Stephen Kovach is a CFP® professional with 22 years of industry experience. He is currently an advisor at EP Wealth Advisors and previously worked at Buffington Mohr McNeal and the Water Users Association of Downing Downs Lateral. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning, employing a suitability-driven process that includes the use of mutual funds, ETFs, equities, fixed income, and alternative investments.

Armando Herrera is a financial advisor with EP Wealth Advisors in Torrance, CA, holding a Series 65 designation and three years of industry experience. He previously worked at Harris Financial Advisors, Inc. for seven years before joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services, utilizing customized model portfolios and various investment strategies, including fundamental, technical, and cyclical analysis.

Jeffrey White is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and bringing 37 years of industry experience. He has been with Private Advisor Group since 2016 and concurrently associated with LPL Financial since 1994. Outside of his advisory work, he is a musician who plays guitar in a small orchestra and occasionally teaches guitar lessons. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering a range of portfolio management and financial planning services through various platforms and third-party asset managers.

Sheila Hoopes is a CFP® professional with three years of industry experience. She currently works at EP Wealth Advisors and has prior experience at Reyes Financial Architecture, Creative Capital Management Investments LLC, and LPL Financial. EP Wealth Advisors is a registered investment adviser serving individuals, businesses, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients.

Michael Goldman is a CFP® and Series 65-licensed financial advisor with 16 years of industry experience. He has worked at EP Wealth Advisors since 2024 and previously spent 12 years at Gather Financial Planning. Goldman also serves as Treasurer and Financial Officer for the Leo & Rhea Fay Fruhman Foundation, a private charitable foundation where he oversees investments and grant funding. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process for portfolio management and financial planning, offering a range of services including tax preparation and estate-document facilitation to clients with specified asset levels.

Ryan Dalit is a financial advisor at Brookstone Capital Management LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience in real estate-related roles at firms including Prophet Homes, Fair Trade Real Estate, and New Western Acquisitions. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm offers discretionary portfolio management through a turnkey asset management platform, employing strategic and dynamic asset-allocation models and a range of investment strategies including ETFs, mutual funds, options-enhanced strategies, and proprietary funds.

Nicole Simpson is a CFP® with 16 years of experience in the financial services industry. She currently works at EP Wealth Advisors and has held positions at Creative Planning and operated The Financial Healer. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, providing wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a range of investment strategies, including fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate-document assistance.

Jocelyn Black is a financial advisor at EP Wealth Advisors with 12 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Her prior roles include positions at Better Money Decisions, Strategy Financial Group, ClariFinancial LLC, and Nationwide Insurance Company. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven investment process across various asset classes.

Daniel Ziskin is a CFP® professional with 48 years of industry experience, currently affiliated with PlanMember Securities Corporation. His work history includes long-term roles at Irm Distributors, Inc., Raymond-Martin Financial, and Ziskin Financial Services. He is also the owner of Ziskin-Zusmer Insurance & Financial Services, which offers fixed insurance products such as life, health, disability, and long-term care insurance. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm utilizes a top-down strategic asset allocation framework in managing risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

David Nathan is a financial advisor with D.A. Davidson & Co. in Long Beach, CA, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with D.A. Davidson since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad client base, including retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers a range of services under fiduciary standards, including ERISA retirement plan advisory, financial planning, equity research, and a private wealth program for clients with over $20 million in stated net worth.

Spencer Campman is a CFP® and Series 66-registered financial advisor with four years of industry experience. He currently works at EP Wealth Advisors and previously held positions at Edward Jones, Bank of America, Merrill, Merrill Lynch, and Phoenix Capital Group. Before entering the financial industry, he studied at the University of Arizona and worked at Rita's Italian Ice. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Jonathan Hyre is a CFP® with five years of industry experience, currently serving at Mariner Wealth Advisors since 2022. His prior roles include positions at The Legacy Financial Group, CCK Strategies PLLP, and Bank of Oklahoma. Mariner Wealth Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs customized discretionary portfolios supported by both internal research and third-party managers, and provides integrated tax, accounting, and financial wellness solutions.

Elizabeth Mc Queen is a financial advisor at EP Wealth Advisors with 13 years of industry experience. She holds the Series 66 designation and previously worked at Soundmark Wealth Management, LLC for six years before joining EP Wealth Advisors in 2021. EP Wealth Advisors, LLC is a fee-only independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to manage portfolios and offers services including discretionary portfolio management, financial planning, tax preparation, and estate-document facilitation.

Elizabeth Xilas is a financial advisor at EP Wealth Advisors with 28 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Rappaport Reiches Capital Management, LLC for 14 years before joining EP Wealth Advisors in 2025. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, utilizing customized model portfolios and a range of investment strategies.

Andrew Zehnder is a financial advisor with EP Wealth Advisors in Torrance, CA, holding Series 63 and Series 65 credentials and 33 years of industry experience. His prior roles include positions at Private Client Services LLC, Executive Wealth Management, and INVEST Financial Corporation. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses customized model portfolios and multiple analytical methods, routinely recommending third-party managers and providing ERISA plan services.

Kayla Folts is a Series 66-licensed financial advisor with five years of industry experience. She has worked at EP Wealth Advisors since 2025 and previously held roles at Fidelity Investments, MML Investors Services, Mass Mutual Life Insurance Company, Lenox Advisors, and Equitable Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm provides customized wealth management, discretionary portfolio management, and financial planning services, utilizing a combination of fundamental, technical, and cyclical analysis along with alternative investment strategies.

Phuong Quach is a CFP® and Series 65 licensed advisor at EP Wealth Advisors with one year of industry experience. Prior to joining EP Wealth Advisors, Quach worked at Cinergy Financial and Pho Ha+, and also held roles in educational and research organizations including Educational Talent Search and California State University, Fullerton. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process and a range of investment vehicles.

Scott Sayre is a CFP® with 23 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2020. Prior to this, he worked at The Insight Group Insurance Agency and The Insight Group, Inc. for 16 years. He is also the owner of Focused Financial Education Services, LLC, where he provides professional speaking and instruction on planning strategies to tax, legal, and financial professionals, including teaching for the College for Financial Planning CFP® program. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Richard Rose is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 credentials and over 35 years of industry experience. He has operated as a self-employed advisor since 1991 and has been with PlanMember since 2013. Rose also runs Quadro Inc, a corporation related to his investment business. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation framework and manages unitized, risk-based mutual fund portfolios, offering education and support services including seminars and personalized retirement planning.

Stephanie Acker is a financial advisor at Transamerica Financial Advisors with one year of industry experience. She holds Series 63 and Series 66 licenses. Prior to joining Transamerica, she managed strategy and implementation at Snapsheet, Inc. and serves as Executive Director of The National Fraternity of Phi Gamma Nu, a professional business fraternity focused on developing college students. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm offers a range of advisory and broker-dealer services using proprietary and third-party model portfolios, with both discretionary and non-discretionary program options.