Gretchen Meyer Thornton is a financial advisor with LPL Financial in Latham, NY, holding a Series 66 credential and 12 years of industry experience. Prior to joining LPL Financial in 2018, she worked at INVEST Financial Corporation from 2014 to 2018. She is a member of the Entrepreneur Organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, with discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Megan Merriam is a financial advisor at Ameriprise with seven years of industry experience. She holds a Series 66 designation and has been with Ameriprise since 2008, including her current role since 2020. Outside of her advisory work, she is involved with Fourstardave, LLC, where she provides financial planning and investment advice. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations primarily through a centralized consulting team.

James Meisner Jr. is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. He has been affiliated with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following a prior role at Citigroup Global Markets starting in 1993. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and scenario modeling. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Daniel Sullivan is a financial advisor with Merrill based in Latham, NY, holding a Series 66 designation and 20 years of industry experience. He has worked at Merrill since 2009 and concurrently at Bank of America, N.A. since 2011. Outside of his advisory role, he serves as a committee member for the Leukemia Lymphoma Society, focusing on supporting fundraising efforts for awareness and research. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, and various institutional investors. The firm employs model-based and discretionary investment strategies developed by internal and third-party managers, offering tax-aware options and tailored investment restrictions.

Gerard Colistra is a financial advisor at LPL Financial with 41 years of industry experience. He holds the ChFC® and Series 63 designations and previously worked at Cadaret, Grant & Co., Inc. for nine years. He also operates multiple property and casualty insurance businesses under the Omni Insurance name. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a wide range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jayson Chichelli is a financial advisor at LPL Financial with two years of industry experience. He holds a Series 66 designation and has prior experience working at Paychex and Siena College. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs, financial planning, and brokerage services supported by research and multiple investment strategies.

Jeffrey Simays is a financial advisor with Merrill based in Clifton Park, NY, holding a Series 66 designation and five years of industry experience. He has been with Merrill and Bank of America since 2019. Prior to his current role, he worked in various automotive sales positions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Scott Calhoun serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been employed since 2006. With a career in financial services beginning in 1996, he offers clients expertise in areas such as portfolio management services, retirement planning, family wealth management strategies, legacy planning, education planning, and employee benefits planning. Scott is a qualified Portfolio Manager and holds professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a bachelor's degree in mathematics from Siena College and holds a master's degree from the College of Saint Rose. Residing in Burnt Hills with his wife Melissa and their four boys, Scott is active in his community, participating in volunteer activities such as delivering meals for Equinox at Thanksgiving and volunteering with his sons at their church. His personal interests include golfing, billiards, ice skating, music, racquetball, skiing, tennis, traveling, and spending time with his family.

Richard Martino is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. Prior to joining LPL in 2021, he worked at Goldman Sachs & Co. LLC and spent over two decades at The Ayco Company, L.P./Mercer Allied. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers financial planning, various advisory programs, and retirement consulting, utilizing discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Scott Ferguson is a financial advisor at LPL Financial with 31 years of industry experience. He holds a Series 63 credential and has worked previously at Cadaret, Grant & Co., Inc. from 2018 to 2025, as well as earlier at LPL Financial from 2013 to 2017. Outside of his advisory role, he is involved with Champlain Capital Planning, Ltd. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios, third-party research, and advanced portfolio strategies.

Mark Edwards Sr. is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and 22 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2004. Outside of his advisory work, Edwards is involved in non-investment ventures including an outdoor adventure business, Rolling Bones Outfitters, LLC, and coordinates operations for JKR Windows, a window installation and replacement company. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports account custody and trade execution through BNY Mellon Advisors and Pershing.

Daria Schumacher is a CFP® and ChFC® credentialed financial advisor with 21 years of industry experience. She is currently with LPL Financial and has previously worked at Cetera Investment Services and Foresters Financial. In addition to her advisory role, she serves as a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Sean Richardson is a financial advisor with Equitable Advisors, holding a Series 66 designation and eight years of industry experience. He has been with Equitable Advisors since 2018, including two years when the firm operated as AXA Advisors. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, focusing on matching clients to appropriate advisory models or discretionary managers through both proprietary and third-party platforms.

Matthew Stephenson is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with LPL Enterprise since 2024 and has a longstanding career at Pruco Securities, LLC and Prudential Insurance Company of America dating back to 1989. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, consulting, and access to various investment programs and products, utilizing an integrated platform that combines adviser programs with active sales of financial products, including insurance.

Belinda Kucharski is a financial advisor with Cetera, holding a Series 63 designation and 27 years of industry experience. She has worked at Cetera Investment Advisers and Cetera Financial Specialists since 2016 and is the owner of BCK Asset Management. Outside of her advisory work, she volunteers with Captain Community Human Services, where she teaches classes and facilitates connections for local business owners, and hosts a networking group called Connections. Cetera Investment Advisers LLC serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, planning, and retirement services with access to both affiliated and third-party managers across multiple program structures.

Julia Mccurdy is a financial advisor at Morgan Stanley with 26 years of industry experience and holds Series 63 and Series 65 designations. She has worked at Morgan Stanley and its predecessor firms since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeled outcomes. The firm manages approximately $2.74 trillion in client assets and operates with a broad suite of retail and institutional investment services.

Travis Kellman is a CFP® professional with 20 years of industry experience. He is currently affiliated with LPL Financial and previously worked at Next Financial Group, Inc. and Ameriprise Financial Services, Inc. Kellman is involved in Pinnacle Insurance and operates Kellman Barnes Wealth Management, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and technology.

Garrett Sherman is a financial advisor with LPL Financial in Latham, NY, holding a Series 66 credential and having 10 years of industry experience. His prior career includes roles at Bank of America, Merrill, Waddell & Reed, and various insurance carriers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by extensive research and diversified strategies.

Shane Mahieu serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in the financial services industry in 1995, he has focused on providing personalized financial strategies by developing a thorough understanding of each client’s unique goals and circumstances. Shane’s approach involves a disciplined and dynamic process that adapts to changing conditions, aiming to help clients achieve long-term financial goals including college education planning, executive compensation, family wealth management, philanthropic planning, and retirement income strategies. Shane holds a Bachelor's degree from Clarkson University and has earned the Accredited Asset Management Specialist™ (AAMS) and Personal Investment Advisor (PIA) designations. He maintains various FINRA registrations and insurance licenses to support his advisory role comprehensively. Drawing on over 27 years of experience and the resources of Merrill Lynch and Bank of America, Shane collaborates with clients and their other trusted advisors to coordinate all assets efficiently and build multi-generational relationships. Beyond his professional work, Shane has been an active volunteer firefighter for more than 27 years, holding past leadership roles including Lieutenant, Treasurer, and Board Member. He also has served on the boards of the Brown School in Schenectady and the Mayor’s Business Development Council in Glens Falls, as well as involvement with the Glens Falls Kiwanis Club. Shane resides in Niskayuna, NY with his son Blake and enjoys a variety of outdoor activities such as boating, fishing, motorcycling, and racing.

Edward Dominguez is a CFP®-certified financial advisor with 29 years of industry experience. He has worked at LPL Financial since 2011 and previously held a position at SEFCU from 2009 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by diverse investment strategies and research.