Jennifer Jackson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked with Wells Fargo affiliates since 1999, including Wells Fargo Advisors, LLC and Wells Fargo Bank, N.A. Outside of her advisory role, she co-owns an online retail store, Cool Deal, LLC. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, providing both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Sean Gannon is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been associated with Wells Fargo Clearing since 2016 and with Wells Fargo Advisors Financial Network since 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition planning and special-needs analysis.

Jonathan Aring is a financial advisor with LPL Financial in Folsom, CA, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER) since 2002. Outside of his advisory role, he is a silent partner in Aring Woodwork, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Patrick Shannon Jr is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing 15 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, and BlackRock Investments. Outside of his advisory work, he serves as a trustee for his father's trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm employs a large network of financial advisors and uses research and modern portfolio theory to evaluate investment options, offering both brokerage and advisory solutions.

Mark Atkins is a financial advisor with Primerica Advisors in Shingle Springs, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1992 and with Primerica Financial Services since 1991. In addition to advising, he is involved in sales of home-related products through affiliated companies, including loan products and home security services. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm focuses on third-party manager selection and uses a tiered wrap-fee structure rather than fixed fees.

Evan Currie is a Series 66-licensed financial advisor with Edward Jones, based in Fair Oaks, CA, with three years of industry experience. Prior to joining Edward Jones, he worked for the Fair Oaks Water District for 12 years. He serves as a board member for the Fair Oaks Cemetery District. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Jose Delgado is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Tri Counties Bank and JPMorgan Chase. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves a range of clients through discretionary and non-discretionary advisory services.

Russel Phelps III is a CFP® with 32 years of industry experience, currently affiliated with Ameriprise since 2005. He holds a Series 63 license and serves as CEO of R3, a practice support business, in addition to engaging in independent insurance brokering with Western Health Advantage. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficient strategies to deliver tailored recommendation reports through a centralized consulting team.

Brian Casper is a financial advisor at Edward Jones in Gold River, CA, holding CFP® and Series 66 designations with 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets under management and operates a large nationwide network of financial advisors and branch offices.

Stanley Leong is a financial advisor with Ameriprise in Roseville, CA, holding the CFP®, ChFC®, and Series 66 credentials and has 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he is authoring a new book to be sold on Amazon. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies to support clients’ income goals.

Steve Cowles is a financial advisor at Edward Jones with 15 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors, offering a range of advisory programs, tax-efficient services, and affiliated investment products.

Erik Carlson is a financial advisor with Equitable Advisors in Folsom, CA, holding a Series 66 designation and 26 years of industry experience. He has worked at Equitable Advisors and its predecessor, Axa Advisors, since 2000. Outside of his advisory role, he is involved in motivational speaking, training, and entertainment through his own business, CarlsonLive.com, and also buys and sells baseball cards on eBay. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm’s approach includes matching clients to advisory models or discretionary managers, often through third-party platforms, and offers a range of investment options from mutual funds to select alternative investments.

Violetta Terpeluk is a financial advisor with Ameriprise in Roseville, CA, holding a Series 66 designation and bringing 24 years of industry experience. She has been with Ameriprise and its related entities since 2005. Outside of her advisory role, she is the author of a consumer-education book titled *Financial FLOW: The Art of Fulfilling Life and Optimizing Wealth* and is involved in business advisory and consulting through Indigai Business Advisory. Ameriprise Financial Services is a large diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides tailored retirement income planning supported by proprietary research and algorithmic tools.

John Landberg is a CFP®-designated financial advisor with Robert W. Baird & Co., where he has worked for 17 years. He has 36 years of industry experience. Outside of advising, he holds a 20% ownership interest in Penryn Park Partners, a land development business. He is part of The DDK Group within Baird’s Private Wealth Management department, which serves high net worth individuals, corporate clients, pensions, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody, utilizing a combination of manager-traded and model-traded strategies alongside tax management and direct indexing.

Deborah Brandao is a financial advisor at Wells Fargo Clearing with three years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2021. Prior to her current role, she was employed at Sac State PD and Contra Costa Sheriff's Department. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options alongside traditional products.

Ron Dale is a CFP® with 34 years of experience in the financial industry. He is currently affiliated with OSAIC and has previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc. Beyond advising, he manages Dale Orchards, LLC, a family walnut farm, and serves as a board member for the Garden Highway Mutual Water Company, a local irrigation water district. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations, offering integrated brokerage, advisory services, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports multiple advisory platforms and legacy accounts.

Sam Fakhoury is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and nine years of industry experience. His career includes multiple roles within J.P. Morgan Securities LLC and J.P. Morgan Chase Bank since 2016, as well as a prior position at US Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm integrates advisory services with brokerage, distribution, and investment management capabilities.

Cesar Lopez is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Woodbury Financial Services and Questar Asset Management. Outside of advising, he serves as president of NLA Insurance Services, a company selling life, medical, fixed annuities, long-term care, and disability insurance products, and is a partner in a financial advisor back-office platform and a business property management LLC. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering brokerage and advisory services, financial planning, retirement consulting, and access to multiple managed account solutions. The firm employs various asset allocation tools and supports both discretionary and non-discretionary portfolio management across diverse investment products.

Alexis Zenahlik is a financial advisor with Robert W. Baird & Co., holding a Series 66 designation and two years of industry experience. Prior to joining Baird in 2022, Alexis held positions at JPMorgan Chase and the Nevada County Association of Realtors. Alexis is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies and overlay services to meet client goals and risk tolerances.

Sarah Swearinger is a financial advisor at Fidelity with Series 63 and Series 65 credentials and 19 years of industry experience. Her prior roles include positions at CUSO Financial Services LP and Patelco Credit Union. She currently works in Newcastle, CA. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serves as a commodity pool operator with a formal advisory role to multiple registered investment companies.