Andrew Ellis is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked at Key Investment Services and affiliated KeyBank since 2015. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment decisions combined with ongoing monitoring and due diligence, operating within the KeyCorp group alongside KeyBank and KeyBanc Capital Markets.

Landon De Coursey is a financial advisor at CWM, LLC with a Series 65 designation and one year of industry experience. His prior work includes roles at Carson Wealth, Ullrich Insurance, Dick Brown & Associates, American Family Insurance, and Perry Construction. He is also affiliated with Brigham Young University. CWM, LLC is an SEC-registered investment adviser that serves individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm offers portfolio management, financial planning, sub-advisory services, and retirement-plan solutions using a discretionary, model-portfolio approach governed by an in-house investment committee.

Jonathan Larsen is a financial advisor with OSAIC Advisory Services, LLC, holding a Series 66 credential and two years of industry experience. His prior roles include positions at Cetera and involvement with Renaissance Financial, a separate financial services business where he serves as a financial advisor. Outside of finance, Larsen also operates a freelance photography business. OSAIC Advisory Services, LLC is an SEC-registered investment adviser serving a broad client base, including individuals, pension plans, corporations, and nonprofit organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through multiple program models, utilizing both proprietary and third-party platforms.

Richard Phillips is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses and has six years of industry experience. He has held roles at WealthWave, Managed Wealth Financial, World Financial Group, and WFG Direct since 2018 and has worked at PCC Aerostructures Klune-Spanish Fork in aerospace manufacturing since 1982. Phillips also engages in sales of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms that utilize model portfolios and third-party managers.

Jordan Grow is a financial advisor with Equity Services, Inc. holding a Series 65 designation and two years of industry experience. His prior work includes roles at MDRN Capital LLC, Cambridge Financial, and National Life Group. Outside of advising, he is co-owner of Grow Financial LLC, an insurance agency, and JH Grow LLC, a marketing and home renovation business. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms with a combination of long-term strategies and options for shorter-term trading, utilizing third-party asset managers and model portfolios.

Gregory Brown is a CFP® and ChFC® with 41 years of industry experience. He has been with Hornor, Townsend & Kent, LLC since 2013 and has also been associated with Penn Mutual since 2004. In addition to his advisory work, he operates a multi-line insurance brokerage focused on life, health, disability, long-term care, and annuity products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, providing advisory services primarily through third-party asset manager platforms and emphasizing client-directed implementation and oversight. The firm manages a significant portion of client assets on a non-discretionary basis and offers a range of financial planning, consulting, and retirement plan services.

Jonathan Fauver is a CFP® with seven years of industry experience, currently advising at Farther since 2023. His prior roles include positions at Charles Schwab Bank, Charles Schwab, Fidelity Brokerage Services, and E*Trade Securities. Before entering the financial sector, he worked at Brigham Young University for four years. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, primarily investing in ETFs, mutual funds, equities, and fixed income.

Aaron Haaga is a financial advisor with Transamerica Financial Advisors in South Jordan, UT. He holds a Series 66 designation and has one year of industry experience. Outside of advisory work, he is involved in real estate development and management through several business ventures, including ownership and operational roles in construction, subdivision development, and real estate sales. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services, utilizing proprietary model portfolios and third-party money managers, with both discretionary and non-discretionary program options.

Jordan Hatanaka is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and possessing eight years of industry experience. He has worked with Transamerica Financial Advisors since 2015 in multiple periods and is involved with Crystal Tones LLC and 2 A4 Life, where he holds controller roles overseeing bookkeeping and manufacturing operations. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a network of advisors and multiple program platforms, implementing an advisory model largely based on model portfolios and third-party managers rather than individual advisor discretion.

Alan Wilde is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. His career includes roles at Managed Wealth Financial, Awesome Benefit Advisors, and involvement with business networking groups such as Business Network International and Megasphere. Wilde participates in local business networking activities, attending weekly meetings to exchange ideas and referrals. Transamerica Financial Advisors serves a broad client base including individual investors, employer-sponsored retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver investment advisory and brokerage services through multiple program platforms.

