Dylan Michell is a financial advisor with Charles Schwab holding a Series 66 designation and has been in the industry since 2025. Prior to joining Charles Schwab, he was involved in entrepreneurial activities with several LLCs and spent multiple years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by proprietary research and a formal alternative investment process.

David Bennette is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he is involved in managing rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients, providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Amber Drinkwater is a Series 66-credentialed advisor with LPL Financial, based in Roseville, CA, with 11 years of industry experience. She has been with LPL Financial since 2014 and also has a longstanding affiliation with Golden 1 Credit Union since 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from internal and third-party sources.

Francis Cockrell is a financial advisor with OSAIC, holding the CFP® designation and Series 63 and 65 licenses, with 28 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 28 years before joining OSAIC in 2025. Outside of his advisory role, he serves as chair of the San Juan School District Facilities Committee and acts as a successor trustee for his mother’s estate. OSAIC Wealth, Inc. serves a broad range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios across various asset classes.

Christine Cao is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2020, with prior roles at Merrill Lynch and in a family business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Eric Schott is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and 16 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory duties, he co-owns a rental property with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broad range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Damian Lima is a financial advisor with Edward Jones in Rocklin, CA, holding CFP® and Series 66 designations and bringing eight years of industry experience. He has worked at Edward Jones since 2018 and previously was employed at Accenture from 2015 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Nordstrom is a CFP® professional with 19 years of industry experience, currently advising at Charles Schwab in Sacramento, CA. His prior experience includes roles at Edward Jones and Fidelity Investments among other firms. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

James Slaughter is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and possessing 17 years of industry experience. His prior roles include positions at LPL Financial, Next Financial Group, and Waddell & Reed. Outside of his advisory work, he owns and operates Daycation for Seniors, a business focused on senior activities. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers.

Henna Nazari is a financial advisor with Merrill in Sacramento, CA, holding the Series 66 designation. She has been in the industry since 2026, with prior experience at Fidelity Investments and legal roles at firms including Morgan Lewis & Bockius. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Paul Cutter is a financial advisor with UBS Financial Services in Sacramento, CA, holding Series 63 and Series 65 licenses. He has 40 years of industry experience, including over three decades at Painewebber Incorporated. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor client solutions.

Jon Hutchison is a financial advisor with LPL Financial in Roseville, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 42 years of industry experience, previously working at Lincoln Financial Securities Corporation and operating Hutchison Financial Group, Inc. He has maintained independent business activities related to financial services and insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house research and third-party subadvisors.

Bonnie Farrell is a financial advisor with OSAIC, holding a Series 66 designation and bringing 25 years of industry experience. She previously worked at Lincoln Financial Advisors Corp for 24 years before joining OSAIC in 2025. Outside of advising, she is involved in offering various insurance products, including accident and health insurance, traditional life insurance, fixed and indexed annuities, and long-term care products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, providing integrated brokerage and investment advisory services alongside financial planning and retirement consulting. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage diversified portfolios on both discretionary and non-discretionary bases.

Heather Story is a CFP® professional with six years of industry experience, currently an advisor at LPL Financial. Prior to joining LPL, she worked at Edward Jones for six years and has experience in entrepreneurial ventures including ownership roles in Hammer & Nails Grooming Inc and Huna Investments LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management supported by extensive research and innovative portfolio management technologies.

Dexter Parulan is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009, following a period at Citigroup Global Markets starting in 2006. Outside of his advisory role, he serves on the finance or investment committee of The Catholic Foundation in Sacramento. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategic investment insights. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through employer agreements.

Glenn Malkasian is a financial advisor at Cetera with six years of industry experience and holds a Series 66 designation. He has been associated with Cetera and its related entities since 2019 and also operates Malkasian Wealth Management. Outside of advisory services, he is a CPA at Malkasian Accountancy LLP, providing tax preparation and accounting services. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Cameron Johnson is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior roles include positions at Principal Financial Group, The Prudential Insurance Company of America, and Pruco Securities LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Catherine Crossley is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2019. Prior to that, she held positions at Meadowood Resorts and WestAmerica Bank. Outside of her advisory role, she partners in a drone services business, Sky High Drone Services LLC, and volunteers monthly at First Step Communities, which provides interim housing and emergency shelter for people experiencing homelessness. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joan Phinney is a financial advisor at UBS Financial Services with 34 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at UBS since 2021. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory work, she serves as Treasurer for the Sacramento Capitol A's organization. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and employs proprietary research and model-based asset allocations to tailor client plans.

Ashwin Mudaliar is a financial advisor at Edward Jones in Sacramento, CA, holding a Series 66 designation with five years of industry experience. He has been with Edward Jones since 2020 and previously worked for Comfort Suites for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of financial advisors and branch offices.