Mohsin Hafeez is a CFP® professional with 16 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Morgan Stanley from 2010 to 2013. He is involved in education through ownership of GLOBAL MINERVA ALLIANCE and teaches financial analysis and corporate finance courses at Golden Gate University, Hult International Business School, and UC Berkeley Extension. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research and analytics.

Mark Schneeberger is a financial advisor at OSAIC with 28 years of industry experience. He holds the ChFC® designation along with Series 63 and 65 licenses. His career includes prior roles at Sunamerica Securities, Inc., Morgan Stanley DW Inc., and OSAIC Services, Inc. Outside of his advisory work, Schneeberger is a licensed real estate agent with Berkshire Hathaway, referring real estate sales to active agents. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through various programs, utilizing a model-based investment process with asset allocation, portfolio optimization, and multiple management options across a large multi-advisor platform.

Caesar R. Ruegg is a financial advisor with UBS Financial Services, holding a Series 66 designation and 26 years of industry experience. He has been with UBS since 2001. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to client goals.

Susan Leonard is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Terra Blue Wealth Management, Commonwealth Financial Network, Glencrest Group, and Analysis Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm offers a range of advisory services and utilizes both proprietary and third-party investment strategies, supported by technology tools for operational and research purposes.

David Roggenkamp is a financial advisor with LPL Financial in San Rafael, CA, holding a Series 63 designation and 37 years of industry experience. Prior to joining LPL Financial in 2026, he worked at Commonwealth Financial Network, Signator Investors, Inc., and Transamerica Financial Advisors. Outside of his advisory role, he is involved in fixed insurance sales. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing a variety of model portfolios and third-party strategies, supported by advanced operational tools and a broad array of non-advisory financial products.

Nancy Tattersall is a CFP® registered financial advisor with Pinnacle Retirement & Financial Planning in San Rafael, CA. She has 30 years of experience with the firm and holds the Series 63 license. Pinnacle Retirement & Financial Planning is an independent firm serving clients with personalized retirement and financial planning services.

Gatian Cunningham is a financial advisor at Hearth Capital Management with 28 years of industry experience. He is based in Mill Valley, CA. Hearth Capital Management provides portfolio management and financial planning services to a small client base of individual investors. The firm focuses on one-on-one advisory relationships and serves primarily non-high-net-worth individuals, using an hourly fee structure that is uncommon among similar firms.

Michael Schmitz is a financial advisor with Schmitz Capital Partners, LLC, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked at Schmitz Capital Partners since 2015 and has been affiliated with Osaic Wealth, Inc. since 2009. Schmitz is also licensed to offer various insurance and annuity products to clients. Schmitz Capital Partners serves individual and high-net-worth clients, as well as trusts, pension plans, and institutional clients, managing approximately $125 million in assets. The firm employs a proactive, holistic investment approach that incorporates asset-allocation planning software, risk-tolerance assessments, efficient-frontier analysis, and both fundamental and cyclical analysis across long- and short-term strategies.

Harris Holzberg is a financial advisor at Holzberg Wealth Management, Inc. with 18 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. He has been with Holzberg Wealth Management since 2013. In addition to his advisory role, Holzberg provides securities expert witness and litigation support services. Holzberg Wealth Management is a small firm based in Corte Madera, CA, serving clients with personalized wealth management strategies.

Philip Rice is a financial advisor at Warm Springs Advisors Inc. with six years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Private Wealth Partners from 2014 to 2019. Warm Springs Advisors offers discretionary asset management and modular financial planning to individual and high-net-worth clients. The firm emphasizes long-term, value-oriented equity selection and uses strategic asset-allocation adjustments, managing approximately $131 million across a small number of client accounts.

Nathaniel Cornell is a financial advisor at Warm Springs Advisors Inc. with 13 years of industry experience. He also serves as President and Director of Home Savings Bank in Wapakoneta, Ohio, and holds executive roles at Cornell and Finkelmeier, Inc., a property and casualty insurance firm. Warm Springs Advisors provides discretionary asset management combined with modular financial planning and consulting to individual and high-net-worth clients. The firm emphasizes long-term, value-oriented equity selection and strategic asset-allocation adjustments, managing concentrated portfolios on a discretionary basis.

Steven Schmitz is the president and chief compliance officer of Schmitz Capital Partners, LLC, with 40 years of industry experience. He has been with Schmitz Capital Partners since 2015 and has an ongoing association with OSAIC since 1997. Schmitz also prepares income tax returns and projections for select clients as part of a sole proprietorship. Schmitz Capital Partners primarily serves individual and high-net-worth clients, as well as trusts, pension plans, and other institutional clients, managing approximately $125 million in assets. The firm offers asset management, financial planning, and pension consulting through a platform that utilizes asset-allocation software, risk-tolerance questionnaires, and fundamental and cyclical analysis, with regular portfolio reviews and due diligence on alternative investments.