Robert Mummey is a financial advisor with OSAIC Wealth, Inc., holding a Series 63 license and bringing 52 years of industry experience. He has been with OSAIC since 2013 and has a long tenure with National Life Insurance of Vermont dating back to 1985. Outside of his advisory work, he is a coauthor of an autobiography titled *Arturo's Dream*, which reflects on personal family experiences, and he serves as a board member of the World Children Transplant Fund, a nonprofit organization. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through an extensive network of advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and various investment products while supporting multiple platforms and third-party managed-account solutions.

Andrew Gonzalez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2017. Outside of his financial advisory role, he owns Bethasaph Productions, a content creation business involving music performance and audio/video editing for local venues and nonprofit organizations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Shaun Beyrer is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at LPL Financial. His prior experience includes roles at Western International Securities, J.P. Morgan Securities, JPMorgan Chase Bank, and TD Ameritrade. He is also involved in a real estate rental business unrelated to his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with access to diverse investment models and research resources.

Peter Lindberg is a financial advisor with Wells Fargo Advisors in Camarillo, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes over a decade at Wells Fargo Advisors and Wells Fargo Clearing. He also owns Lindberg Private Wealth Management LLC, a separate wealth management practice. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options that include retirement, education, and specialized services such as business-owner transition and special-needs analysis.

Scott Watters is a financial advisor at Edward Jones with a Series 66 designation and over 12 years of industry experience, including roles at Bank of America and Apex Fintech Solutions. He has been with Edward Jones since 2026. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Vincent Villa is a CFA® charterholder affiliated with Wells Fargo Clearing and has 17 years of industry experience. He previously worked for Morgan Stanley Smith Barney LLC for 14 years before joining Wells Fargo in 2023. Outside of his advisory role, he serves as a trustee for a family trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options, offering both brokerage and advisory solutions across a broad range of financial products.

Lance Marcus is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and over 41 years of industry experience. He has been with Merrill since 1980 and concurrently affiliated with Bank of America since 2009. Outside of his advisory role, he serves as a co-trustee for several family trusts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Patrick Erhart is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds a Series 66 designation and has worked at several firms including First Republic Investment Management and Mass Mutual Life Insurance Company. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Sarah Reznick is a CFP® professional with 17 years of industry experience. She is currently with Ameriprise and previously worked at Edward Jones for 12 years. Reznick serves on the board of directors for Carden Conejo, a nonprofit organization. Ameriprise offers retirement-income planning services targeting individuals approaching or in retirement, with a focus on personalized, tax-smart withdrawal strategies and income planning. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary recommendations.

Anthony Culazzo is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 license and 20 years of industry experience. He has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary investment models in its advisory services.

Alexander Tate is a financial advisor with Fidelity in Thousand Oaks, CA, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Wells Fargo and various educational institutions, including Westfield State University and Middlesex Community College. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, and is noted for its use of algorithmic methods and a formal advisory role to multiple registered investment companies.

Daniel Short is a financial advisor at UBS Financial Services with eight years of industry experience. He holds the Series 66 designation and has been with UBS since 2014, including a prior role at California Lutheran University. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services. The firm integrates institutional trading capabilities with wealth management, offering a variety of financial planning, portfolio management, and capital markets services.

Michael Blank is a financial advisor with Wells Fargo Advisors in Westlake Village, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Advisors since 2011 through various affiliated entities. Outside of his role at Wells Fargo, he owns MVB Wealth Management, Inc. and has a minority ownership in Westlake Private Wealth Management, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and fee-based financial planning services tailored to clients meeting certain net-worth thresholds.

Robert Napp is a financial advisor with LPL Financial in Camarillo, CA, holding a Series 63 designation and 38 years of industry experience. He has been with LPL Financial since 1999. Napp is also engaged in independent insurance sales, including long-term health and disability insurance. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing model portfolios, research, and technology-supported investment approaches.

Patricia Adrian is a financial advisor with Ameriprise in Thousand Oaks, CA, holding the ChFC® designation and Series 66 license, with 26 years of industry experience. Her prior roles include positions at LPL Financial, Wells Fargo Clearing, and WELLS FARGO Advisors. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific eligibility criteria, providing detailed written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with algorithmic automation overseen by a Retirement Income Oversight Committee to deliver tailored planning, primarily for clients maintaining a significant portion of assets in Ameriprise Managed Accounts.

Eric Sarkissian is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various JPMorgan entities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Brian McCoy is a financial advisor with LPL Financial, holding a Series 63 designation and 29 years of industry experience. His prior roles include positions at Securities America Advisors, Inc. and National Planning Corporation. Outside of advisory work, he serves as an assistant women's golf coach at California Lutheran University and is involved in laboratory and medical sales through Toxicology Management Services. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, and corporations. The firm offers diverse financial planning and advisory programs supported by proprietary and third-party research, along with various technology-enhanced portfolio management services.

Vincent Padilla is a financial advisor at Raymond James Financial with 21 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at LPL Financial and INVEST Financial Corp. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs in municipal finance and SIMPLE IRA employer consulting.

Guillermo Gutierrez Jr. is a CFP® professional with six years of industry experience, currently serving as a financial advisor at OSAIC since 2023. His previous roles include positions at One Capital Management, FSC Securities Corporation, and Zephyr Investment Management. Outside of financial services, he has coached sports through the City of Los Angeles Department of Recreation and Parks since 2006. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to construct portfolios that include a broad range of investment products.

Alan Santisteban is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has previous work experience at Premier America Credit Union and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.