Donald Steepe is a financial advisor with Primerica Advisors in Mission Viejo, CA, holding Series 63 and Series 65 licenses and with 42 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1983. Outside of his advisory role, he is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Francesca Silvestro is a financial advisor at OSAIC with seven years of industry experience. She holds Series 63 and Series 65 credentials and has been with OSAIC since 2018. In addition to her advisory role, she works as a registered representative and agent in a family-owned insurance business with plans for succession. OSAIC Wealth provides brokerage and advisory services to a diverse client base, including retail investors, retirement plan sponsors, charities, and corporations. The firm employs a model-based investment approach with portfolio optimization tools and offers a range of managed account programs and third-party manager options.

Lay Phang Cheong is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at JPMorgan Chase Bank, N.A., Bank of America, N.A., Merrill, and J.P. Morgan Asset Management. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence combining quantitative and qualitative research and may incorporate an ESG eligibility framework.

Christopher Gendreau is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Primerica Advisors since 1984 and Primerica Financial Services since 1991. Outside of advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed account options under a wrap-fee structure.

Sung Won Suh is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including J.P. Morgan Securities LLC, JPMorgan Chase Bank, N.A., Bank of America, and Merrill. Outside of his financial career, he has been involved with Pet and Tree for eight years. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients. The firm employs a systematic investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction, managing a range of portfolios including multi-manager and fund-of-funds structures.

Breanna Ohearn is a financial advisor at Wells Fargo Advisors with one year of industry experience. She holds a Series 66 designation and previously worked at Morgan Stanley for three years and spent time at Dominics Ristorante Italiano and California State University Long Beach. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu utilizing Wells Fargo research and tools, delivering tailored recommendations through advisors with optional implementation through various brokerage or advisory programs.

Dylan Aschoff is a financial advisor with LPL Financial, holding a Series 66 designation and possessing 11 years of industry experience. He previously worked at Edward Jones for nine years before joining LPL Financial in 2023. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of investment adviser representatives.

Christian Connella is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2019. His background includes roles at Chapman University and involvement with Big Arms Swimmers. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Kevin Tetley is a CFP® professional with eight years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has worked with Raymond James since 2017 and previously spent a year at The Home Depot. Tetley is the owner of Tetley Wealth Group, a support company outside of his advisory role. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and maintains unique municipal and public finance capabilities alongside specialized advisory programs.

Timothy Tunney Jr. is a financial advisor with UBS Financial Services in Irvine, CA, holding a Series 63 designation and bringing 44 years of industry experience. He has been with UBS since 2008. Outside of his advisory role, Tunney serves on the Orange County Treasurer's Advisory Committee and is Treasurer and a board member of the Lincoln Club of Orange County. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and providing access to proprietary research and a broad range of investment products.

Jaimie Horn is a financial advisor at Fidelity with nine years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, Horn worked at Michael L. Bishop, Inc. for six years. Fidelity's Strategic Advisers LLC, where Horn works, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to create model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Glenn Ushijima is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 23 years of industry experience. His career includes roles at UBS Financial Services and Morgan Stanley, prior to joining Wells Fargo. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of financial planning and investment services, offering tailored recommendations supported by firm research and planning tools.

Richard Ratz is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. He has worked at LPL Financial since 2021 and previously spent over a decade with Waddell & Reed, Inc. and various insurance carriers. Outside of advising, he has been involved in real estate rental and investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jon Massey is a financial advisor with OSAIC Wealth, Inc., holding the ChFC® and Series 63 credentials and bringing 29 years of industry experience. He previously worked at Mariner Independent Advisor Network, LPL Financial, and National Planning Corporation. Massey serves as president of Plan With Providence, LLC, which supports his advisory operations, and is a board member of Lamb’s Fellowship Church, a nonprofit organization. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform. The firm offers brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization, supported by a broad range of managed account programs and consulting services.

Tyler Renaud is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Wealth Planning Group OC and G3PM Law, as well as experience at the University of Arizona. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a large network of investment adviser representatives.

Jason Galardy is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. He holds the Series 66 designation and has worked at firms including Goldman Sachs Wealth Services and FSC Securities Corporation. Outside of his advisory role, he is involved with NETTWORTH FINANCIAL GROUP. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of Financial Professionals. The firm offers access to multiple platforms, third-party advisers, and proprietary model strategies.

Joshua Mason is a financial advisor at Osaic Wealth with four years of industry experience. He holds a Series 66 designation and has worked previously at Mariner Independent Advisor Network and LPL Financial. His background includes roles outside finance, such as positions in collegiate athletics and retail. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services utilizing model-based asset allocation and portfolio optimization, supported by a complex affiliate network and private-equity ownership.

Kabir Sivjee is a Financial Advisor specializing in helping individuals and families achieve their financial goals. He brings experience working with a diverse range of clients, from young professionals to retirees, and supports them in navigating the complexities of financial markets. Kabir’s areas of expertise include investment planning, retirement planning, estate planning services, and wealth management. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Kabir completed his high school education at Golestane Kabir. Outside of his professional role, he participates in community involvement with Junior Achievement of Central Maryland. His personal interests include biking, hiking, music, reading, running, swimming, traveling, and yoga.

Joseph Dimino is a financial advisor at Cetera with 26 years of industry experience. He holds the CFP® and ChFC® designations and has worked at Avantax Advisory Services and Anthem Blue Cross as a health insurance agent. He is also a committee member of the State Bar of California Client Security Fund Commission, which provides restitution to victims of attorney theft. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing multiple program structures and investment strategies.

Taron Defevers is a financial advisor with Fidelity Investments in Mission Viejo, CA. He holds the Series 66 designation and has been with Fidelity since 2026. Prior to entering the financial industry, he held positions related to theological education and church ministry. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various investment vehicles.