Dionysis Heliotis is a financial advisor with Transamerica Financial Advisors in San Jose, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and WealthWave since 2015. He was also involved with the Kyparissioton Society of America from 2009 to 2020. Transamerica Financial Advisors serves individual investors, institutional clients, and various organizations through a combination of advisory and broker-dealer services, offering proprietary and third-party model portfolios with both discretionary and non-discretionary management options.

Ruinian Kang is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing three years of industry experience. Prior to joining Transamerica, Kang was involved with Shanghai Ruinian Investment and Management Co., Ltd. for ten years and has been active as a health insurance agent since 2015. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services with proprietary and third-party investment models available on discretionary and non-discretionary platforms.

Quentin Wong is a financial advisor with HSBC Securities (USA) Inc. in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has worked extensively within various HSBC entities since 2013. Outside of his advisory role, he is an owner of several rental properties. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment solutions. The firm uses multiple model risk profiles and combines strategic with tactical asset allocation, supported by affiliated and third-party providers for fund selection and portfolio monitoring.

Bich Le is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds a Series 66 designation and has been with Citigroup and its affiliates since 2012. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs that include separately managed accounts, mutual funds, ETFs, and alternative investments. The firm combines large institutional scale with specialized market roles and provides both advisory and execution services.

Xuan Cao is a financial advisor with HSBC Securities (USA) Inc. in Cupertino, CA, holding a Series 66 designation and 15 years of industry experience. Prior to joining HSBC in 2015, Cao worked at Merrill from 2011 to 2013. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through several portfolio types, including client-directed and fully discretionary options. The firm’s investment process incorporates five model risk profiles and combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring.

David Kuga is a financial advisor with PlanMember Securities Corporation in Campbell, CA, holding a Series 66 designation and over 25 years of industry experience. He has been with PlanMember Securities Corporation since 2011 and has worked with Employee Benefits Services Group since 2005, where he is involved in insurance product sales. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options, education, and support services, with an investment approach based on strategic asset allocation and risk-based mutual fund portfolios.

Earl Seno is a financial advisor with Transamerica Financial Advisors in Alviso, CA, holding Series 65 and Series 63 licenses and having nine years of industry experience. His background includes roles with the National Association of Social Security Analysts, where he consults on optimizing Social Security benefits, as well as providing health insurance services through Covered CA. Additionally, he works as a presale engineer for Motorola Solutions, designing telecommunications systems for public safety organizations. Transamerica Financial Advisors serves a wide range of clients including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services with a mix of proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and RIA, providing discretionary and non-discretionary program choices and supporting plan clients through affiliated retirement and recordkeeping entities.

Claudette Klein is a CFP® with 30 years of experience in the financial industry. She is currently with Ameritas Advisory Services, LLC and has held ownership roles in Klein Financial since 1991 and Claudette Klein Inc. since 2018. She is also licensed as an independent insurance agent and serves as a notary public. Ameritas Advisory Services, LLC provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a range of portfolio construction options through model portfolios, mutual funds, ETFs, and individual securities across multiple program platforms.

Sarabpreet Kaur is a CFP® professional at Focus Partners Wealth, LLC in Palo Alto, CA, with one year of industry experience. Prior to joining Focus Partners Wealth, she held roles at Liberty Tax Service and BDO USA. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, offering a range of services including investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds.

Shiou Yean Chen is a financial advisor with Citigroup Global Markets in San Jose, CA, holding Series 63 and Series 65 credentials and having 20 years of industry experience. Chen has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, combining large institutional scale with specialized market roles.

