glass is an investment advisor representative with Sovran Advisors, LLC, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, and AXA Advisors. Glass also sells fixed insurance products on a limited basis. Sovran Advisors serves individuals, corporations, and retirement plan sponsors with financial planning, advisory relationships, and portfolio management that incorporates both active and passive strategies across multiple asset classes.

Jessica Passier is a financial advisor with Madison Avenue Securities, LLC, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. She previously worked at Girard Securities from 2014 to 2018 before joining Madison Avenue Securities in 2018. Outside of her advisory role, she works part-time as a server and bartender for an event service company. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering pension consulting, college-savings assistance, and services for charitable institutions. The firm manages approximately $2.0 billion for around 14,000 clients through multiple advisory models that include discretionary and non-discretionary portfolio management.

Marci Bair is a CFP®-credentialed financial advisor with The Wealth Consulting Group in San Diego, CA, bringing 33 years of industry experience. She has been associated with WCG Wealth Advisors, LLC and LPL Financial, LLC since 2014 and has led Bair Financial Group since 1998. The Wealth Consulting Group offers fee-based wealth management, portfolio management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, corporate and plan sponsors, charities, trusts, and estates. The firm employs a tailored investment approach combining fundamental, technical, macroeconomic, and quantitative analysis, and integrates legal-service pathways alongside its advisory offerings.

William Lafleur is a Series 65-licensed financial advisor with nine years of industry experience. He currently works at Sovran Advisors, LLC and previously held roles at WCG Wealth Advisors, LLC, Mutual of Omaha Bank, and operated as a self-employed advisor. Lafleur serves as a power of attorney for several family members, monitoring their investment accounts on a pro bono basis. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm employs a range of portfolio management strategies, including advisor-managed and model portfolios, and serves approximately 3,390 clients with around $1.78 billion in assets under management.

David Stubbs is a financial advisor at AlphaCore Capital LLC with three years of industry experience. He holds Series 65 and Series 63 licenses. His prior roles include positions at Blackstone Securities Partners L.P., Blackstone Inc., and multiple divisions of J.P. Morgan. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, entity, and institutional clients. The firm offers comprehensive wealth planning and investment management with an emphasis on alternative investing alongside traditional equity and fixed-income strategies.

Michael Meyers is a CFP® professional with six years of experience, currently serving at United Capital Financial Advisors in San Diego, CA. He has been with United Capital Financial Advisors since 2013. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, and charitable organizations. The firm employs discretionary portfolio management using asset-allocation models and offers customization options such as ESG and faith-based strategies, along with client-facing technology and access to third-party managers.

Abigail Mc Daris Woods is a financial advisor with Navy Federal Investment Services, LLC, holding a Series 66 credential and four years of industry experience. Her prior work includes roles at First Command Insurance Services, First Command Advisory Services, and a seven-year tenure in the United States Navy. Outside of financial advising, she is a landlord managing rental property through a property management company. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, providing financial planning, retirement-plan fiduciary services, and portfolio management through both advisory and brokerage channels. The firm utilizes third-party portfolio managers on the Envestnet platform and offers specialized services including a Private Wealth Consulting program for high-net-worth clients.

Laura Malechuk is a financial advisor with Madison Avenue Securities, LLC and holds Series 63 and Series 65 credentials. She has 26 years of industry experience, including prior roles at CUSO Financial Services, LP and Foresters Equity Services, Inc. Madison Avenue Securities, LLC provides investment advisory and related services to individual clients, charitable institutions, foundations, trusts, and employer-sponsored retirement plans. The firm manages approximately $2.0 billion in assets and offers portfolio management, financial planning, pension consulting, and college-savings services through a network of investment adviser representatives.