David Lorber is a financial advisor with NFSG Corporation in Boca Raton, FL, holding Series 66 and Series 63 credentials and bringing 30 years of industry experience. His prior work includes roles at Newbridge Securities Corporation, Edward Jones, and The Prudential Insurance Company of America. Outside of advising, he has engaged in insurance sales for life, health, and variable annuity products. NFSG Corporation provides investment advisory and financial planning services to a diverse client base, including individuals, institutional clients, and charitable organizations. The firm offers a range of portfolio management solutions supported by internal research and third-party asset managers, and it is affiliated with Newbridge Financial and related brokerage and clearing entities.

Donald Swinarski is a financial advisor at Kovack Advisors, Inc. with seven years of industry experience. He holds a Series 66 designation and has been with Kovack Securities, Inc. since 2017. In addition to his advisory role, he is the managing partner of Swinarski & Company, CPA, where he oversees tax preparation, financial statements, accounting, bookkeeping, payroll, and consulting services. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm focuses on diversified asset-class exposure primarily through mutual funds and ETFs, offers financial planning and retirement account management, and recommends third-party asset managers and model portfolios.

Marcus Arneaud is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. His prior experience includes roles at B. Riley Wealth Advisors and Investacorp, Inc. He serves as treasurer for the Fort Lauderdale Alumni Chapter of Kappa Alpha Psi, a fraternal organization that sponsors community service, social welfare, and academic scholarship programs. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm employs a diversified investment approach primarily using mutual funds and ETFs, alongside third-party asset manager recommendations and financial planning services.

Stephen Laforte is a Series 65-licensed financial advisor at Citizens Private Wealth with one year of industry experience. His prior work includes roles at Citizens Securities, Citizens Bank NA, Clarfeld Financial Advisors, Fifth Third Bank, BNY Mellon, and First Union Securities. Citizens Private Wealth, LLC is a multi-team registered investment adviser serving high-net-worth individuals, families, pension and profit-sharing plans, trusts, estates, charitable organizations, and foundations. The firm focuses on tailored long-term asset allocation within an open-architecture framework and offers discretionary portfolio management supported by a Chief Investment Officer, along with tax, estate, and business consulting services.

Fernando Llop is a CFP®-certified financial advisor with 25 years of industry experience, currently serving at MissionSquare Retirement since 2015. He holds Series 63, 65, and 66 licenses. MissionSquare Retirement specializes in administering deferred compensation and qualified retirement plans for state and local government employers, their employees, and certain non-profit entities. The firm’s Guided Pathways Advisory Services use Morningstar Investment Management’s models and methodologies to provide personalized investment advice within MissionSquare-administered accounts.

Jason Coopersmith is a CFP® with 11 years of industry experience, currently serving at ValMark Advisers, Inc. in Fort Lauderdale, FL. He previously worked at Axa Advisors, LLC and has held multiple roles within MassMutual-related firms since 2017. Outside of his advisory work, he is involved in managing member and ownership roles in several non-investment related service corporations and holds a minority ownership and financial planner position at Platinum Peak Advisors, LLC. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, including high-net-worth clients, plan sponsors, and institutional users through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based portfolios using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and comprehensive due diligence.

Richard Karp is a financial advisor with Advisory Services Network who holds Series 63, 65, and 66 licenses and has 31 years of industry experience. Prior to joining Advisory Services Network in 2024, he worked at Lincoln Financial Advisors and Moors & Cabot. He is also president of Karp Health & Wealth, an LLC that manages business expenses, and is licensed to offer indexed annuities, fixed annuities, and traditional life insurance. Advisory Services Network serves individuals, families, corporations, charitable organizations, and employer retirement plans through a network of independent advisors. The firm provides portfolio management, financial planning, and investment consulting across a broad range of asset types, managing approximately $8.6 billion in client assets.

Lynn Pagans is a financial advisor with Great Valley Advisor Group, LLC, holding Series 63 and Series 65 credentials and over 40 years of industry experience. She has worked with Great Valley Advisors since 2020 and has been associated with LPL Financial since 2012. Outside of her advisory roles, she serves as president of Lighthouse Point Financial Services, Inc., a non-investment-related business entity. Great Valley Advisor Group is an SEC-registered multi-team investment adviser serving individuals, retirement plans, trusts, and other entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting, utilizing a combination of in-house strategies and third-party managers across various platforms.

Louise Wallace is a financial advisor with OneSeven in Coral Springs, FL, holding a Series 63 designation and bringing 33 years of industry experience. Her prior roles include positions at Wells Fargo Advisors and several investment management firms, including a current affiliation with MGO One Seven LLC. OneSeven provides investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, utilizing diversified portfolios of mutual funds, ETFs, stocks, and bonds, with access to alternatives and private placements. The firm follows a primarily long-term investment approach while allowing shorter-term trading when appropriate and offers both discretionary and non-discretionary arrangements.

