Eric Brown is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds a Series 66 designation and previously worked at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., Genoa-Qol Healthcare Company, and Giant Eagle Pharmacy. He is also a notary. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Nicholas Long is a financial advisor at PNC Wealth Management with three years of industry experience. He previously worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities LLC, and Northwestern Mutual/KEM Financial Services. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital offering that uses algorithmic risk assessment and discretionary model portfolios managed by PNC or third-party strategists.

Steven Dzvonick is a financial advisor with Principal Financial Services who holds a Series 63 designation and has 34 years of industry experience. He has worked at Principal Securities Inc. since 2016, previously operated DZVONICK Financial Services, and has been affiliated with Principal Life Insurance Company since 2003. Outside of advisory work, he receives renewal income from blocks of life insurance policies with Allmerica and Commonwealth. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Scott Metz is a financial advisor with PNC Wealth Management in Pittsburgh, PA, holding Series 63 and Series 66 credentials and over 26 years of industry experience. His prior roles include positions at The Huntington Investment Company, Mutual of Omaha Investor Services, Mutual of Omaha Insurance Company, CITIZENS Bank, Citizens Securities, and TD Ameritrade. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available via an invitation-only employee pilot. The firm uses algorithm-driven model selection and delegates portfolio implementation to third parties, focusing on mutual funds and ETFs with annual rebalancing.

Harry Kennedy is a financial advisor with Janney Montgomery Scott holding a Series 66 designation and 13 years of industry experience. His prior work history includes Hefren Tillotson and extensive tenure at Janney Montgomery Scott, dating back to 2017. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage, financial planning, and advisory services supported by both in-house and third-party portfolio management.

Melanie Colusci is a CFP® with 28 years of industry experience, currently serving at Hornor, Townsend & Kent, LLC. She has been affiliated with Penn Mutual Life Insurance Company since 2010 and is involved in life insurance sales and financial planning. Outside of her advisory role, she is an author and speaker focused on women business owners and is a member of the Penn Mutual National Advisory Council executive committee. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Heather Barr is a financial advisor at Citizens Securities, Inc. in Pittsburgh, PA, holding Series 63 and Series 65 licenses with four years of industry experience. Prior to her current role, she worked at BNY Mellon and had multiple positions within Citizens Bank and Citizens Securities. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm provides both a digital advisory program and managed account solutions while operating as a broker-dealer and insurance agency.

George Rovee is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and over 29 years of industry experience. He previously worked at Hornor Townsend & Kent Inc and Penn Mutual Life Insurance Company for 17 years. Outside of advising, he is involved in authoring a finance-related book and runs agent coaching and consulting focused on business development and prospecting. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory services using in-house and third-party model portfolios, including a hybrid digital advisory solution, Park Avenue Wealth Management.

David Lutz Jr. is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked with Ameritas since 2003 in various roles and operates two additional financial services firms, Celtic Financial Services LLC and Save with Dave LLC, providing financial planning and insurance services. Lutz is also licensed to sell fixed insurance products and offers Medicare insurance to clients aged 65 and older. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers managed account programs, fee-based management of variable products, and utilizes risk questionnaires, model portfolios, and periodic reviews to align client allocations with their objectives.

Shane Witt is a financial advisor with Guardian Life and holds a Series 66 designation. He has six years of industry experience, including roles at Park Avenue Securities and RoadBotics Inc. Outside of his advisory work, he operates TURTLESUFERS LLC, a business selling stickers through Amazon fulfillment. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement plan consulting, and investment advisory programs with a mix of proprietary and third-party models.

James Hixon is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has worked with Ameritas Advisory Services since 2021 and has been involved with Celtic Wealth Management, LLC and Celtic Financial Services LLC as owner and financial advisor since 2012 and 2002, respectively. He is also licensed as an independent insurance agent to sell fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by proprietary tools and multiple custodial platforms.

Nicole Bush is a financial advisor with PNC Wealth Management in Pittsburgh, PA, holding the Series 66 and Series 63 designations and bringing 20 years of industry experience. She has been with PNC Investments since 2019, following prior roles at PNC Bank. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an online discretionary model account currently available as an invitation-only pilot for employees. The program uses algorithmic risk assessments and invests via approved model strategies managed by PNC or third-party strategists.

Rudolfo Capobres is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 registrations and over 31 years of industry experience. His prior work includes roles at Principal Securities, Principal Life Insurance Co, Commonwealth Financial Network, and Coghill Investment Strategies. He also serves as a bank/trust officer at Principal Bank and Principal Trust Company, supporting retirement plan account relationships across multiple Principal divisions. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory approach includes financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

William Kinmonth Jr. is a CFP® and ChFC® with 29 years of industry experience. He currently serves as an advisor at NewEdge Advisors and LPL Financial, having previously worked at Citizens Securities, Inc. for over two decades. Outside of his advisory roles, he is active as a soccer official. NewEdge Advisors is an enterprise-scale registered investment adviser that serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent representatives. The firm offers a wide range of portfolio management, financial planning, and consulting services, combining in-house and third-party strategies supported by technology and centralized due diligence.

Matthew Hartle is a financial advisor with PNC Wealth Management in Wexford, PA, holding Series 63 and Series 65 licenses and with 22 years of industry experience. He has been with PNC Investments since 2007. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio strategy pilot for employees. The firm uses algorithmic risk assessment to recommend model strategies managed by PNC or third parties, with implementation via mutual funds and ETFs and annual rebalancing.

Natalee Esposito is a financial advisor at Cerity Partners LLC with 18 years of industry experience. She holds a Series 65 designation and previously worked at XPYRIA Investment Advisors, Inc. for 18 years before joining Cerity Partners in 2024. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing customized, diversified portfolios and both proprietary and third-party investment strategies.

David Gonzales Jr. is a financial advisor with Citizens Securities, Inc. in Pittsburgh, PA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked exclusively within the Citizens organization since 2015. He also serves as power of attorney for his parents. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both discretionary and non-discretionary accounts and is wholly owned by Citizens Bank, N.A.

Debra Dragich is a CFP®-designated financial advisor at &PARTNERS with 29 years of industry experience. She previously worked at Raymond James & Associates for 11 years before joining &PARTNERS. &PARTNERS serves a diverse client base that includes high-net-worth individuals, institutions, retirement plans, and charitable organizations. The firm offers investment management and financial planning services using a mix of fundamental, technical, and quantitative analysis across discretionary and non-discretionary accounts.

Michael Ward is a financial advisor with Commonwealth Financial Network and has 41 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. He has been with both Commonwealth Financial Network and Wealth Management Partners, LLC since 2001. Outside of his advisory role, he serves as a board member on the Brighton Township Zoning Board in Pennsylvania. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including wealth management, retirement plan consulting, and access to third-party asset managers, while offering operational, trading, technology, and compliance support to affiliated advisors.

Glenn Powell II is a financial advisor with PNC Wealth Management, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has worked at PNC Investments since 2004. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only online Portfolio Solutions Strategist Digital Offering that uses algorithmic risk assessment and delegates portfolio implementation to approved third-party strategists.