Ryan Pitts is a CFP® with 17 years of industry experience, currently affiliated with Silver Oak Securities, Incorporated. He has worked at Silver Oak Securities since 2017 and has held roles at several other firms, including Waddell & Reed, Inc. Outside of his advisory duties, he serves as a board member of COVE Federal Credit Union and is involved with the Northern Kentucky Chamber of Commerce. Silver Oak Securities, Inc. serves a diverse client base including individuals, pension plans, corporations, and trusts, managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs with a primarily discretionary investment approach tailored to client objectives and risk tolerances, utilizing both individual securities and model portfolios.

Jacob Flaspohler is a CFP® credentialed financial advisor with three years of experience at Octavia Wealth Advisors LLC and one year at Octavia Risk Management, LLC. His prior roles include positions at Fifth Third Bank and Prime Capital Investment Advisors. Outside of advisory services, he is involved with Octavia Risk Management as an insurance agent focusing on underwriting and reviews. Octavia Wealth Advisors is an SEC-registered multi-team firm managing approximately $2.15 billion for individuals, high-net-worth clients, businesses, trusts, estates, retirement plans, institutions, and municipal entities. The firm employs customized portfolios using low-cost ETFs, mutual funds, individual securities, and alternative investments, with a focus on long-term investment strategies alongside tax and liquidity management.

Deanna Sicking is a Certified Financial Planner™ (CFP®) with 24 years of industry experience and has been with Truepoint, Inc. since 2016. She holds a Series 66 license and is based in Cincinnati, OH. Outside of her advisory role, she serves on the Finance Committee and is a trustee for Dress for Success, as well as a board member of the Junior League of Cincinnati Endowment. Truepoint, Inc. serves individuals, families, trusts, and institutional clients across multiple engagement levels, offering comprehensive financial planning, portfolio management, tax and estate planning support, and specialized services for multi-generational wealth. The firm employs an evidence-based, long-term investment approach centered on goal-focused planning, diversified asset allocation, and disciplined rebalancing.

Vincent Russell is a financial advisor at Johnson Investment Counsel, Inc. in Cincinnati, OH, holding a Series 65 designation with 19 years of industry experience. He has been with Johnson Investment Counsel since 2009. Johnson Investment Counsel serves a diverse client base including individual investors, pension plans, public agencies, charitable organizations, and corporate entities. The firm utilizes a team-based investment process combining quantitative equity analysis with macro and micro fixed income strategies, and offers discretionary portfolio management, financial planning, pension consulting, and model portfolio services.

Terrence Foy is a CFP® professional with three years of industry experience, currently with Johnson Investment Counsel, Inc. He has worked at Johnson Investment Counsel since 2019, and previously held roles at JP Morgan Chase & Co. and US Bank. Johnson Investment Counsel serves a diverse client base including individual investors, pension and profit-sharing plans, and charitable organizations. The firm employs a team-based investment approach that combines quantitative equity analysis with macro and micro fixed income strategies, and offers discretionary portfolio management, financial planning, and fiduciary services among other solutions.

Adam Niestradt is a CFA® charterholder with 10 years of experience in the financial industry. He has worked at Quadrant Partners for seven years and Aprio Advisory Group for three years before joining Ritholtz Wealth Management in 2026. Ritholtz Wealth Management serves individual and institutional clients by providing comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a goal-based investment process focused on asset allocation and behavioral finance, using diversified, low-cost ETFs alongside tactical overlays and alternative investments.

Ricki Wilson is a financial advisor with Prospera Financial Services, Inc. He holds Series 63 and Series 65 designations and has 40 years of industry experience. His prior roles include positions at CETERA Advisor Networks LLC and Summit Financial Group Inc. He also operates a d/b/a, Wilson Crone, providing registered representative services. Prospera Financial Services, Inc. is a multi-team firm serving individuals, corporate and charitable entities, and retirement plans. The firm manages approximately $12.4 billion through about 207 advisors, offering a range of advisory and financial planning services across multiple platforms and delivery vehicles.

Erik Hoffman is a financial advisor with Silver Oak Securities, Incorporated in Florence, Kentucky, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with Silver Oak Securities since 2014. Outside of his advisory role, he is actively involved in life insurance and annuity sales, serving as a life insurance agent and president of Boardroom Brokerage. Silver Oak Securities provides advisory services to individuals, families, corporations, retirement plans, and charitable organizations, managing over $2 billion in discretionary assets. The firm offers portfolio management, financial planning, and third-party manager referrals, delivering primarily discretionary investment advice tailored to client objectives and risk tolerances.

Timothy Gehner is a financial advisor at Johnson Investment Counsel, Inc. with 24 years of industry experience. He holds the CFP®, CFA®, and Series 63 designations and has been with Johnson Investment Counsel in various capacities since 1995. Johnson Investment Counsel serves a diverse client base that includes individual investors, pension and profit-sharing plans, public agencies, charitable organizations, trusts, estates, and corporate entities. The firm uses a team-based investment approach combining bottom-up multi-factor quantitative equity analysis with macro and micro fixed income strategies, while also offering model portfolios, discretionary management, and fiduciary services.

