Brendan Collins is a CFA® charterholder and holds a Series 66 license with 15 years of experience in the financial services industry. He has worked at LPL Financial since 2013 and was previously employed at Morgan Stanley from 2010 to 2012. Collins operates a DBA called Frehner Wealth Management in Costa Mesa, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including access to model portfolios, third-party asset managers, and institutional platforms.

Ryan Bible is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and previously spent three years at Edward Jones. He holds the Series 66 designation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The firm’s non-discretionary advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting.

Andrew Anderson is a financial advisor at Edward Jones in Corona, CA, holding a Series 66 designation with six years of industry experience. Prior to joining Edward Jones in 2019, he worked at Sunland RV Resorts and was involved with the Hemet San Jacinto Chamber of Commerce. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

Li Ding is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Li worked at Bank of America Corporation and Bank of America, N.A. Li also has experience outside finance, including a role with Melody School Inc. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Ruben Gomez Jr. is a financial advisor with Fidelity, holding Series 63 and Series 65 designations and seven years of industry experience. His career includes roles at Fidelity Brokerage Services LLC, CUNA Brokerage Services, Inc., and SchoolsFirst Federal Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs. The firm participates in commodity pool operations and serves as an adviser to multiple registered investment companies and fund-of-funds.

Thoeurn Indy is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 28 years of industry experience. Prior to joining LPL Financial in 2025, he worked with Cuso Financial Services, U.S. Bancorp Investments, Wells Fargo Clearing, Wells Fargo Investments, Wamu Investments, and Citicorp Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Diana Navarre is a Series 66-licensed financial advisor with 38 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2016 and previously spent 17 years with Transamerica Financial Advisors. Outside of her advisory role, she is an independent insurance agent and serves as a successor trustee and fiduciary in Laguna Beach, CA. Cambridge Investment Research Advisors, Inc. serves a broad mix of individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and provides access to proprietary models and third-party advisers across multiple platforms.

Christopher Price is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with UBS since 2008. Outside of advising, Price holds a 45% ownership interest in Millennium Systems, LLC, a web hosting and colocation company, and serves as an advisory board member for Tall Umbrella, a software company. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines wealth management with institutional trading capabilities, offering a wide range of capital markets services.

Debbie Chien Cabudol is a financial advisor at Merrill with 17 years of industry experience. She holds a Series 66 designation and has worked at Merrill and its predecessor firms since 2008, including Bank of America since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Garth Wallace is a CFP® credentialed advisor with 17 years of industry experience, currently serving at J.P. Morgan Securities. He has worked with JPMorgan Chase Bank, N.A. and its related entities since 2009, including roles at Edward Jones earlier that year. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors. The program delivers written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Stephan Winn is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cetera and its affiliates since 2013. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supported by over 10,000 advisors and more than $256 billion in assets under management.

Brian Henderson is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 12 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines systematic quantitative screens with qualitative research, incorporating ESG considerations and supporting clients with centralized due diligence and affiliated implementation services.

Nathan Morgan is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies aimed at achieving their financial goals across short-, mid-, and long-term horizons. He serves as a resource for general investing, retirement planning, and unexpected financial needs, and coordinates access to Bank of America specialists in banking, credit, home financing, and small business solutions. Nathan holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Phoenix. He is registered with the NMLS under the number 1624483. Outside of his professional work, Nathan enjoys adventure sports, camping, fishing, hiking, music, reading, scuba diving, skydiving, traveling, and spending time with his family.

Michael Cerro is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has worked at Equitable Advisors since 1999 and was previously associated with Axa Advisors, LLC for 21 years. Cerro also serves as co-trustee of an immediate family trust. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services through a network of Investment Adviser Representatives and third-party asset managers.

Janine Trujillo is a financial advisor at RBC Capital Markets with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at First Republic Investment Management, First Republic Securities, and Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs tailored to client risk profiles and combines in-house and third-party investment managers to implement diversified portfolio strategies.

Antwone O'Quinn is a financial advisor with UBS Financial Services in Irvine, CA, holding Series 63 and Series 65 designations and bringing 26 years of industry experience. He previously worked for five years at Wells Fargo Clearing. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial strategies. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets and advisory services.

Anthony Monaco is a financial advisor with J.P. Morgan Securities in Rancho Santa Margarita, CA, holding Series 63 and Series 66 licenses and six years of industry experience. His prior roles include positions at Bank of America, Merrill Lynch, LoanDepot, and multiple stints at JPMorgan Chase Bank and J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory approach combines quantitative and qualitative due diligence, and recommendations may incorporate ESG criteria.

Angela Ross is a financial advisor at Merrill with Series 63 and Series 65 licenses and 35 years of industry experience. She has been with Merrill since 1989. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Flood is a CFP® with 32 years of experience in the financial services industry. He has worked at Stifel Nicolaus & Co Inc since 2019, following eight years at Bank of America and twenty years at Merrill. Outside of his advisory role, he teaches Krav Maga in Orange County. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Narine Mardanyan is a CFP® professional with 18 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Her prior experience includes roles at Valley Wealth Strategies, LPL Financial, National Planning Corporation, Voya Financial Partners, and Morgan Stanley. She is the owner of a business named KAPRI, Inc. in Laguna Hills, CA. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to multiple platforms, third-party advisers, and proprietary model strategies.