Lawrence Rutledge is a CFP® professional with 29 years of industry experience, currently affiliated with Guardian Life and Park Avenue Securities. His career includes over a decade at Guardian Life combined with several years at Park Avenue Securities. Rutledge also operates Rutledge Advisory Group, Inc., a marketing name, and engages in outside insurance sales with approved companies. Park Avenue® Wealth Management, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension plans, charitable organizations, and corporate clients through brokerage services, financial planning, and investment advisory programs. The firm offers a range of tailored advisory solutions, including discretionary and non-discretionary management using in-house and third-party strategies.

Matthew Keister is a financial advisor with Guardian Life and holds the Series 66 designation. He has approximately one year of industry experience, including prior roles at Park Avenue Securities and Westshore Financial Group. Before entering the financial industry, he worked in education and retail. Keister also engages in the sale of insurance products outside of those offered through Guardian. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides brokerage services, financial planning, retirement plan consulting, and a range of advisory programs using both proprietary and third-party strategies.

Seth Heard is a financial advisor with Ameritas Advisory Services, LLC and holds Series 65 and Series 63 credentials. He has one year of industry experience and has worked with Ameritas Advisory Services, Estate & Business Planning Group, and Ameritas Investment Company. Outside of finance, he has been involved with Renaissance festivals and escape room businesses. Ameritas Advisory Services provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers various managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by multiple custodial platforms and third-party tools.

Matthew Burger is a financial advisor with Schwab Wealth Advisory and holds the Series 66 designation. He has one year of experience in advisory roles and has previously worked at Charles Schwab, The Travelers Indemnity Company, Plymouth Rock Assurance, US Health Advisors, and in the retail sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for its services.

Kevin Massey is a financial advisor with Brookstone Capital Management LLC in Winter Park, Florida. He holds a Series 65 credential and has been with Brookstone Capital Management since 2026, following a 20-year tenure at AmeriLife. Brookstone Capital Management provides fee-based asset management and financial planning services to individuals, retirement plans, corporations, trusts, and other entities. The firm offers discretionary portfolio management through a turnkey asset management platform and wrap-fee program, utilizing strategic asset-allocation models, various investment vehicles, and both internal and external sub-advisors.

Denisse Arambula is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Schwab Wealth Advisory since 2020 and Charles Schwab since 2017. Prior to her current roles, she worked at First Savings Bank and briefly at Abrazo Pas LLC, where she also performed payroll assistance. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm conducts annual account reviews and offers investment recommendations while leaving final trading decisions to clients.

Olivia Harder is a financial advisor at Schwab Wealth Advisory with two years of industry experience. She holds Series 65 and Series 63 licenses. Prior to her current role, she worked at Charles Schwab & Co., Inc. and has experience in retail settings including Salon Dulay and LOFT Outlet. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using proprietary allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Allison Booher is a financial advisor at Rockefeller Financial LLC with 21 years of industry experience. She holds a Series 66 designation and previously worked at Suntrust Advisory Services, Inc. and Suntrust Investment Services, Inc. since 2015. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, and uniquely operates as a registered broker-dealer offering securities transactions, variable insurance products, and placement and investment banking services.

Gary Gould is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He has been with Schwab Wealth Advisory since 2012 and has worked within the Charles Schwab organization since 2009. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, using Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Cameron Ali is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Charles Schwab & Co., Inc., PNC Bank, Trustco Bank, and Homeland Vinyl Products. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Charles Schwab ecosystem, delivering advice through standardized asset allocation models and research tools, while final trading decisions remain with clients.

Theodore Latimer is a financial advisor at Steward Partners Investment Advisory, LLC holding a Series 66 designation. He has recent experience with Steward Partners Investment Solutions, LLC and Benchmark Securities, and studied at Auburn University from 2022 to 2026. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering investment advisory, financial planning, pension consulting, and managed account programs.

Carol Bowe is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 66 credentials and bringing 14 years of industry experience. Her prior roles include positions at Morgan Stanley, E*TRADE Capital Management, Janney Montgomery Scott, and Transamerica. She is based in Winter Springs, Florida. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and utilizes a diversified investment approach that combines passive and active managers, quantitative, momentum, and fundamental analysis, supported by an internal Investment Committee.

Janelyne Ho is a financial advisor at Transamerica Financial Advisors with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked with multiple firms, including roles focused on estate planning and student loan repayment services. Outside of her advisory work, she is involved in various referral roles related to estate planning and student loan assistance through several affiliated organizations. Transamerica Financial Advisors serves a diverse client base ranging from individual investors to charitable organizations, offering both advisory and broker-dealer services. The firm provides a range of investment programs, including proprietary and third-party model portfolios, with discretionary and non-discretionary management options.

Mark Mankbadi is a financial advisor at Truist Advisory Services with Series 65 and Series 63 licenses. He has transitioned into advisory services following roles at several banks, including Fifth Third Bank, Seaside Bank & Trust, Synovus Bank, and PNC Bank, accumulating industry experience over recent years. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation analysis, fiduciary support, and a manager-selection program that integrates discretionary and non-discretionary investment approaches supported by third-party platforms and AI-enabled research tools.

Joshua Indykiewicz is a financial advisor with Valic Financial Advisors in Orlando, FL, holding Series 66 and Series 63 licenses and six years of industry experience. His prior roles include positions at Pershing Advisor Solutions, Robinhood Financial, TD Ameritrade, Charles Schwab, and Market Trader's Institute. Valic Financial Advisors serves primarily U.S. individual clients, including high net worth and ultra-high net worth individuals, as well as employer-sponsored retirement participants. The firm uses discretionary unified managed accounts supported by third-party model managers and centralized technology to manage approximately $29.2 billion across a large client base.

Juan Delgadillo is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated entities since 2014. Based in Orlando, FL, he joined Schwab Wealth Advisory in 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice through standard asset allocation models and Schwab research tools without exercising discretionary trading authority.

Scott Martin is a CFP® professional with 42 years of industry experience. He has been with Independent Financial Partners since 2012 and previously worked at LPL Financial. Outside of advising, he is a certified exit planner and serves on the board of a professional condominium association in Lake Mary, FL. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting.

Myles Thurston III is a ChFC® credentialed financial advisor with 36 years of industry experience. He is currently affiliated with Primerica Advisors and Park Avenue Securities, with prior experience at Guardian Life Insurance. Thurston has involvement with Insurance-Innovative Underwriters as a side business. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers brokerage and advisory services, financial planning, and retirement and business consulting, implementing investment strategies through proprietary and third-party portfolios with a range of account and lending solutions.

Angelina Ramos is a financial advisor with Schwab Wealth Advisory in Orlando, FL. She holds a Series 66 designation and has one year of industry experience. Prior to her current role, her background includes positions at Morgan Stanley, BankUnited, and various non-financial organizations. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Stephen Vachon is a financial advisor with PlanMember Securities Corporation and holds Series 63 and Series 65 licenses. He has 24 years of industry experience and has previously worked at Cetera, Cetera Wealth Services, and VOYA Financial Advisors. Outside of his advisory role, he is co-owner of Olympia Gymnastics Center, a gymnastics instruction business. PlanMember Securities provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, supported by educational and support services for plan sponsors and participants.