Jason Delay is a CFP® with 13 years of industry experience, currently serving at Fidelity. He has worked with Fidelity Brokerage Services, LLC since 2012 and joined Fidelity Investments in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a proprietary investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Brandon Remley is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior experience includes roles at TD Bank, VyStar Credit Union, and Trustline Mortgage. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a systematic investment process that combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various fund structures.

Wesley Thomas is a CFP® with nine years of industry experience, currently affiliated with Raymond James Financial in Ponte Vedra Beach, FL. His prior roles include positions at Truist Investment Services and Merrill. Outside of his advisory work, he is an associate with The Horizon Group, a support company based in Ponte Vedra Beach. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors and municipal entities. The firm offers tailored, primarily non-discretionary advisory services and maintains capabilities in both private and public finance sectors.

Michael Sharp is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations and 23 years of industry experience. He has been with Merrill Lynch since 2000, totaling 26 years of service at the firm. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of investment strategies including model-based and discretionary options. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries as part of the Bank’s broader corporate platform.

Ashishkumar Patel is a financial advisor with Fidelity in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. His prior work includes roles at NewRez LLC and Pharmakon LLC, along with time spent with Fidelity Investments since 2022. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also specializes in fund advisory and model portfolio delivery, with distinctive regulatory registrations and advisory roles for multiple registered investment companies.

Mia Greenfield is a Series 66-licensed financial advisor with Morgan Stanley in Ponte Vedra Beach, FL, and has one year of industry experience. She previously worked at LPL Enterprise LLC and Ameriprise, and has held roles outside of finance including at Carmines Pie House and the University of North Florida Fieldhouse. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm employs a structured financial planning process supported by firm-approved tools and serves clients through both direct and employer-based agreements.

Nicholas Fullerton is a financial advisor at LPL Financial with three years of industry experience. He holds the Series 65 and Series 63 designations and has worked at multiple firms including Trinity Wealth Securities and Florida Financial Advisors. Outside of his advisory role, he is CEO of Voyager Financial Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options supported by research and model portfolios.

William Hunt Jr. is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked in various capacities within Fidelity since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research and quantitative analysis, utilizing systematic methodologies for portfolio construction and oversight.

Kyle Potter is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds the Series 66 designation and has previously worked at Citigroup, Pruco Securities LLC, Mantay and Company, Logiro Unchartered Pty Ltd, and Aspire SRS Pty Ltd. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Evan Ruffino is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, he worked at FanDuel and held various positions in retail and staffing. Outside of finance, he has worked as a freelance musician for several years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Ashley Juiliani is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2007. Outside of her advisory role, she engages in selling used clothing, accessories, and household items online through a part-time business on Poshmark. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jeffrey Newman is a financial advisor with Raymond James Financial Services Advisors, holding Series 65 and Series 63 licenses and 11 years of industry experience. His prior experience includes roles at New York Life Insurance Company, Eagle Strategies, and Deutsche Bank Securities. He serves as a board member of the Northeast Florida Estate Planning Council and is involved in life insurance sales through independent contractor roles. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, primarily non-discretionary advisory solutions and maintains relationships that support municipal and public finance services.

Juliana Marsiglia is a financial advisor at Merrill with nine years of industry experience. She holds the Series 66 designation and has been with Merrill since 2015, also spending time at Bank of America N.A. since 2023. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors. The firm is integrated with Bank of America's corporate platform, allowing access to a broad set of products and services.

Gerald Polcari is a financial advisor at Fidelity with 31 years of industry experience. He previously worked at GW & Wade Asset Management Company, Inc. for 16 years before joining Fidelity. He serves as a director on the Little Bay Harbor Condominium Association board of directors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Zachary Armour is a financial advisor with Fidelity Investments based in Jacksonville, FL. He holds a Series 66 designation and has two years of industry experience, including prior roles at Diamonds Direct and several jewelry and marketing firms. Outside of finance, he is the founder of Bold City Salsa, where he teaches dance classes and hosts community events, and creates content for ComicVentures, a comic book community blog. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Harry Pappas Jr. is a CFP®-certified financial advisor with 40 years of industry experience, currently with Ameriprise since 2022. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is also the owner of Pappas Wealth Management, LLC, and serves as a FINRA arbitrator, although he has not yet been called to serve. Ameriprise offers retirement-income planning services targeting individuals with substantial investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Brian Mojica is a financial advisor at Morgan Stanley with nine years of industry experience. He previously worked at UBS Financial Services before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2022. He holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes firm-approved planning tools and modeling techniques as part of its financial planning process.

Susan Hartman is a CFP® with 22 years of industry experience and is affiliated with Raymond James Financial Services Advisors, Inc. since 2013. She has a background in law, having owned and operated a legal consulting practice focused on estate planning, family law, and asset protection strategies. Outside of her financial advisory work, she owns a horse boarding stable, Castlekeep Farm, which is managed by her adult son. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, employing detailed risk profiling and asset-allocation analysis to tailor recommendations.

John Busta Jr. is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with 13 years of industry experience. He has been with Bank of America and Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s corporate platform, providing access to a wide range of products and services.

John Price is a financial advisor at Merrill with nine years of industry experience and holds a Series 66 designation. His prior work includes roles at Bank of America, N.A., and LPL Financial LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates its services within Bank of America’s corporate platform, allowing access to a wide range of investment products.