Michael Hadley is a financial advisor with Guardian Life and holds the Series 63 and Series 66 designations. He has 20 years of industry experience, including prior roles at Principal Securities Inc. and Principal Life Insurance. His career is primarily focused within Guardian Life and its affiliated entities, including Park Avenue Securities. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a wholly owned subsidiary of The Guardian Life Insurance Company of America. The firm provides brokerage services, financial planning, retirement plan consulting, and a range of investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients.

Randall Fox is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He previously worked at J.P. Morgan for 21 years before joining Transamerica in 2024. Outside of advising, he is the owner of Fox Properties I & II, a rental property business he has managed since 2008 through a property manager. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a wide range of clients, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory approach across multiple platforms.

Lorraine Umberger is a financial advisor at J. W. Cole Advisors, Inc. with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at several firms including Cambridge Investment Research Advisors and Metlife Securities. Outside of her advisory role, she serves as a notary and manages LUC Enterprises, a tax-related business. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of more than 400 independent representatives. The firm provides portfolio management, financial planning, access to third-party managers, and various managed account solutions.

John Nebeker is a financial advisor with Eagle Strategies (NY Life) and has 21 years of industry experience. He holds Series 63 and Series 66 credentials. His career includes roles at NYLIFE Securities and New York Life since 2004, and he operates multiple related entities focused on selling New York Life products and brokering non-registered insurance products. Eagle Strategies serves a diverse client base with financial planning, investment management, and retirement-plan advisory services, providing tailored advice through a broad network of affiliated representatives. The firm manages a substantial asset base primarily on a non-discretionary basis and works with individual investors, institutional plans, and corporate clients within an integrated New York Life affiliate structure.

Lynn Ruff is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and seven years of industry experience. She serves as treasurer for the Highland Conservation District and provides estate planning-related services through LSPN Pro LLC. Lynn has been with Transamerica Financial Advisors since 2018 and has additional experience with World Financial Group and Robert Half. Transamerica Financial Advisors, LLC offers investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers to implement its advisory model. The firm supports individual investors, employer-sponsored plans, trusts, and charitable organizations through a large advisor network and multiple program platforms.

Joseph Morley is a financial advisor at Equity Services, Inc. with one year of industry experience. He holds a Series 66 designation and has worked previously at National Life Group, MML Investors Services, MassMutual Life Insurance Company, Farmer Insurance, and Uniformed Services Veterans Mortgage. He was also the owner of Joe Morley's Smoked Beef & BBQ for 17 years. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms utilizing third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading.

Ryan Beck is a financial advisor with Primerica Advisors and holds the CFP® and ChFC® designations, with 29 years of industry experience. He has worked at Park Avenue Securities since 2017 and previously spent 12 years with AXA Advisors, LLC. Outside of his advisory role, he is writing a book on Executive Benefit Planning. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, offering both brokerage and advisory services along with financial and business consulting. The firm employs a variety of investment strategies through proprietary and third-party platforms and supports a range of account-level services such as lending solutions and donor-advised funds.

Gregory Sagers is a CFP® with 23 years of industry experience, currently serving at Independent Financial Group, LLC since 2023. He previously worked at Planmember Securities Corporation and has operated his own advisory business since 2014. He is also involved with Financial Educational Systems, Inc. and markets his services under the name Willow Creek Wealth. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser that provides brokerage, portfolio management, financial planning, and retirement plan services to a diverse client base including individuals, charities, corporations, and plan sponsors. The firm manages approximately $11.3 billion in assets and offers multiple advisory programs through its AccessPoint platform and third-party managers.

Donald Braun Jr. is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 15 years of industry experience. His career includes roles at WealthWave, Managed Wealth Financial, and World Financial Group, among others. Outside of financial services, he is a shareholder in Braun Holdings LLC, a golf lab and golf simulator business. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment programs.

Garrett Vanamen is a financial advisor at Centaurus Financial, Inc. with 10 years of industry experience. He has been with Centaurus Financial since 2018 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he manages a part-time sales business specializing in plastic countertops. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services across both discretionary and non-discretionary arrangements.