Stephen Chandler is a financial advisor at LPL Financial with 10 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Shoemaker Financial, Minnesota Life Insurance Co, and Securian Financial Service Inc. His current tenure at LPL Financial began in 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Karen Doss is a financial advisor at Raymond James & Associates with 20 years of industry experience. She holds the Series 66 designation and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large dual-registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.

Miles Hardin is a financial advisor with LPL Financial in Memphis, TN, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He has worked at LPL Financial and its predecessor firm since 2005 and spent one year at Legg Mason Wood Walker, Incorporated prior to that. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, including model portfolios and institutional platforms, supported by technology tools for operational and research purposes.

Kevin Dallas is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 20 years of industry experience. He has been with Raymond James & Associates since 2013. Outside of his advisory role, Dallas coaches middle school baseball at Briarcrest Christian School. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting through various programs and maintains a broad range of portfolio management options supported by firm research and affiliated sub-advisers.

Bailey Smith is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and several other firms since 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

William Sanders is a Series 63 licensed financial advisor with 31 years of industry experience. He is currently with Mass Mutual Investors Services, where he has worked since 2017. His prior experience includes 20 years at New England Securities and over a decade at Metlife Securities Inc. Sanders serves as treasurer for the Wilsford Homeowners Association, overseeing monthly financials and budgeting strategy. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers collaborative, annual planning engagements using firm-approved analytical tools and offers a range of programs including educational seminars and specialized planning services.

Henry Fyfe III is a financial advisor at RBC Capital Markets with 39 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior roles include long-term experience at Duncan Williams, Inc. and recent positions with B. Riley Wealth Advisors and B. Riley Wealth Management. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, pension plans, and charitable organizations. The firm offers multiple advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services, implementing tailored strategies through a mix of in-house and third-party investment managers.

Julius Moody II is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 29 years of industry experience. His prior work includes roles at Merrill and Waddell & Reed, Inc., as well as operating his own businesses such as 6060 Group LLC. He has also been involved in community activities, including participation in Cub Scouts Pack 341. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, and institutional wealth management platforms.

Andrew Rutland is a financial advisor at OSAIC with a Series 66 designation. He has one year of industry experience, including prior roles at Cornerstone Financial Group and Toll Brothers, Inc. before joining Osaic Wealth. Osaic Wealth, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions through a large network of affiliated advisers. The firm employs proprietary asset-allocation tools and provides both discretionary and non-discretionary portfolio management options.

James Brown Jr. is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Raymond James & Associates since 2013. The firm manages approximately $501 billion in assets and serves a diverse client base including individuals, institutions, and municipal entities. Raymond James & Associates offers financial planning, non-discretionary investment consulting, and specialized municipal advisory services supported by a nationwide network of advisers.

Joshua Geary is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 66 credential and 10 years of industry experience. He has previously worked at Shoemaker Financial Services Inc, Minnesota Life Insurance Co, and Securian Financial Services Inc. Geary serves as a board member on the finance committee of Peacetree United Methodist Church in Collierville, TN. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting through various advisory programs.

Rosaland Odell is a financial advisor at Morgan Stanley with 22 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2015 and holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques.

Donald Williams is a financial advisor with UBS Financial Services in Memphis, TN, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with UBS since 2000. Williams serves on the finance committee of St. Peter Catholic Church and is finance director and board member of the River Arts Fest charity. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs model-based asset allocations and proprietary research to tailor financial plans to clients' goals and risk tolerances.

Robert Young is a financial advisor at Raymond James & Associates based in Memphis, TN, with 24 years of industry experience. He holds a Series 63 designation and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research.

Tyler Hicks is a financial advisor with LPL Financial in Germantown, TN, holding a Series 66 designation and 13 years of industry experience. He has worked at Edward Jones and FTB Advisors, Inc. prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions with a range of advisory and brokerage services, including financial planning and institutional platforms.

James Shoemaker is a CFP®, ChFC® with 44 years of experience in financial services. He is currently with Cetera and has held previous roles at Securian Financial Services, Shoemaker Advisory Corporation, and Minnesota Mutual Life. Shoemaker serves as a director for Kingdom Advisors and owns Shoemaker Insurance Solutions, a fixed insurance sales business. Cetera Investment Advisers LLC is a large SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through multiple program platforms and access to third-party money managers.

Michael Stein is a financial advisor at Wells Fargo Clearing with 43 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Stein serves as a co-trustee for the Grehl Charitable Foundation, a role he has held since 1979. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical large institutional advisers.

Audrey Miller Okhiria is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has worked with Cetera since 2013 and has a long tenure at Regions Bank starting in 1999. Outside of advising, she serves as a board member and treasurer for Rust College. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers. The firm operates a multi-manager platform with a range of program options and oversees more than $256 billion in assets.

Kathryn Perry is a financial advisor at Raymond James & Associates with 22 years of industry experience. She has been with Raymond James & Associates since 2012. Outside of her advisory role, Perry serves on the board of a recreational club where she oversees social functions and holds a vice president position in a privately owned business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, drawing on various portfolio management styles and affiliated research to deliver tailored investment advice.

John Wheeler is a financial advisor at Merrill in Memphis, TN, holding a Series 66 designation with 18 years of industry experience. He has been with Bank of America and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.