Kelly Woerdeman is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and with 20 years of industry experience. Her prior roles include positions at Mass Mutual Investors Services, MetLife Resources, Cetera Investment Services, Merrill, and VOYA Financial Advisors. She also serves as a military instructor in the U.S. Army Reserve. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

CJ Cawley is an Investment Consultant at Fidelity Investments, a position held since 2025. Prior to this role, CJ worked as a Planning Consultant at Fidelity Investments from 2024 to 2025 and served as a Relationship Manager there from 2022 to 2024. CJ's career began as a Practice Assistant at Baystate Financial from 2021 to 2022, followed by roles as Workplace Planning Consultant I & II at Fidelity Investments between 2020 and 2021. In his current role, CJ partners with clients and their families to develop personalized financial plans tailored to their individual goals and preferences, aiming to support greater confidence in their financial futures. Outside of his professional duties, CJ has interests in baseball, cooking and baking, fishing, football, and visiting museums.

Jeffrey White is a financial advisor with Cetera, holding the ChFC® and Series 63 credentials and bringing 38 years of industry experience. He has been with Cetera Advisors LLC since 2016 and serves as president of Harbor Insurance Group, LLC, where he focuses on insurance sales and service for individuals and small businesses. Additionally, he is involved with the American Legion Post 83 as a bartender and server. Cetera Investment Advisers LLC is a large, SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various third-party and affiliated investment strategies.

Jake Gorman is the Vice President and Branch Leader at Fidelity Investments, where he leads a team of associates to support clients in planning for their long-term financial well-being. He has been with Fidelity Investments since 2010, progressing through various roles including Assistant Branch Manager, Financial Consultant, Investments Representative, and Financial Representative. Prior to joining Fidelity, Jake worked as a Client Services Representative at MFS Investment Management from 2009 to 2010. His career experience focuses on client services and financial consulting within the investment management industry. Outside of his professional responsibilities, Jake's personal interests include cooking and baking, fitness, social events with friends, golf, parenthood, and skiing.

Ryan Mc Intyre is a financial advisor with Ameriprise in Marshfield, MA, holding a Series 66 designation and two years of industry experience. He has worked primarily at Ameriprise since 2018, with additional experience as a self-employed professional and roles at Boston College High School and Providence College. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing detailed reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team that combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations.

William Devilly is a financial advisor with Ameriprise in Dorchester, MA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he is involved in several real estate ownership ventures through various trusts and LLCs. Ameriprise serves clients primarily with retirement-income planning services tailored to individuals approaching or in retirement who meet specific asset criteria. The firm combines research-driven modeling and tax-efficiency analysis to provide non-discretionary, written recommendations delivered through a centralized consulting team.

Patrick Langan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works to connect clients with the appropriate people, plans, and processes tailored to their unique financial ambitions. His client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, socially responsible and ESG investing, tax minimization, and retirement income. Patrick holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation as well as being a Personal Investment Advisor (PIA). He earned a Bachelor's degree from the University of Massachusetts System. He emphasizes building long-term relationships with clients to adjust financial plans as their lives change, leveraging resources available through Merrill Lynch Wealth Management. Outside of his professional role, Patrick enjoys reading, running marathons, skiing, traveling, hiking, training, and practicing yoga. He also values time spent with his wife and children.

Jeremy Phelps is an Investment Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025. Before joining Fidelity, Jeremy was a Regional Sales Specialist at Amundi Asset Management from 2018 to 2023. Jeremy works closely with clients to develop financial plans aimed at helping them achieve their financial goals. He prioritizes building strong relationships with each client he works with. Outside of his professional work, Jeremy's personal interests include fitness, exploring culinary experiences, socializing with friends, golfing, and traveling.

Scott Novak is a financial advisor with Equitable Advisors in Quincy, MA, holding Series 63 and Series 66 licenses with 30 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2003. Novak volunteers with Quincy Public Schools, participating in mock interviews and educational events to assist high school seniors in preparing for financial and career challenges. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers a range of advisory programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party managers to implement customized investment solutions.

Jeffrey Griffin is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized financial services and customized investment solutions. Since joining Merrill Lynch in 2006, Jeff has employed a holistic approach to assist high net worth families, corporate executives, and business owners in managing their assets and liabilities. He leverages the extensive resources of Merrill Lynch Wealth Management and Bank of America, N.A. to address clients' risk tolerance, time horizons, liquidity needs, and overall investment objectives. Jeff's expertise covers a broad range of client focus areas, including college education planning, retirement income, family wealth management strategies, philanthropic planning, and small business strategies. Jeff brings over two decades of experience in the financial services industry, including prior roles at Fidelity Investments and as Vice President with Bank of America’s Wealth Management Banking group. He works with clients in the Greater Boston area as well as Northern and Southern California, reflecting his personal and professional ties to both regions. Jeff holds an MBA with a concentration in Finance from Boston College and a Bachelor of Science in Business Administration from the University of New Hampshire. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Jeff is active in community initiatives and supports the Salute Military Golf Association. A resident of Hingham, Massachusetts, he is a single father to two teenagers and enjoys spending time with his family, playing golf, coaching baseball, and running marathons. Jeff has participated in multiple marathons, including the 2011 Boston Marathon as part of the Dana-Farber Marathon Challenge team.

Gary Scheid is a financial advisor with Morgan Stanley in Norwell, MA, holding a Series 66 designation and 17 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Prior to that, he was affiliated with CitiGroup Global Markets Inc starting in 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery conversations and firm-approved tools.

Xinyu Zhuo is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In this role, Xinyu works closely with clients to identify their financial goals and develop strategies aimed at pursuing short-, mid-, and long-term objectives. Xinyu also offers guidance on investing, retirement planning, and saving for unexpected expenses, and provides access to Bank of America specialists for banking, credit, home financing, and small business solutions. With a focus on helping clients manage complex financial priorities—such as home purchases, education funding, elder care, and healthcare preparation—Xinyu offers personalized portfolio strategies and ongoing advice to adapt to changing client needs. Xinyu holds the Personal Investment Advisor (PIA) designation and has earned both a bachelor’s and master’s degree from the University of North Carolina System. Fluent in English and Chinese, Xinyu supports clients in multiple languages.

Schuyler Wakefield is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and previously worked at Commonwealth Financial Network. Outside of his advisory role, he serves as an assistant and paraplanner through Plymouth Rock Financial Partners LLC, supporting firm operations and advisors. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides ongoing, tax-aware retirement income planning and recommendations. The firm’s approach combines proprietary research and third-party data within a structured investment framework that includes Ameriprise affiliated funds and managed accounts.

Andrew Fithian is a Planning Consultant at Fidelity Investments, a role he has held since 2026. He collaborates with clients and Financial Consultants to develop financial plans tailored to individual goals and needs, providing guidance and support for important life events and financial decisions. Andrew has been with Fidelity Investments since 2023, progressing through various roles including Financial Services Representative, Financial Representative, and Relationship Manager before becoming a Planning Consultant. This experience has provided him with a comprehensive understanding of financial services and client relationship management. Outside of his professional responsibilities, Andrew enjoys family activities and participates in football, golf, and skiing.

Margaret Brook is a Series 66-licensed financial advisor with Cambridge Investment Research Advisors, where she has been employed since 2015. She has 13 years of industry experience and is also affiliated with North Light Financial Services. Outside of her advisory work, she serves as president of the Community Garden Club of Duxbury. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals using both proprietary and third-party model strategies.

Joanna Bishop is a financial advisor at RBC Capital Markets with 30 years of industry experience. She holds Series 63 and Series 65 designations and has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies and portfolio management services utilizing both in-house and third-party managers.

Martin Robbins II is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 credentials and 15 years of industry experience. He previously worked at Wells Fargo Advisors for seven years before joining Ameriprise in 2022. Outside of his advisory role, he is a co-owner of M6X, LLC, a real estate business in Norwell, MA. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets. The firm combines research and modeling with tax-efficient strategies, delivering personalized recommendation reports through a centralized consulting team, and provides a broad range of advisory, brokerage, and insurance solutions.

Joseph Chalifoux is a financial advisor with Charles Schwab in Plymouth, MA, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior roles include positions at Empower Financial Services, Simplicity Wealth, Oasis Outsourcing, Citizens Securities, and TIAA-CREF. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to discretionary separately managed accounts, supported by a multi-asset investment approach and centralized operational infrastructure.

Andrew Getchell is a Financial Consultant currently working at Fidelity Investments since 2024. He has been involved in the financial planning industry since 2017, beginning his career as a Financial Planner at Baystate Financial, where he worked until 2024. Andrew focuses on partnering with clients to develop and implement customized financial plans aimed at growing, protecting, and distributing their assets. He adopts a holistic approach to financial planning, emphasizing the importance of thorough assessment before making recommendations. Andrew holds a California Insurance License, which supports his expertise in financial consulting. Outside of his professional work, Andrew has interests in baseball, football, golf, hiking, parenthood, and reading.

Robert Whitfield is a financial advisor with Morgan Stanley in Norwell, MA, holding Series 63 and Series 66 licenses and 18 years of industry experience. His career includes eight years at Bank of America and Merrill before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2024. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.