Wai Luk is a financial advisor with Eagle Strategies (NY Life) based in San Jose, California, holding Series 63 and Series 65 licenses and offering 15 years of industry experience. He has served at Eagle Strategies since 2024 and operates Luk Financial And Insurance Solutions, where he brokers non-registered insurance products. Outside of his advisory work, he serves as secretary of his condo complex's homeowners association. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a broad range of individual and institutional clients. The firm offers multiple advisory programs and emphasizes tailoring recommendations to clients’ objectives, with most assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Ian Gonda is a financial advisor at Savant Wealth Management in Los Gatos, CA, with five years of industry experience. He holds the CFP® designation and Series 65 license. Prior to joining Savant Wealth Management in 2025, he worked at Parkworth Wealth Management, Inc. for four years and has experience outside finance including a role at Surf Diva Surf Shop. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, portfolio management, financial planning, retirement plan consulting, and family office services. The firm combines an evidence-based, model-driven investment approach with actively managed strategies and benefits from centralized resources supported by its scale and affiliated accounting, legal, and trust services.

Georgia Sclavos is a Series 66-credentialed financial advisor at Fifth Third Securities, Inc. with 18 years of industry experience. She previously worked at Ameriprise and Comerica Securities, Inc. Outside of her advisory role, she provides client service and support related to money market fund investment platforms through Comerica Bank. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, and institutional entities through both advisory and brokerage services. The firm offers multiple investment programs on the Passageway Managed Account platform, utilizing third-party portfolio managers and a range of strategies from mutual funds and ETFs to separately managed accounts and tax-optimized solutions.

Ilia Tsai is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 15 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and is also a CPA partner at Sopheleus Associates & Co, where he provides accounting services including corporate financial planning and tax strategy. Transamerica Financial Advisors serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations, offering investment advisory and brokerage services through a large advisor network and multiple program platforms that utilize model portfolios and third-party managers.

Zhong Shi is a CFP® with 23 years of experience, currently serving as a financial advisor at Transamerica Financial Advisors. He has held roles with organizations including Kyros Ai Corp., Heartland Institute of Financial Education, and Covered CA. Outside of advising, he works as a college planning consultant and financial education instructor. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base through a large advisor network and multiple program platforms. The firm primarily uses model portfolios and third-party managers to implement its advisory services.

Gurvinder Aujla is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at Merrill, Avantax Investment Services, Bancwest Investment Services, J.P. Morgan Securities, and Chase Investment Services Corporation. Outside of advisory work, he is involved in tax preparation, bookkeeping, small business consulting, and also works as a licensed real estate agent and loan officer. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and corporate plans. The firm offers financial planning and portfolio management through multiple platforms, combining strategic asset allocation with active and passive investment approaches.

David Mendoza is a financial advisor with Rockefeller Financial LLC, holding Series 63 and Series 65 credentials and bringing 48 years of industry experience. His career includes lengthy tenures at Merrill and Bank of America, N.A., before joining Rockefeller Financial in 2022. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, and uniquely operates as a registered broker-dealer offering securities transactions, variable insurance products, placement, and investment banking services.

Quan Zhang is a financial advisor with HSBC Securities (USA) Inc. in Fremont, CA, holding Series 63 and Series 66 credentials and seven years of industry experience. He has been with HSBC Securities and its affiliate HSBC Bank USA since 2018. Zhang also serves as a Bank Officer for HSBC Bank USA, engaging in the sale of bank-related products alongside his role as a registered representative. HSBC Securities (USA) Inc. provides managed account programs for individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and fully discretionary investment options. The firm uses a multi-profile investment approach supported by affiliated global asset management and fund due diligence providers.

Qi Zhang is a financial advisor with Eagle Strategies (NY Life) based in San Jose, CA, holding Series 63 and Series 65 licenses with three years of industry experience. Prior to joining Eagle Strategies, Qi worked at NYLIFE Securities, LLC and New York Life, and previously spent six years at Guosen Securities. Qi co-owns a non-operational financial services business with her husband. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm offers financial planning, investment management, and retirement-plan advisory services, emphasizing tailored solutions and predominantly managing assets on a non-discretionary basis.

Tammy Tang is a financial advisor with J.P. Morgan Securities in San Jose, CA, holding Series 63 and Series 66 credentials and eight years of industry experience. She previously worked at Santa Clara County Federal Credit Union for twelve years and operated a hair salon for two years. Outside of her advisory role, she provides personal care support as an employee/contractor at an assisted living facility. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, incorporating ESG eligibility frameworks and broader derivatives capabilities.