Anne Bird is a financial advisor with Wells Fargo Clearing in Richmond, VA. She holds a Series 66 designation and has experience working at Bessemer Trust and the University of Virginia. Wells Fargo Advisors is a national securities firm that offers investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from its Investment Institute with third-party data and uses diversification principles and modern portfolio theory in its investment evaluations.

Benee Marshall is a financial advisor with Ameriprise in Richmond, VA, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. She has been with Ameriprise and its affiliates since 2005. Outside of her advisory work, she serves on the Trustee Committee at Union Run Baptist Church, where she reviews issues related to the church building and participates in trustee nominations. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice that addresses income sources, tax-aware withdrawal strategies, and Social Security options.

Sean Tyll II is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing, Wells Fargo Advisors, and Edward Jones. Outside of his advisory role, he owns an indoor fitness facility in Richmond, Virginia. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual investors, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of advisors and advanced operational tools.

Toni Lee Andrews is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. She holds a Series 66 designation and has been with Cambridge since 2010. Andrews also serves as president of Chesapeake Management Services, which provides accounting, billing, tax preparation, and management services, and she holds board positions at Touchstone Bank and First National Bank. Cambridge Investment Research Advisors is a large SEC-registered firm that serves individuals, retirement plans, charitable organizations, and other clients through a network of independent financial professionals. The firm offers financial planning, investment management, and retirement advisory services using a variety of portfolio management and model-based approaches tailored to client objectives.

Walter Fisher is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jesse Lamphere is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and four years of industry experience. He has been with Wells Fargo Bank, N.A. since 2016 and Wells Fargo Clearing since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Richard Garnett is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. His prior roles include positions at Pennsylvania State University, Southern Brick, and Collegiate School. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and manages a range of services including portfolio management, financial planning, and capital markets activities.

Michael Rafferty is a financial advisor with UBS Financial Services in Richmond, VA. He holds a Series 66 designation and has three years of industry experience. Prior to joining UBS in 2021, he worked at Edelman Financial Engines for five years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to deliver tailored financial planning and portfolio management.

Kelsey Beaulieu is a financial advisor at Morgan Stanley with 13 years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney LLC since 2015. Outside of her advisory role, she serves on the Finance Committee of Covenant Woods, an elder care organization in Mechanicsville, Virginia. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers services that include both direct individual plans and corporate financial planning agreements.

Brian Zirkle is a financial advisor at Stifel with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2016. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities. The firm offers both brokerage and investment advisory services supported by a proprietary methodology developed by its Investment Strategy Group for asset allocation and financial planning.

Timothy Poore is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. Outside of his advisory role, he serves as co-trustee for a family trust and holds powers of attorney for family members related to investment matters. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets through a team of more than 14,000 advisors and employs research-driven strategies grounded in diversification and modern portfolio theory.

Cash Allen is a financial advisor with Ameriprise in Midlothian, VA, holding a Series 66 designation and 3 years of industry experience. Prior to joining Ameriprise, he was involved with Agees Bicycle for four years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Karen Davis is a financial advisor at Wells Fargo Clearing with 9 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she co-owns rental properties in Deltaville, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

M Polinchock is a financial advisor at Wells Fargo Clearing with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Marcie Neiger is a Wealth Management Advisor with Merrill Lynch Wealth Management. She is focused on implementing disciplined investment management strategies that involve creating highly defined plans with specific objectives, and working with clients to establish investment portfolios designed to meet those objectives. Marcie’s client focus includes family wealth management strategies, portfolio management services, and retirement income planning. Marcie holds a Bachelor’s Degree from Franklin and Marshall College and has earned the Personal Investment Advisor (PIA) designation. She is actively involved in her community, serving as a board member of St. Johns College High School and contributing to the Yellow Ribbon Fund, an organization supporting wounded, ill, and injured service members, caregivers, and their families throughout recovery. Her personal interests include biking, golfing, hiking, reading, and spending time with her family.

Lizzu Castaneda-Dulyx is the Vice President and Branch Leader at Fidelity Investments, where she leads and develops a team of associates to engage clients in financial planning conversations. She focuses on driving client primacy and assisting clients in achieving their financial goals. She has been with Fidelity Investments since 2019, initially serving as Assistant Branch Manager before her current role beginning in 2020. Prior to joining Fidelity, she worked as a Financial Planner at Mass Mutual Financial Service from 2014 to 2019.

Ralph Saunders Jr. is a CFP® with 30 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016 and has been involved with Chesterfield County Schools since 2004. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Wendy Miller is a financial advisor at Cetera with eight years of industry experience. She holds Series 63 and Series 66 credentials and has worked with firms including Virginia Asset Management and Minnesota Life Insurance Co. Miller is also involved in fixed insurance sales as an agent. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party investment strategies.

Whitney Welty is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and six years of industry experience. She has been with Wells Fargo Clearing since 2019 and has worked at Wells Fargo Bank, NA since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an expanded investment menu that includes insurance-related vehicles and bank deposit sweep options.

Edward Velasquez is a financial advisor with Edward Jones in Midlothian, VA, holding a Series 66 credential and having 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by more than 23,700 financial advisors nationwide.