Dennis Ramos is a financial advisor with Wells Fargo Clearing in Fort Worth, TX, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at Wells Fargo Bank, Overstock Vehicles, Black Gold Harley Davidson, Giuliani Cattle Company, and Tullett Prebon Holdings. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Korey Rogers is a CFP® professional with 28 years of industry experience, currently affiliated with LPL Financial since 2020. His prior experience includes roles at Wells Fargo Advisors and Edward Jones, spanning over a decade. He is also involved with 728b Ranch, LLC, a business entity unrelated to investment activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a broad network of investment adviser representatives. The firm provides a variety of advisory programs, financial planning, retirement plan consulting, and brokerage services utilizing discretionary and non-discretionary management supported by proprietary and third-party research.

Colton Good is a financial advisor with Mass Mutual Investors Services in Fort Worth, TX, holding Series 63 and Series 65 licenses and having two years of industry experience. His work history includes roles at MML Investors Services, MassMutual Life Insurance Company, Guardian Life Insurance Company, and prior positions related to Congressman Jodey Arrington. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based strategies without discretionary investment authority.

Kimberly Sanchez is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and previously worked at Brook Furniture Rental and Greystar Property Management. Outside of her advisory role, she is an independent contractor with Amway Corporation and operates an Airbnb-style rental home through FKJ Covenant Enterprise LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages multi-manager and fund-of-funds structures and supports model portfolios delivered to intermediary platforms.

Donald Ravens Miraglia is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of his advisory role, he owns a rental property in St. Louis Park, Minnesota. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Brian Treger is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management. He has more than 25 years of experience in the financial services industry, having joined Merrill Lynch in 2015 after 14 years at A.G. Edwards (now Wells Fargo Advisors). In his current role, Brian serves a diverse client base including individuals, families, business owners, and corporate executives, providing wealth management and retirement planning services. His expertise includes retirement income planning, wealth preservation, portfolio management, business succession, and multigenerational wealth transfer strategies. As a Portfolio Manager, Brian develops and manages personalized investment solutions that incorporate individual stocks and bonds, model portfolios, and third-party strategies. He also offers services such as tax loss harvesting and liquidity event planning. Brian holds several professional designations including Accredited Asset Management Specialist (AAMS), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Brian earned a Bachelor's degree from Texas Christian University and is a member of the TCU Clark Society. He has been involved with the Fort Worth University Little League as a board member. Brian lives in Fort Worth with his wife and three children, and enjoys spending time with his family, golfing, and skiing.

Aubrey Hagens is a financial advisor at Fidelity with Series 63 and Series 66 licenses and five years of industry experience. Prior to joining Fidelity, he worked in aviation-related roles, including at Skymates Flight Academy and ATP Flight School. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm provides services including discretionary portfolio management and fund advisory, and is noted for its use of algorithmic methods and AI in research.

Joshua Kane is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has previously worked at Traditions Wealth Advisors and Amazon. Outside of financial services, he has been involved with organizations such as Gamma Phi Beta and Cho-Yeh. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs. The firm also serves in advisory roles for registered investment companies and offers model portfolios to intermediary platforms.

Michael Justice is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Before joining Fidelity, he worked at Syneos Health and Iqvia. Outside of finance, he provides private baseball instruction to youth in Fort Worth, Texas. He is associated with Strategic Advisers LLC, a Fidelity Investments company that delivers investment management and advisory services to retail and institutional clients. The firm employs a systematic investment process combining fundamental research and quantitative analysis, and it serves multiple registered investment companies through discretionary and non-discretionary advisory services.

Patrick Dugan is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and 20 years of industry experience. He has worked at multiple Fidelity entities since 2005, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses proprietary research combined with quantitative analysis and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

David Pitre is a financial advisor at Raymond James & Associates with 16 years of industry experience. He holds the Series 66 designation and has been with Raymond James since 2010. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Andrew Jacob is a financial advisor at Fidelity with Series 63 and Series 66 licenses and seven years of industry experience. His work history includes roles at Fidelity Brokerage Services and Caritas Group, as well as experience at PeakBrain and the University of Dallas. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

William Davis is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His background includes roles with Boys & Girls Clubs organizations in Tennessee and Texas, as well as work with Communities in Schools Central Texas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Paul Allen is a Series 66-licensed financial advisor with Fidelity Investments, based in Westlake, TX, and has 20 years of industry experience. He has worked with Fidelity since 2006, including roles at Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC, where Paul is affiliated, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of systematic methodologies and AI in its investment process.

Ryan Westmoreland is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop and maintain financial plans aimed at supporting their long-term retirement and investment objectives. He has been with Fidelity Investments since 2023, progressing through roles including Investment Consultant and Financial Representative before becoming a Planning Consultant in 2025. Prior to joining Fidelity, Ryan worked as an Associate Representative at Thrivent Financial from 2022 to 2023. Ryan's professional experience centers on assisting clients with financial planning and investment strategies. His role involves working closely with individuals to tailor financial solutions that align with their specific retirement and investment goals. Outside of his professional responsibilities, Ryan has interests in fishing, football, golf, spending time at the lake, music, and social events with friends.

Jordan Berry is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Fidelity, he held various roles in retail and food service companies, including Crescenzo Deliveries, Chipotle, Walmart, Lowes, and Smoothie King. Fidelity’s Strategic Advisers LLC serves a broad client base, including retail and institutional investors, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio services. The firm combines proprietary fundamental research with quantitative and algorithmic methods, including AI, to construct portfolios from mutual funds, ETFs, and ETPs.

Madison Mcdonnell is a financial advisor at Fidelity with five years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked with organizations including Kanakuk Kamps and the University of Arkansas. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to deliver diversified model portfolios and oversees multiple registered investment companies and fund-of-funds.

Jerry Blackard is a financial advisor with Primerica Advisors in Burleson, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been associated with PFS Investments Inc. since 1999 and with Primerica Financial Services since 1995. Outside of advisory work, he is involved in business activities related to loan product sales and home security referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and a limited selection of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, focusing on retail clients rather than institutional or pension plan management.

Lesley Hill is a financial advisor with J.P. Morgan Securities in Fort Worth, TX, holding a Series 66 designation and 18 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2013. Outside of her advisory role, she serves on the Finance Committee at St. Patrick Cathedral Church, assisting with financial statement and balance sheet reviews. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Raymond Diffee is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Fidelity since 2006, including roles at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.