Ryan Murray is a financial advisor with Ameriprise based in Jamison, PA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, Murray serves as Treasurer for Nestlewood Estates, is a member of the finance committee at Solomon's Lodge No. 3, and holds leadership positions including Honorary Chairman of the Business Advisory Council and President of Alternative Care Concepts. He also supports local education through involvement with the Jamison Elementary Home & School Association. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary advice, primarily focusing on assets held in Ameriprise Managed Accounts.

Samantha Rodrick is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and beginning her advisory career in 2025. Her prior experience includes roles in education at McDaniel College and Monroe Township schools, as well as work with Impact XM and Green Leaf Pet Resort and Hotel LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors. The firm is integrated within Bank of America’s broader corporate platform, providing access to a wide range of investment products and services.

Rusty Todd is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked at Bleakley Financial Group and has held positions outside the financial industry in the restaurant and hospitality sectors, including roles at Itsurwiener Restaurant and Bar and Deal Lake Bar + Co. He also has experience in private lifeguarding and golf club operations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-funds.

Michael Demarco is a financial advisor at Merrill with 14 years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2011. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration within Bank of America’s broader platform includes access to a wide array of products and services beyond traditional investment management.

Meenu Sharma is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and having 13 years of industry experience. Her prior work includes roles at Santander Bank, NA, Santander Securities, LLC, and HD Vest Investment Services. She also has experience in academia, having worked at Middlesex County Community College, New Jersey City University, and Hudson Community College. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joseph Piazza is a financial advisor at Merrill with 37 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Merrill and Bank of America since 2010. Outside of his advisory role, he participates as a guitar player in a musical group called Decibel Syndrome. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Raphael Hochberg is a financial advisor at Merrill with 30 years of industry experience. He holds the Series 63 and Series 66 licenses. His prior work includes roles at Bank of America, N.A., Icap Corporates LLC, Maxim Group LLC, and The Vertical Group. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Andrew Bukowinski is a financial advisor with Merrill, holding a Series 66 credential and one year of industry experience. His background includes roles at Bank of America and a variety of positions in the fashion industry and education. He is based in Pennington, NJ. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Richard Di Bono is a financial advisor with Merrill, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. His prior work includes roles at Bank of America, Capital One Investing, Swiss Farms LLC, and Holstein&Penn LLC. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates its investment offerings with Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Jesse Creem is a financial advisor with Wells Fargo Clearing in Princeton, NJ, holding a Series 66 designation and nine years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for one year before joining Wells Fargo in 2017. Outside of his advisory work, he serves as power of attorney for his father. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Andrew Ettlinger is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 credential and has been with Merrill since 2017, including its predecessor Merrill Lynch, Pierce, Fenner & Smith Incorporated. Prior to his advisory career, he was affiliated with Pennsylvania State University for four years. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies for a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Julie Haber is a financial advisor at Merrill with 14 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2011. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates its investment services within Bank of America’s broader platform, providing access to a wide array of products and services.

Naomi Roach is a Series 66 credentialed financial advisor with Merrill, where she has worked since 2018, totaling eight years of industry experience. Prior to joining Merrill, she held positions at Enterprise Holdings and Chesapeake Collision Co. Outside of her advisory role, she is a gymnastics instructor with the nonprofit organization Sokol Baltimore Inc. and owns a fitness-related LLC offering personal training, exercise equipment, and natural beauty products. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors. The firm integrates with Bank of America’s broader platform, delivering access to diverse financial products and services.

Timothy Desantis is a financial advisor with Wells Fargo Clearing in Princeton, NJ, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, serving as an ERISA fiduciary and offering discretionary investment management options that include insurance-related vehicles and bank deposit sweep programs.

Kyle Fenstermaker is a financial advisor at Merrill with 19 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2005. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, and other institutional clients. The firm is integrated into Bank of America’s corporate platform, which allows access to various products and services.

Edward Snyder is a financial advisor at LPL Financial with 40 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining LPL Financial in 2025, he worked at The Investment Center, Inc. and IC Advisory Services Inc. for nine years each. Snyder serves on the boards of two nonprofit organizations, the Bucks Quarterly Meeting of Friends and the Yardley Monthly Meeting of Friends. LPL Financial is a national SEC-registered investment adviser and broker-dealer offering financial planning, advisory programs, retirement plan consulting, and brokerage services to individuals, retirement plans, banks, and charitable organizations. The firm provides both discretionary and non-discretionary management, utilizing model portfolios, research, and a range of investment strategies.

Robert Wittpenn is a financial advisor with Merrill, holding a Series 66 designation and 20 years of industry experience. He has been with Merrill and Bank of America since 2010. Outside of his advisory role, he serves as an elder and officer at Lamington Presbyterian Church in Bedminster, New Jersey. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Edward Dorsey is a financial advisor at Merrill with Series 65 and Series 63 licenses and 11 years of industry experience. His prior work includes positions at Oppenheimer & Co. Inc, Lincoln Investment LLC, and Bank of America, N.A. before rejoining Merrill in 2021. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Lynch Hunt Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. He previously worked at Merrill for 10 years before joining Wells Fargo Bank and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options and provides both brokerage and advisory solutions across a broad range of financial products.

Grayson Russo is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has previously worked at firms including Northwestern Mutual and Essential Properties Realty Trust. Outside of finance, he has held positions in diverse sectors such as sports equipment and local businesses. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base including individuals, high-net-worth clients, and institutional fiduciaries. The firm offers a range of model-based and discretionary investment strategies integrated with Bank of America’s corporate platform.