Matthew Longland is a financial advisor at CreativeOne Wealth, LLC with 17 years of industry experience. He previously worked at Prosperity Capital Advisors and Securities America Advisors. Outside of his advisory role, he serves on the board of a nonprofit organization, Panorama Apartments. CreativeOne Wealth, LLC provides fee-based asset management, financial planning, retirement plan consulting, and consultative retainer services to individuals, corporations, plan sponsors, and other RIAs. The firm manages discretionary accounts using a mix of proprietary model portfolios and third-party managers, employing various investment methods including ETFs, mutual funds, options strategies, and select private investments.

Dbie Johnson is a financial advisor with Alera Investment Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. His career includes roles at firms such as StanCorp Investment Advisers, Ameritas Investment Corp, and LPL Financial. He is currently associated with Alera Investment Advisors and BCG 401(K) Advisors. Alera Investment Advisors, LLC provides investment management, financial planning, and retirement plan advisory services to individuals, families, businesses, and institutions. The firm uses internal management capabilities and independent managers to construct portfolios with a long-term focus, and it offers comprehensive ERISA-related services for retirement plans.

Ryan Sellars is a CFP® with three years of industry experience, currently serving as a financial advisor at Octavia Wealth Advisors LLC. His background includes roles at Octavia Wealth Advisors since 2021 and involvement with Octavia Risk Management, LLC, where he works as an insurance agent. Prior to his advisory roles, Sellars worked in education and recreational management. Octavia Wealth Advisors is an SEC-registered multi-team firm managing approximately $2.15 billion for a diverse client base including individuals, high-net-worth clients, trusts, businesses, retirement plans, and municipal entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services, utilizing customized portfolios with a focus on low-cost ETFs, mutual funds, individual securities, and alternative investments.

Jacob Petrie is a CFP® with 11 years of industry experience. He is currently with Waverly Advisors, LLC and previously worked at 9258 Wealth Management and Fidelity in both advisory and brokerage roles. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm combines traditional equity and fixed-income strategies with alternative and private-markets allocations and offers a range of financial planning and multi-family office services.

Nathan Nichols is a financial advisor at Johnson Investment Counsel, Inc. with two years of industry experience. He holds a Series 65 designation and has previously worked at Augusta National Golf Course, UPS, and the University of South Carolina. Johnson Investment Counsel serves a wide range of clients, including individuals, retirement plans, trusts, charitable organizations, corporations, and institutional clients. The firm employs a team-based portfolio construction process combining quantitative equity analysis with fixed-income management and offers both customized discretionary mandates and an automated advisory program.

Stephen Taylor is a financial advisor with United Advisor Group, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Thurston Springer Financial and Sterne Agee Financial Services. Outside of his advisory work, he is involved in insurance sales through a sole proprietorship and owns a consulting business; he also performs administrative duties for the City of Cold Spring, Kentucky. United Advisor Group serves individuals, small businesses, trusts, and charities through a network of independent investment adviser representatives. The firm offers discretionary and non-discretionary investment management, financial planning, and family office services, utilizing proprietary model portfolios and a combination of fundamental, technical, and strategic asset-allocation methods.

David Brunson is a financial advisor with ValMark Advisers, Inc., holding a Series 66 designation and two years of industry experience. His prior experience includes roles at Broadview Financial Advisors and New York Life Insurance Company, as well as academic positions at the University of Kentucky and Covington Catholic High School. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm employs a diversified, goal-based investment approach using mutual funds, ETFs, and separate-account managers, supported by a network of investment advisory representatives and an investment committee.

Kaylie Wise is a financial advisor at BlueSpring Wealth Management, LLC with one year of industry experience. She holds a Series 65 credential and previously worked at Kestra Financial Inc. and Ritter Daniher Financial Advisory LLC. Vector serves individuals, business owners, trusts and estates, and pension and profit-sharing plans by providing discretionary and limited non-discretionary investment management, financial planning, and retirement plan consulting. The firm employs a customized investment process overseen by an Investment Committee and offers specialized services including custom option overlay and hedging strategies.

Chad Baxter is a CFP® and ChFC® with nine years of industry experience. He is currently with CX Institutional, LLC and previously worked at Clarify Wealth Management, Inc., LPL Financial, LLC, and The Ayco Company, L.P./Mercer Allied. CX Institutional serves individuals, high-net-worth clients, charitable organizations, and business entities, providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting through a multi-strategy platform that incorporates fundamental, quantitative, technical, and cyclical analysis across a range of asset classes.

Maxwell Monk is a CFA® charterholder with seven years of experience in the financial advisory industry. He has worked exclusively with Johnson Investment Counsel, Inc. since 2012. Johnson Investment Counsel serves a diverse client base including individual investors, pension and profit-sharing plans, public agencies, charitable organizations, trusts, estates, and corporate entities. The firm employs a team-based investment approach that combines quantitative equity analysis with macro and micro fixed income strategies, and provides discretionary portfolio management, financial planning, and model portfolio services across multiple platforms.

Jeffrey Adler is a financial advisor at Mutual Advisors, LLC with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he serves on the board of the Cedar Village Foundation, a nonprofit organization. Mutual Advisors, LLC manages approximately $6.75 billion through a network of 123 advisors, serving individuals, institutions, trusts, and retirement plans. The firm offers asset management, financial consulting, ERISA plan advisory, and other services, employing a mix of passive and active investment strategies tailored to client objectives.