Joshua Hart is a financial advisor with Morgan Stanley in Oklahoma City, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and uses firm-approved tools and modeling techniques as part of its planning process.

Michael Carter is Vice President and Financial Consultant at Fidelity Investments. In his role, he partners with clients to build, implement, and monitor financial plans, taking a holistic approach to investing and planning. Michael's professional experience includes positions as a Private Client Advisor at J.P. Morgan Chase in 2021, Senior Financial Consultant at TD Ameritrade from 2016 to 2020, and Workplace Guidance Consultant at Fidelity Investments between 2010 and 2016. Outside of his professional work, Michael's interests include beach activities, camping, fitness, football, and outdoor adventures.

Michael Holland is a financial advisor at Morgan Stanley with 42 years of industry experience. He has previously worked at UBS Financial Services, Bank of America, and Merrill. Outside of his advisory role, he serves as Board President of K-Life, a religious organization based in Branson, Missouri. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers tailored financial planning and advisory programs, managing approximately $2.74 trillion in client assets.

Matthew Hechtner is a financial advisor with Ameriprise Financial Services, LLC in Oklahoma City, OK, holding a Series 66 license and bringing 10 years of industry experience. He has been with Ameriprise since 2016. Outside of his advisory role, Hechtner works as an independent contractor helping to train artificial intelligence by reviewing outputs for errors. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Blake Morris is a financial advisor at Raymond James Financial in Edmond, OK, holding a Series 66 designation with one year of industry experience. His prior work includes positions at Deloitte & Touche LLP and Western Governors University. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jared Best is a financial advisor with LPL Financial in Oklahoma City, OK, holding a Series 66 designation and bringing 25 years of industry experience. He previously worked for Waddell & Reed, Inc. and various insurance carriers affiliated with W&R Insurance Agencies for 20 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing both proprietary and third-party strategies.

Trever Messer is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2014, also maintaining a role at JPMORGAN Chase Bank, N.A. since 2011. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering non-discretionary advisory programs supported by centralized due diligence and ESG eligibility processes.

Terry Mclemore is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 41 years of industry experience. He has held positions at multiple firms including Avantax and WFG, and has operated McLemore and Associates LLC since 2017, where he offers wealth management and financial planning services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of portfolio management and planning services, overseeing more than $256 billion in assets.

Josh Hopkins is a Financial Consultant at the Oklahoma City Investor Center, where he provides personalized financial guidance to individuals and families. He works with clients to help them pursue their short- and long-term financial goals, aiming to support them through various life events and build lasting relationships. Josh has been with Fidelity Investments since 2019, holding roles including Senior Transaction Service Representative, Workplace Planning Consultant I and II, Relationship Manager, Investment Consultant, and currently Financial Consultant. His experience covers a range of financial planning and client relationship management responsibilities. Outside of his professional work, Josh enjoys family activities, golf, outdoor adventures, reading, and running.

Roberta Smith is a financial advisor with Edward Jones in Edmond, OK, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked in banking and retail, including roles at Bank of the Panhandle and Hal Smith Restaurants. Outside of financial advising, she owns and operates a cattle ranch and teaches an online Human Resource Management course as an adjunct instructor at Oklahoma Panhandle State University. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a broad range of investment strategies and affiliated services supported by a large nationwide network of advisors and branch offices.

Harold Mcdown is a financial advisor with Primerica Advisors in Oklahoma City, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. Outside of his advisory role, he is involved in business activities related to Primerica Mortgage and home security referrals. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Justin Atyia is a financial advisor with Charles Schwab in Oklahoma City, OK, holding a Series 66 license and two years of industry experience. His prior experience includes roles at Baker Wealth Strategies LLC, JP Morgan Chase & Co., and Northwestern Mutual. He has also worked in vacation rentals and technology sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure provides a combination of non-discretionary and discretionary investment management, supported by centralized custody and order-routing services.

Bridgit Ketner is a financial advisor with Morgan Stanley in Oklahoma City, holding a Series 66 designation and having five years of industry experience. She previously worked at Merrill from 2015 to 2022 before joining Morgan Stanley, where she has been since 2022. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery conversations and firm-approved planning tools, emphasizing advisory services without individual security recommendations in standalone planning.

Bryan King is a Planning Consultant at Fidelity Investments, a position he has held since 2021. In this role, he partners with clients to understand their financial goals and helps build customized financial plans tailored to their unique needs. He emphasizes forming strong relationships with clients and their families based on trust, reliability, and competency. Bryan has extensive experience in the financial services industry. Prior to his current role, he was a Financial Advisor at Modern Woodmen of America from 2013 to 2021. Earlier in his career, he served as a Senior Relationship Manager at Fidelity Investments from 1997 to 2006.

Lyndi Wright is a financial advisor with Primerica Advisors in Edmond, OK, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has been with Primerica Advisors since 2006 and has worked with Primerica Financial Services since 2001. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and selectively managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and employs a wrap-fee structure, focusing on personalized portfolio management rather than institutional plan services.

Drew Munson is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James since 2010, following prior roles at Merrill and Edward Jones. Munson is also a partner in Tatanka Tres, an investment LLC focused on projects sourced through his network and community. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, institutional clients, and charitable organizations. The firm offers tailored non-discretionary planning using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.

Ronald Baker is a financial advisor with Raymond James Financial Services Advisors, Inc. in Edmond, OK. He holds Series 63 and Series 65 credentials and has 30 years of industry experience. Since 2015, he has worked at Raymond James Financial Services Advisers Inc. and Raymond James Financial Services. Outside of advising, he serves on the advisory board of Kismet Arts Studio & Theatre and is a partner in AppraisalShield, LLC, where he provides executive advisory support. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, pension plans, corporations, and institutions. The firm provides tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialized programs for municipal and public-finance clients as well as employer-sponsored retirement plans.

David Bernstein is a financial advisor with Charles Schwab in Oklahoma City, holding a Series 66 credential and 20 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2009. Outside of his advisory role, he served as President of the Georgetown University Alumni Club of Oklahoma, organizing social events and annual gatherings for alumni and students. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, using multi-asset model portfolios and centralized operational infrastructure.

Christopher Dickens is a financial advisor at UBS Financial Services with 39 years of industry experience. He has been with UBS since 1996 and holds the Series 63 designation. Outside of his advisory role, he is involved in investment decisions and execution for G. and M. D. Trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, providing a range of capital markets and research resources.

Mason Carrier is a Financial Advisor with Merrill Lynch Wealth Management and holds the designation of Certified Exit Planning Advisor (CEPA®) as well as Personal Investment Advisor (PIA). He serves individuals, families, and business owners across Oklahoma, helping them make confident financial decisions through personalized planning and trusted guidance. His expertise encompasses wealth management, retirement planning, long-term financial strategies, and assisting business owners in aligning their personal, business, and financial goals. His client focus areas include divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and tax minimization. Mason holds a Bachelor's Degree from the University of Central Oklahoma. Outside of work, he enjoys baseball, football, golfing, pickleball, reading, running, spending time with his family, and traveling.