James Fountain III is a financial advisor at Kovack Advisors, Inc. with 39 years of industry experience. He holds Series 63 and Series 65 designations and has been with Kovack Advisors since 2016. Fountain is also president of Colquitt Insurance Services and owner of Fountain Family Farm, a pecan and forestry production business. Additionally, he volunteers as a facilitator for Financial Peace University, leading classes focused on personal finance and debt management. Kovack Advisors is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, employing a risk-based investment approach supported by both proprietary models and third-party managers.

Jeffrey Paris is a financial advisor with A.G.P. / Alliance Global Partners in Boca Raton, FL, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has worked at Euro Pacific Capital Inc. since 2009. A.G.P. / Alliance Global Partners provides advisory and brokerage services to individuals, trusts, corporations, pooled vehicles, and plan sponsors. The firm offers portfolio management, financial planning, retirement-plan consulting, third-party manager access, and capital markets services, with a focus on international investing and a combination of top-down and bottom-up strategies.

Ed Maisonet is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at Kovack Advisors and Kovack Securities since 2017 and was previously with Ameriprise Financial Services from 2013 to 2017. Outside of his advisory role, he is an officer of Maisonet Wealth Management Inc., a non-investment-related insurance business. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm offers diversified asset management primarily through mutual funds and ETFs, financial planning, and third-party manager recommendations.

Nicholas Macri is a financial advisor at United Capital Financial Advisors with a Series 66 designation and two years of industry experience. His prior roles include positions at Private Advisor Group, LPL Financial, and Singer Wealth Advisors. United Capital Financial Advisors provides financial planning and investment management services nationally to individual investors, corporations, retirement plans, charitable organizations, and institutional clients. The firm employs discretionary portfolio management using asset-allocation models developed by an Investment Policy Committee and offers customized strategies including ESG and faith-based preferences.

Gregory Vereen is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding 25 years of industry experience. Prior to joining Kovack Advisors in 2021, he worked at Investacorp and Securities America. Outside of his advisory role, he is involved with a wholesale travel club, sharing travel information with family. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, and financial institutions. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, utilizing a diversified investment approach primarily through mutual funds and ETFs.

Manuel Rose is a financial advisor at Aegis Capital Corp. He holds a Series 66 designation and has 13 years of industry experience. Prior to joining Aegis in 2024, he worked at Morgan Stanley and Morgan Stanley Private Bank from 2019 to 2024, and at Bank of America and Merrill from 2013 to 2019. Aegis Capital Corp. serves individual investors, retirement and benefit plans, trusts, estates, and corporate clients by offering investment advisory and brokerage services, financial planning, and access to managed account programs through RBC and AXOS platforms. The firm operates both discretionary and non-discretionary account options and provides trade execution, clearing, custody, and reporting services.

Evan Harrigan is a financial advisor at Perigon Wealth Management, LLC in Boca Raton, FL, with 15 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at UBS Financial Services for 11 years. Harrigan is also a licensed insurance agent, dedicating a portion of his time to insurance sales and implementation of related recommendations. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm emphasizes individualized portfolio construction with regular monitoring and formal reviews and serves as both sponsor and overseer of wrap and sub-advisor arrangements.

Ruth Soto Ortiz is a financial advisor at Kovack Advisors, Inc. with nine years of industry experience. She holds a Series 66 designation and previously worked at Mutual of Omaha Investor Services and Mutual of Omaha Insurance Company. She also maintains business activities as a registered representative and insurance agent with Strategic Capital Partners and Strategic Capital Group in San Juan, Puerto Rico. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and municipal entities, offering portfolio management, financial planning, and sub-advisory services through a combination of proprietary models and third-party managers.

Michael Knight is a CFP® credentialed financial advisor with seven years of industry experience, currently serving at Advisors Capital Management, LLC. His career includes multiple roles at Advisors Capital Management and prior experience at Sound Income Strategies, LLC and Arbor Financial Services. Advisors Capital Management serves a diverse client base including individuals, high-net-worth clients, and employee benefit plans, providing discretionary portfolio management as an outsourced investment manager. The firm combines macroeconomic analysis with detailed security selection and manages over $8 billion in discretionary assets through a variety of customized and model-based investment strategies.

Patrick Baird is a financial advisor with B. Riley Wealth Advisors, Inc., holding Series 63 and Series 65 credentials and 22 years of industry experience. His prior roles include positions at Newbridge Financial Services Group, National Asset Management, and Vfinance Investments. B. Riley Wealth Advisors manages approximately $7.03 billion in client assets through around 274 advisors, offering a wide range of services including advisory programs, financial planning, and retirement solutions to individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans.

Ricardo Latta is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has been with Kovack Advisors since 2006 and Kovack Securities since 2005. Outside of his advisory role, he serves on multiple leadership and advisory boards at Nova Southeastern University and is a board member of the American Heart Association’s Executive Leadership Council. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, and institutions nationwide. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, offers both discretionary and non-discretionary asset management, and provides financial planning and third-party manager recommendations.