Andrew Ross is a financial advisor with Wells Fargo Advisors in Walnut Creek, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has worked within various Wells Fargo entities since 2003, most recently joining Wells Fargo Advisors in 2023. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products through a network of advisors.

Michael Rothschild is a financial advisor at Ameriprise with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2018, following roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory work, he serves on the Board of Directors and as Treasurer for SRVLL. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Adam Koch is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and 16 years of industry experience. Prior to joining Wells Fargo in 2019, he worked at Ameriprise Financial Services, Inc. from 2015 to 2019. He serves as an instructor for the Passport to Retirement program. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Mark Lobdell is a financial professional with 47 years of industry experience, currently affiliated with Cetera in Walnut Creek, CA. He holds Series 63 and Series 65 designations and has worked with Cetera and its affiliates since 2008. Lobdell also operates Lobdell & Lane Wealth Management, a financial services business. Cetera Investment Advisers LLC is an SEC-registered advisor serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party investment options.

Katherine Egan is a financial advisor with Raymond James & Associates in Walnut Creek, CA. She holds a Series 66 designation and has one year of industry experience. Prior to joining Raymond James, she worked at Finley Technologies and Receipt Bank. Egan serves as secretary and board member of Grateful Gatherings, a nonprofit that assists families in the San Francisco Bay Area with housing and transitioning out of homelessness. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and public entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Distefano Palma is a financial advisor with Merrill in Walnut Creek, CA. He holds a Series 66 designation and has been in the industry since 2026. His prior experience includes roles at Equitable Advisors, Supreme, and The North Face. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Dennis Sechrest is a Wealth Management Advisor with Merrill Lynch Wealth Management. He holds multiple designations including Certified Private Wealth Advisor® (CPWA®), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA®), Merrill Retirement Benefits Consultant (RBC), and Sports and Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™). He is also qualified as a Senior Portfolio Manager capable of managing discretionary investment strategies. Dennis graduated from the University of California, Berkeley, in 1976 with a B.S. in Civil Engineering. He attended the Stanford Executive Program at the Graduate School of Business at Stanford University in 1998, where he was elected President of his class. His professional experience spans portfolio management, corporate benefits, family wealth management strategies, personal retirement planning, and services for defined benefit and contribution plans. He is active in community and professional organizations, including serving on the board of the All Wars Memorial Foundation and participating as a member of the Contra Costa County Sheriff’s Posse, Alameda County Honorary Deputy Sheriffs, the United States Secret Service San Francisco Cyber Fraud Task Force steering committee, and the University of California Rugby Advisory Board. Dennis resides in Alamo, California.

Andrew Jison is a Senior Financial Advisor at Merrill Lynch Wealth Management in Walnut Creek, CA. He focuses on personalized wealth management strategies that align with clients' evolving financial needs and goals. His professional expertise includes corporate benefits, employee benefits planning, legacy planning, liquidity management, managing new wealth, portfolio management services, and working with clients in the sports and entertainment industries. Andrew holds a Bachelor's Degree from Saint Mary's College of California and has obtained the Personal Investment Advisor (PIA) designation. He is a member of the Diablo View Rotary Club and is actively involved in community service. Fluent in English and Spanish, he applies his team's investment philosophy centered on effective risk management, capital growth, preservation, and multiplication to support high-net-worth individuals, families, and businesses. Outside of his professional role, Andrew enjoys basketball, music, spending time with his family, and watching movies. He values the importance of family and generational wealth, influenced by his connections to the Filipino community and his educational experiences that underscore hard work and service.

Catharine Dombrowski is a financial advisor with Cetera, holding the PFS™ and Series 66 credentials and over 20 years of industry experience. She is also the managing partner of Dombrowski & Associates CPAs LLP, a CPA firm, and owns Lone Tree Funding & Mortgage, a mortgage brokerage. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered through a nationwide network of independent advisors.

Jennifer Napper is a CFP® professional with 18 years of industry experience. She has worked at Raymond James & Associates since 2018 and previously held positions at Mass Mutual Investors Services, MassMutual Life Insurance Co, and Metlife Securities Inc. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and specialized municipal advisory services.

Nityesh Arumugam is a financial advisor with Mass Mutual Investors Services in Pleasant Hill, CA, holding a Series 66 designation and one year of industry experience. His prior roles include positions at MML Investors Services, MassMutual Life Insurance Co, and Lenox Advisors. He is also active as an insurance broker, focusing on life, disability, long-term care, fixed annuities, and health insurance. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides structured, collaborative financial planning engagements supported by firm-approved software and offers specialized planning services including divorce and estate-settlement planning.

Esteban Zuno is a financial advisor at LPL Financial with 19 years of industry experience. He holds a Series 66 designation and has worked at firms including U.S. Bancorp Investments, Inc. and Chase Investment Services Corp. Zuno is also associated with Redwood Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

David Tucker IV is a financial advisor at RBC Capital Markets in Walnut Creek, CA, holding Series 63 and Series 65 licenses with one year of industry experience. He previously worked at City National Bank and has a background that includes education at the University of Oregon. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients through various advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm employs tailored investment strategies implemented via a mix of in-house and third-party managers, supporting both discretionary and non-discretionary accounts.

Michael Dooher is a financial advisor with Equitable Advisors, holding a Series 66 designation and 18 years of industry experience. He has worked with Equitable Advisors since 2009 and was previously associated with Axa Advisors, LLC. Outside of his advisory role, he serves as an administrator of a personal trust. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management programs. The firm’s approach involves assessing client information and risk tolerance to match clients with program models or discretionary managers, utilizing both proprietary and third-party asset management solutions.

Michael Cawthon is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2023, following prior roles at Bank of America, Merrill, Mass Mutual Investors Services, and Insight Wealth Strategies. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and services that include the use of scenario modeling and a structured discovery process.

Ned Milin is a financial advisor with Morgan Stanley in Orinda, CA, holding Series 63 and Series 66 licenses with 22 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as a football coach at De La Salle High School. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and data-driven modeling techniques.

Arlene Menicucci is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and bringing 14 years of industry experience. Her prior roles include positions at BMO Bank NA, U.S. Bancorp Advisors, U.S. Bank, and Unionbanc Investment Services. Based in Lafayette, CA, she has worked in both investment advisory and banking capacities throughout her career. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and diverse investment strategies.

Craig Bacharach is a financial advisor at Wells Fargo Advisors with over 41 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Prudential Equity Group, LLC. Bacharach serves as a trustee for multiple family trusts. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning solutions including retirement, education, risk, and wealth-transfer planning. The firm supports tailored recommendations through research and planning tools, with optional implementation via brokerage or advisory channels.

Alexander Glasson is a Series 66-licensed advisor at J.P. Morgan Securities with one year of industry experience. He has prior experience at Pioneer Venture Group and Techstars, as well as a background that includes work at the University of Denver and Banwell Technologies. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process combines quantitative and qualitative research to build model asset allocations and incorporates advanced derivatives and commodities capabilities.

Duncan Hong is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding a Series 66 designation and 15 years of industry experience. He previously worked at MSI Financial Services, Inc. and Waddell & Reed. Outside of his advisory role, Hong serves as a vote-by-mail extractor for the Contra Costa County Election Office and is a notary public. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute.