Andrew Harrell is a CFP® professional with seven years of industry experience, currently serving as an advisor at Kestra Advisory. He has worked at Kestra since 2019 and has prior experience with Kestra Investment Services and Coastal Carolina University. Harrell is a member of the FPA of Maryland Board of Directors, where he participates in initiatives supporting the development of future industry professionals. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, and investment management, supporting large institutional clients and utilizing multiple management platforms and third-party solutions.

Joseph Mills is a CFP® professional with three years of industry experience, currently serving as an advisor at Kestra Advisory. His prior experience includes working with BFG Financial Advisors and earlier roles in education at Towson University and Wallkill Valley Regional High School. Mills also holds responsibilities supporting investment operations within Kestra’s affiliated entities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base that includes plan sponsors, institutional investors, and individuals. The firm offers comprehensive services such as fiduciary consulting, plan design, and advisor-managed accounts, and manages approximately $79.8 billion in assets with a focus on large institutional clients.

Lauren Serafini is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Creative Planning. Her prior experience includes roles at Berman McAleer, Merrill Lynch, The Financial Gym, Commonwealth Financial Network, and Serafini Financial Services. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and utilizes a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by various portfolio management techniques and comprehensive retirement plan services.

Thomas Thibeault is a financial advisor with Chapin Davis in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Chapin Davis since 2009. Chapin Davis provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement accounts. The firm manages approximately $539 million in assets and serves several hundred client relationships through a multi-advisor team that employs a variety of investment strategies and portfolio management approaches.

Nathaniel Powell is a CFP® and holds a Series 66 license, with 15 years of industry experience. He has been with Suntrust Investment Services, INC since 2016, currently affiliated with Truist Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration among its affiliated entities.

Nicholas Petrelli is a CFP® and holds a Series 65 license with 16 years of industry experience. He currently works at Cerity Partners LLC and was previously with Maryland Capital Management, LLC for 13 years. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios.

Frank Lucia Jr. is a financial advisor with Equity Services, Inc. in Timonium, MD, holding Series 63 and 66 licenses and bringing 31 years of industry experience. He has been associated with National Life Group and Equity Services, Inc. since 2007. Additionally, he serves as an insurance agent with Worthington Financial Partners. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms and frequently utilizes third-party asset managers, combining long-term strategies with options for specialized trading.

Michael Chasney Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. in Baltimore, MD, holding Series 63 and Series 66 licenses and bringing four years of industry experience. Prior to joining T. Rowe Price in 2017, he worked in sports medicine at Oberlin College and was involved with The L'Hirondelle Club. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management with online tools and advisor support. The service uses model portfolios exclusively invested in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations for retirement planning.

Gregory Heard is a financial advisor at Cerity Partners LLC with 21 years of industry experience. He holds a Series 65 designation and previously worked at Maryland Capital Management, LLC for 18 years. Outside of his advisory role, he serves on the board of directors for Calalyst IT Services, Inc., an IT services and staffing company. Cerity Partners is an SEC-registered investment adviser serving a diverse client base that includes individuals, families, trusts, corporations, charitable institutions, and other investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and retirement plan services, with a focus on customized, diversified portfolios that incorporate both proprietary quantitative screening and third-party managers.

Lester Wolf is a financial advisor with Eagle Strategies (NY Life) based in Baltimore, MD. He holds the CFP® and ChFC® designations and has 32 years of industry experience. His career includes long-standing roles at New York Life and Nylife Securities Inc. since 1993, and he is currently affiliated with Tactical Financial Group, LLC. Wolf also works as an insurance broker, providing insurance solutions outside of NYL products. Eagle Strategies serves individual and institutional clients by offering financial planning, investment management, and retirement-plan advisory services through a large network of advisers. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its regulatory assets on a non-discretionary basis.

Robyn Hawkins is a financial advisor with Empower Advisory Group and holds Series 66 and Series 63 licenses. She has 13 years of industry experience, with previous roles at Prudential, Merrill, Bank of America, and Wells Fargo. Outside of her advisory work, she teaches English to refugee students as an instructor with Strong City Baltimore and coordinates after-school programs as a camp leader for Baltimore County Recreation and Parks. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as select IRA and retail brokerage clients. The firm’s services emphasize long-term portfolio returns and are integrated with Empower’s recordkeeping and administrative platforms.

Kalen Baxter is a CFP® with 29 years of industry experience, currently affiliated with Private Advisor Group, LLC and LPL Financial, LLC since 2012. He also maintains a long-term involvement with Joseph Klein Associates, a registered investment advisory business. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering discretionary and non‑discretionary portfolio management, financial planning, and retirement‑plan consulting. The firm provides access to third-party asset managers, turnkey asset management platforms, and a proprietary separately managed account program.

Michael Yanchoris is a ChFC® credentialed financial advisor with 38 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co of America since 2011. Yanchoris is also involved in insurance activities outside of Guardian Life. Primerica Advisors operates as part of Park Avenue Securities LLC, serving a broad retail client base with both brokerage and advisory services, offering proprietary advisory programs and a variety of investment options through an integrated operating model.

Alexander Faber is a CFP®, CFA®, and Series 66 designated advisor with eight years of industry experience. He is currently with Cerity Partners LLC and has previously worked at Maryland Capital Management, TIAA, and Wake Forest University. Cerity Partners provides customized wealth management services to a diverse national clientele, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing, utilizing proprietary quantitative screens alongside third-party managers and individual securities.

Sean Anderson is a Series 65-registered financial advisor with three years of industry experience. He is currently with HB Wealth Management, LLC and previously worked at WMS Partners, LLC and Greenspring Advisors, LLC. Prior to his financial career, he attended Kenyon College. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm employs a discretionary investment approach that integrates quantitative and qualitative due diligence across a range of public and private strategies and provides consolidated quarterly reporting aligned with clients’ objectives and risk tolerance.

Patricia Almony is a financial advisor with Equity Services, Inc. and Worthington Financial Partners, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. She has prior experience with SunTrust Advisory Services and SunTrust Investment Services. Outside of advisory work, she is involved in crafting and scrapbooking and serves as a brand partner for a skincare, vitamins, and weight loss company. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a broad range of clients, including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and specialized instruments.

David Flanders is a CFP® professional with 15 years of industry experience, currently affiliated with Commonwealth Financial Network since 2018. Prior to joining Commonwealth, he worked at 1ST Global Advisors, Inc. and 1st Global Capital Corp from 2010 to 2018. He is also the sole owner of David A. Flanders, CPA, LLC, a tax preparation firm. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs, operational support, and investment management services, allowing advisors discretion in portfolio construction alongside access to model portfolios managed by Commonwealth’s Investment Management and Research team.

Brendan Mullally is a financial advisor with Empower Advisory Group in Baltimore, MD, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Bank of America, Merrill, and Equitable Advisors. Outside of his advisory work, he is involved as a lacrosse coach. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, using an integrated model tied to Empower’s recordkeeping and administrative platforms.

Joel Albert is a financial advisor with Eagle Strategies (NY Life) based in Timonium, MD. He holds Series 63 and Series 66 licenses and has 14 years of industry experience. Prior to his current role, he was involved with Happy Paws Inc. for eight years. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and plan sponsors. The firm offers financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors, focusing primarily on non-discretionary asset management and tailored solutions aligned with client objectives.

Andrew Riehl is a CFA® charterholder and Series 65 licensed financial advisor with seven years of industry experience. He is currently with Cerity Partners LLC and previously worked at Maryland Capital Management and Croft Leominster Investment Management. Cerity Partners provides customized wealth management and related services to a diverse national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm utilizes tailored asset allocation, manager selection, and proprietary quantitative screens to build client programs and offers a range of services including portfolio management, financial planning, tax and retirement consulting, and access to alternative and private-market investments.