Daniel Nitsch is a financial advisor at LPL Financial with 12 years of industry experience. He holds a Series 66 designation and has worked at several firms, including BMO Investment Services and Money Concepts Capital Corp. Outside of finance, he is involved with DysFUNKtion Brass, LLC, where he pursues activities as an artist and musician. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Roxanne Rubenstein is a financial advisor with Raymond James & Associates in Pendleton, Indiana. She holds Series 65 and Series 63 licenses and has 27 years of industry experience. Prior to joining Raymond James in 2025, she worked at J.P. Morgan Securities and JPMorgan Chase Bank from 2021 to 2025, and at Morgan Stanley from 2017 to 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Patrice Thomas is a financial advisor with Raymond James & Associates in Carmel, IN, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. Thomas has been with Raymond James & Associates since 2013. Outside of advising, Thomas is involved in farming through ownership of P.A.T. Enterprises and participates in real estate design as an officer and partner at Thomas Rehm Designs, Inc. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipalities. The firm offers financial planning and non-discretionary investment consulting, utilizing a variety of portfolio management styles supported by firm research and affiliated sub-advisers.

Jack Davidson is a financial advisor at LPL Financial in Carmel, IN, holding a Series 66 designation with one year of industry experience. His prior work includes roles at Blumberg Wealth Advisors, Pneuma Media, and Ballarat Miners. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Keisha Hall is a financial advisor with Charles Schwab in Carmel, IN, holding Series 65 and Series 63 registrations and one year of industry experience. Her prior roles include positions at KeyBank, Alight Solutions, Comcast, Carvana, and Cracker Barrel. She was also involved with Maximize Your Lifestyle LLC for a year. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a primarily non-discretionary client relationship model and offers access to discretionary separately managed accounts, combining centralized custody and order-routing with multi-asset model portfolio guidance.

Austin Gilbert is a financial advisor with J.P. Morgan Securities in Noblesville, Indiana. He holds Series 66 and Series 63 licenses and has three years of industry experience. Prior to his current role, he worked at Royal United Mortgage LLC and Arlington Roe and Co. Outside of his advisory work, he operates a woodworking business focused on building and installing window flower boxes and furniture. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework.

Thomas Curran is a CFP® professional with 36 years of industry experience, currently serving at Raymond James & Associates since 2013. He is based in Carmel, IN, and holds Series 63 and Series 66 licenses. Outside of his advisory role, Curran serves as a board member and Finance Committee head for Ben's Ranch Foundation, a nonprofit organization. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and advisory services with a range of portfolio management options.

Joseph Cramer Jr. is a CFP® professional with 15 years of industry experience, currently serving at Cetera since 2023. His prior experience includes roles at Minnesota Life Insurance Company and Securian Financial Services, each for 12 years, and operating Shoemaker Financial since 2015. He is involved in fixed insurance sales through Shoemaker Financial and also conducts financial services under Healy Financial. Cetera Investment Advisers LLC is an SEC-registered adviser offering a range of portfolio management, financial planning, and retirement services through a large network of independent advisors. The firm serves individual, corporate, charitable, and institutional clients with diverse program structures and a multi-manager investment platform.

Nathaniel Zimmerman is a financial advisor with LPL Financial in Fishers, Indiana, holding a Series 66 credential and 17 years of industry experience. His prior roles include work with Waddell & Reed and owning businesses related to real estate and investment management. He also operated NZ Properties LLC, a real estate rental business, for several years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Brady Creel is a financial advisor at OSAIC with 50 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at OSAIC since 2023. His prior experience includes roles at Sagepoint Financial, Inc. and AIG American General Life Insurance Company. Outside his advisory work, Creel owns Southern Express Financial Group, a sole proprietorship selling life, health, and long-term care insurance, and serves as President and CEO of Creel Financial Services, which focuses on fixed insurance client acquisition and servicing. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, offering integrated brokerage, advisory services, and financial planning through a large network of advisors and multiple platforms. The firm employs a range of asset-allocation tools and investment strategies across various securities and supports both discretionary and non-discretionary portfolio management.

Thomas Lord is a financial advisor at Raymond James & Associates with seven years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2019. Prior to that, he was employed at Genesys Telecommunications and Interactive Intelligence Inc. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Joshua Lee is a financial advisor with Osaic Wealth Inc. He holds a Series 66 designation and has eight years of industry experience. Prior to joining Osaic, he worked at Ameriprise and Edward Jones. Outside of his advisory work, he is a member of Mimir Advisory LLC, a personal business entity used for insurance and commission product sales. Osaic Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a large network of advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managed account solutions to construct portfolios across various asset classes.

Jeremy Coons is a financial advisor at Edward Jones with 13 years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Edward Jones in 2023, he worked at Charles Schwab from 2018 to 2023 and JPMorgan Securities LLC from 2016 to 2018. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory services under a fiduciary standard, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Gregory Flynn is a CFP® with nine years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and previously was with Edward Jones from 2016 to 2018. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John Heinzinger is a CFP® professional affiliated with LPL Financial, with 15 years of industry experience. He has worked at LPL Financial since 2022 and concurrently serves at CUNA Brokerage Services, Inc. and Teachers Credit Union since 2013. Outside of finance, he is the secretary of Artisan Masterpiece, Inc., a for-profit business established in 2004. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Thane Bushong is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has previously worked at Securities America Advisors and National Planning Corporation. Outside of advising, he serves as president of a mortgage brokerage firm and an insurance sales company. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, advisory, and financial planning services. The firm employs asset-allocation tools and third-party platforms to construct portfolios that include diverse investment options and supports both discretionary and non-discretionary account management.

Thomas Marcinko is a financial advisor with Edward Jones in Fishers, Indiana, holding a Series 66 designation and 10 years of industry experience. He has been with Edward Jones since 2016. Outside of his advisory role, he is associated with Accord Topco LP, a logistics business based in Dallas, Texas. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Douglas Evernham is a CFP® professional with 21 years of experience in the financial services industry. He is currently with LPL Financial and previously spent 14 years at Lincoln Investment. In addition to his advisory work, he serves as president of Everimpact Wealth Management, LLC, and volunteers on the Financial Oversight Team at Grace Community Church as well as serving as an auditor for a local elementary school PTO. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Terrance Bogan is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop personalized financial plans tailored to their unique needs and preferences. He focuses on evaluating clients' current investment strategies and retirement plans to ensure alignment with their long-term goals. Before joining Fidelity Investments in 2025, Terrance held roles as Director of Wealth Management at JP Morgan Chase & Co. from 2022 to 2025 and as Vice President and Market Leader at Bank of America Merrill Lynch from 2019 to 2022. These positions provided him with extensive experience in wealth management and financial planning. Outside of his professional work, Terrance engages in family activities, football, social events with friends, parenthood, and traveling.

Mark Robbins is a financial advisor with Edward Jones in Fishers, Indiana, holding a Series 66 credential and six years of industry experience. Prior to joining Edward Jones in 2019, he held various roles including ownership and management positions in multiple small businesses, such as pizza restaurants and training firms. Robbins also teaches courses on QuickBooks and Excel for adult learners at Hope Training Academy and serves on advisory boards for private companies. Edward Jones is a full-service wealth management firm serving individual and institutional clients with an extensive nationwide network of financial advisors and branch offices. The firm offers a range of investment strategies, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.