Timothy Gallagher is a Series 66-licensed financial advisor with UBS Financial Services in Mt. Laurel, NJ, where he has been practicing for 10 years within his 15 years of industry experience. Prior to joining UBS in 2016, his background details are not specified. Outside of his advisory role, he operates a sole proprietorship managing real estate-related activities. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor investment strategies.

Victor Ladolcetta is a financial advisor at LPL Enterprise with six years of industry experience. He holds Series 63 and Series 65 licenses and has prior work experience at Prudential Insurance Company of America, Pruco Securities, LLC, Equitable Advisors, and HSBC. Outside of his advisory role, Ladolcetta is also involved with The Clark Group, LLC, providing insurance and financial product sales and services. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering both advisory and brokerage services. The firm’s integrated platform combines adviser programs with financial product sales and provides access to model portfolios, third-party asset management, and insurance products.

Robert Moses is a Certified Financial Planner (CFP®) at UBS Financial Services with 26 years of industry experience. He has been with UBS since 2000. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management to provide a broad range of services.

George Marateo is a financial advisor at Morgan Stanley with 46 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Brandon Valentin is a financial advisor with UBS Financial Services holding a Series 66 designation and has been in the industry since 2022. Prior to joining UBS in 2024, he worked at Merrill Lynch and has experience in the financial sector as well as a brief tenure with the Philadelphia Eagles. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans and portfolio management.

Thomas Dziubek Jr. is a financial advisor at Cetera with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliated entities since 2014, as well as at VOYA Financial Advisors and Falzone Financial Services. In addition to his advisory role, he operates independent insurance and financial services businesses, including preparation of personal tax returns. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform allowing advisors to use affiliated and third-party model portfolios, discretionary and non-discretionary management, and various program structures.

Madison Saurman is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads the team Saurman, Sciascia, Maher & Associates. He provides sophisticated, goals-based wealth management advice and focuses on risk management, retirement income strategies, long-term care planning, wealth transfer and estate planning, concentrated stock strategies, customized lending solutions, and philanthropic and legacy planning. His approach involves close collaboration with clients' attorneys, tax professionals, and insurance advisors to simplify and clarify their financial lives. Madison began his wealth management career in 1995 at Smith Barney and joined Merrill Lynch Wealth Management in 2009. He holds the CERTIFIED FINANCIAL PLANNER (CFP) and CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) designations, in addition to being a Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). He earned his Bachelor's degree from West Virginia University and completed executive education courses at the Wharton School of Business, Harvard Business School, and Yale School of Business. A native and lifelong resident of Bucks County, Madison resides in Washington Crossing with his wife, Beth, and their daughter. He is a past President of the Newtown Rotary Club and coaches youth soccer with Coach Patriot FC. His personal interests include whitewater kayaking, playing golf, running, and supporting the Philadelphia Eagles and West Virginia Mountaineers.

Michael Fox is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 55 years of industry experience. He has been affiliated with Cetera since 1994 and has operated his own firms, Financial Planning Works, Inc. and Michael Fox & Associates, Inc., since the 1980s. Fox also engages in tax preparation and bookkeeping through his financial planning business. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of over 10,000 independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options, financial planning, and access to a range of third-party money managers.

Kyle Elfstrom is a financial advisor at Merrill with 17 years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2008 and at Bank of America, N.A. since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Kushner is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James & Associates since 2012. Outside of his advisory role, he is a partner and investor in the restaurant Farmer's Keep in Philadelphia. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by affiliated research and model managers.

Brian Leone serves as a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in areas such as college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, and tax minimization. Brian applies his expertise to help clients develop individual and corporate investment strategies, retirement income planning, and supports women and wealth initiatives. Prior to his current role, Brian transitioned from a background in education, holding a bachelor's degree from Temple University, to financial services. He holds professional designations including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), and Personal Investment Advisor (PIA). Brian is experienced in developing tailored financial strategies addressing diverse client needs and priorities. Outside of his professional work, Brian enjoys spending time with his family and has interests in baseball, basketball, football, music, soccer, and softball.

Rebekah Schmierer is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2018. Prior to that, she was employed at New Jersey Manufacturers Insurance Company, The College of New Jersey, and The Philly Pretzel Factory. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of client types, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Strybuc is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Waddell & Reed, INC. and various insurance carriers. He previously operated Hicks-Strybuc, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, supporting both discretionary and non-discretionary management with access to model portfolios, research, and various investment strategies.

Amanda Manuola is a financial advisor at Merrill Lynch Wealth Management based in the Mount Laurel office. She specializes in working with individuals, families, and small business owners, focusing on college education planning, legacy planning, personal retirement planning, tax minimization, and retirement income. Amanda brings her background as a second-generation financial advisor to her role, having grown up immersed in wealth management. Her approach emphasizes long-term relationships and holistic planning, blending personalized investment strategies with an understanding of broader financial topics such as retirement planning, tax strategies, and wealth protection. She holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She earned a Bachelor's degree from the University of Delaware. Outside of her professional work, Amanda has personal interests in pickleball, running, and yoga.

Fred Lorenz is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at Merrill in 1983 after graduating with a Bachelor of Science degree in Commerce from Rider University. He partnered with his father until his retirement in 1985 and has since developed extensive experience in financial strategy, planning, and service. Fred holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®) awarded in 1986, Chartered Retirement Planning Counselor™ (CRPC™) obtained in 2007, and Certified Plan Fiduciary Advisor® (CPFA®) earned in 2018. His expertise encompasses family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, tax minimization, and socially responsible investing. He works with individuals, businesses, and multi-generational families, providing ongoing reviews and sharing timely research to support client goals. Fred lives in Yardley, Pennsylvania, with his wife and four grown children, including triplets. He is involved in community outreach, particularly supporting the children of Urban Promise in Trenton. In his personal time, he enjoys boating, photography, reading, spending time with family, and table tennis.

Tina Solorzano is a financial advisor at Morgan Stanley with four years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch and UBS Financial Services. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Michael Cice is a financial advisor at Cambridge Investment Research Advisors with 44 years of industry experience. He holds the Series 63 and Series 65 credentials and has been with Cambridge since 2012. In addition to his advisory role, he is an independent insurance agent for various insurance companies through GWH Wealth Advisors. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services delivered through a network of independent Financial Professionals using a variety of portfolio management approaches.

Jeffrey Deissler is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 63 designation and has worked at Cetera and its affiliated entities since 2025. Prior to that, he spent 26 years at Avantax Investment Services and has operated an independent tax and financial planning business since 1999. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering diverse portfolio management and financial planning services. The firm supports various investment strategies and program structures, with over 10,000 advisors and approximately $256 billion in assets under management.

Joseph Durso is a financial advisor at Morgan Stanley with 47 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Durso serves as a board member and finance committee member for the Ronald McDonald House of Southern New Jersey. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and investment research.

Kyle Katz is a financial advisor at UBS Financial Services with two years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Pacer Financial, Inc., The Vanguard Group, Inc., and Coastal Ridge Real Estate. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and supports its advisors with proprietary research and model-based asset allocations.