Christopher Morales is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked with MassMutual and Kovack Advisors. In addition to his advisory role, Morales operates as an independent insurance agent for various companies. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers a range of services including financial planning, investment management, and retirement plan advisory through a network of independent professionals using multiple platform arrangements and proprietary as well as third-party strategies.

Luis Edwards is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 65 designations and 13 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Ernesto Arguello is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2017 and previously spent two years at PwC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jeffrey Styer is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 21 years of industry experience. He has worked with Charles Schwab and its affiliated Charles Schwab Bank since 2022 and previously spent 14 years at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a structured alternative investment program within an integrated custody and advisory platform.

Alessandro Colitto is a financial advisor with J.P. Morgan Securities in Coral Gables, FL, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. His prior roles include positions at Merrill Lynch, Pierce, Fenner & Smith Incorporated, Bank of America, N.A., and SP Finance, LLC - Gateway Capital Advisors, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Ryan Weber is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and charitable organizations with a range of planning and consulting services, offering tailored financial strategies supported by firm research and multiple portfolio management styles.

Peter Hernandez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Bank NA. He is currently based in Plantation, FL. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Juliana Adarve is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds the CFA® designation along with Series 65 and Series 66 licenses. Since 2014, she has worked at JPM Chase National Corporate Services, Inc. and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Isabel Fajardo is a Series 66-licensed financial advisor with Merrill in Coral Gables, FL, and has 30 years of industry experience. She has been with Merrill since 1986. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anabella Camacaro Gomez is a Series 66 licensed financial advisor with four years of industry experience, currently with J.P. Morgan Securities in Miami, FL. Her prior experience includes roles at J.P. Morgan Chase Bank and the Saade Law Firm. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment solutions.

Georvy Panameno Romero is a financial advisor with Equitable Advisors in Miami, FL. He holds a Series 66 designation and has five years of industry experience. His work history includes roles at Equitable Advisors since 2020 and AXA Equitable / Premier Client Group from 2015 to 2017, alongside experience at Florida International University. Equitable Advisors serves a wide range of clients, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, utilizing both proprietary and third-party advisory models to tailor solutions to client needs.

Luis Hernandez is a financial advisor with Mass Mutual Investors Services in Coral Gables, FL, holding Series 63 and Series 66 licenses and having 29 years of industry experience. He has been with MML Investors Services since 2007 and with Mass Mutual Life Insurance Company since 1998. Outside of his advisory role, Hernandez is involved in sports broadcasting and serves on several boards, including a nonprofit traffic school and a community impact foundation he founded. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client data and firm-approved tools to deliver collaborative financial planning, offering specific event-driven planning programs such as divorce and estate-settlement planning.

Philip Martini is a financial advisor with J.P. Morgan Securities in Miami, FL. He holds the Series 66 designation and has two years of industry experience. His work history includes positions at Morgan Stanley and Rockefeller Capital Management. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Max Adams is a financial advisor with MassMutual Investors Services in Miami, FL, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with MML Investors Services Inc. and MassMutual since 2007. Outside of his advisory role, Adams practices law through his own firm and is involved in ownership and agency roles in insurance businesses. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a structured approach that uses firm-approved software to analyze client goals and deliver written recommendations.

Luis Loboguerrero is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at UBS in various capacities since 1999, with additional experience at Citigroup from 2010 to 2021. Outside of finance, he is a partner in Freeman's Restaurant in New York, where he participates in management calls and strategic planning. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and capital market assumptions to tailor client plans.

Adriana Mena is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds the Series 63 and Series 65 licenses. Prior to her current role, she operated Amaja Luxury Design LLC, doing business as Debbies Drapery Design Studio, for two years. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary recommendations supported by an in-house manager solutions team and a centralized due diligence process.

Maria Rodriguez Santana is a financial advisor with Merrill in Coral Gables, FL, holding a Series 66 designation and eight years of industry experience. She has been affiliated with Bank of America and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Isabella Cascavita is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2024. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Alejandro Machado is a financial advisor at UBS Financial Services with six years of industry experience. He holds a Series 66 designation and has been with UBS in various capacities since 2017. Prior to his advisory career, he spent five years at the University of Alabama. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor financial plans to clients' goals and risk tolerances.

Ricardo Barrera Villar is a financial advisor with UBS Financial Services, holding a Series 66 designation and over 21 years of industry experience. He has been with UBS and its affiliates since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and various capital markets functions.