Gerald Gee is a financial advisor with Morgan Stanley in Pleasanton, CA, holding a Series 66 designation and having 10 years of industry experience. His prior roles include positions at JP Morgan Chase Bank, Merrill, and Bank of America. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and comprehensive investment research.

Tabitha Balthasar Baguio is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds a Series 66 designation and has previously worked at Charles Schwab and ULTA Beauty. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services, managing roughly $671 billion in assets through a network of over 14,000 advisors.

Mark Martin is a CFP® professional with 42 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Citigroup Global Markets for 12 years. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Vivek Patel is a financial advisor at Morgan Stanley with seven years of industry experience. He previously worked at J.P. Morgan Securities and First Republic Securities Company, LLC. Patel holds Series 66 and Series 63 licenses. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations to support its planning process.

Christopher Symank is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Prior to that, he worked at Citigroup Global Markets, Inc. for one year. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

Yitao Huang is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has 12 years of industry experience, including roles at Wells Fargo Advisors and New York Life Insurance Company. Additionally, Huang is a California Notary Public providing services to clients and acquaintances. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm employs firm-approved software to analyze client goals and delivers written recommendations within collaborative annual planning engagements.

Ngoc Dinh is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2015 and has prior experience in yoga instruction at Hot Box Yoga and Xplore Yoga. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. Their advisory process combines quantitative and qualitative research to develop model asset allocations, with implementation support from related investment-management entities.

Chuck Wong is a CFP® professional with 18 years of industry experience, currently affiliated with Wells Fargo Clearing since 2022. His prior roles include positions at Schwab Private Client Investment Advisory, Charles Schwab & Co., TD Ameritrade, and BancWest Investment Services. Outside of finance, he holds a 50% ownership interest in a vending machine business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

James Rawson is a financial professional with eight years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at firms including Morgan Stanley, Bank of America, Merrill, and Cetera. He is also involved with Bar Financial Partners LLC, a financial services business. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts, offering a range of portfolio management, financial planning, and advisory services through a nationwide network of independent advisors.

Xinting Huang is a financial advisor at Merrill with nine years of industry experience. Huang holds the Series 66 designation and has been with Merrill and Bank of America since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Benjamin Chang is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Charles Schwab since 2004 and Charles Schwab Bank SSB since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and alternative investments within an integrated operational structure.

Joseph Yang is a financial advisor with OSAIC in San Ramon, CA, holding a Series 66 license and 15 years of industry experience. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors for 10 years, LPL Financial for 2 years, and Merrill for 2 years. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process with portfolio optimization, discretionary and third-party management options, and maintains a complex network of affiliates and programs designed to support a broad range of financial needs.

Samuel Benbow is a financial advisor at Raymond James Financial with three years of industry experience. He holds a Series 66 designation and has worked previously at Lincoln Financial Group and OSAIC. Outside of advisory roles, he serves as a senior paraplanner at Findley & Associates, assisting with financial planning and business operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs and institutional consulting services.

Berenice Robante is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. She previously worked at BMO Bank, Citi Bank, and JPMorgan Chase Bank. Outside of finance, she has experience in the fitness industry, having worked at Pilates Athletic Center and City Sports Club. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios with strategic asset allocation and due diligence on alternative investments.

Stanley Cheung is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1990 and has accumulated extensive experience working with clients on various aspects of wealth management. Stanley initially began his career at Merrill Lynch in 1991 and, after a period at Bank of America from 1994 to 1997, he returned to Merrill Lynch in 1998. Stanley holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He attended City College of San Francisco and San Francisco State University, and earned his high school diploma from Abraham Lincoln High School. Stanley works closely with clients to develop personalized financial strategies that address areas such as college education planning, executive compensation, family wealth management, retirement planning, tax minimization, and portfolio management services. Outside of his professional role, Stanley is involved in community volunteer activities in line with Merrill Lynch’s tradition of community engagement. His personal interests include basketball, photography, tennis, and volleyball. He lives with his wife, their two sons, and two dogs.

Keri Spanier is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 24 years of industry experience. Her prior roles include periods at Triad Advisors, Inc., Resources Investment Advisors, Inc., and LPL Financial. Spanier is involved with Teros Advisors, providing investment advice, financial planning, and commission product sales. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and supports various account platforms and third-party advisers.

Rebekah Rogers is a Planning Consultant at Fidelity Investments, a position she has held since 2022. In this role, she partners with clients and their families to navigate the complexities of investing, focusing on building clear financial plans that align with clients' dreams, objectives, and concerns. She utilizes advanced technology and Fidelity's cost-efficient investment platform to support these plans. Prior to her current role, Rebekah served as an Investment Consultant at Fidelity Investments from 2019 to 2022. She also gained experience as a Financial Consultant and Business Development Specialist at TD Ameritrade in 2018 and 2019, respectively, and completed a Financial Administrative Internship at Fidelity Investments in 2016. She holds a California Insurance License.

Wahid Nurie is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2026. He has over 20 years of experience in financial services, focusing on helping clients develop adaptable financial plans to navigate complex financial landscapes. Prior to his current role, Wahid worked as a Financial Consultant at Fidelity Investments from 2012 to 2026. He also gained experience as a Financial Advisor Associate at JP Morgan Chase from 2010 to 2012, and held various roles including Financial Consultant Associate and Investment Consultant at Wells Fargo between 2004 and 2010. Early in his career, he served as a Business Banking Officer at Citibank and as a Financial Associate at Tri Counties Bank. Wahid holds a California Insurance License. Outside of his professional work, he has interests in board games, comedy, family activities, parenthood, and pets.

Ji Sung Chung is a financial advisor with Merrill in Castro Valley, CA, holding Series 63 and Series 66 licenses and possessing 22 years of industry experience. His career includes roles at Bank of America, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities, Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michelle Harvey is a financial advisor with UBS Financial Services in Castro Valley, CA, holding Series 63, 65, and 66 credentials and bringing 7 years of industry experience. Her prior roles include positions at Bank of America Private Bank, Union Bank MUFG, Wells Fargo Investments, and Morgan Stanley DW Inc. She serves as treasurer and board member for a youth swim team and is a board member of the Arthur M Jawad Education Fund for Saint Joseph Notre Dame High School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and providing financial planning, portfolio management, and capital markets support through a large network of advisors.