Joseph Lane is a financial advisor with Equitable Advisors in Cheektowaga, NY, holding a Series 66 designation and 21 years of industry experience. He has been with Equitable Advisors since 2004 and previously worked at Axa Advisors, LLC. Lane serves as Vice President of Strategic Planning and Governance for the Greater Niagara Frontier Council #380 of the Boy Scouts of America. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, leveraging third-party asset managers and LPL programs to tailor advisory services based on client goals and risk tolerance.

Rohan Iyer is a financial advisor at Ameriprise in Williamsville, NY, holding a Series 66 designation with two years of industry experience. Prior to his advisory role, he worked in education at Syracuse University and Nichols School. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm provides written recommendation reports and ongoing advice focused on income stability and tax-aware withdrawal strategies, utilizing a combination of proprietary research, third-party data, and algorithmic tools.

Christopher Campbell is a financial advisor with Raymond James Financial, holding a Series 66 designation and having 10 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. and Raymond James Financial Services, Inc. since 2017, following a year at Waddell & Reed Inc. Campbell is involved in several business ventures, including ownership roles in LLCs that manage rental real estate properties and a brokerage for fixed insurance products. He also serves as CEO of Noble Wealth Partners, Inc., overseeing its day-to-day operations. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, charitable organizations, and government entities. The firm offers a SIMPLE IRA Employer Advisory & Consulting Services program for small businesses and delivers customized, typically non-discretionary advisory solutions with an emphasis on risk-based reviews and institutional consulting.

Andrew Cole Goins is a CFP® and Series 66 licensed financial advisor with eight years of industry experience. He is currently affiliated with Charles Schwab, where he has worked since 2023, following prior roles at Goldman Sachs and The Ayco Company, L.P./Mercer Allied. Goins is based in Buffalo, NY. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment advisory solutions supported by multi-asset model portfolios and a centralized operational structure.

Thomas Aldrich III is a financial advisor with OSAIC in Williamsville, NY, holding a Series 66 credential and seven years of industry experience. He previously worked at SagePoint Financial and State Farm Insurance, and is also a part-owner of an LLC through which he conducts tax preparation services. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage, advisory services, and access to third-party money managers through a large network of affiliated advisers.

Brady Haupt is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 licenses. He has seven years of industry experience, including roles at MML Investors Services and MassMutual. Prior to his advisory career, he worked at Susquehanna University and Knoebels Groves Crystal Pool. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships that utilize firm-approved analytical tools.

Fred Hunt is a financial advisor at OSAIC with 33 years of industry experience. He holds a Series 63 designation and has previously worked for Securities America Advisors, Inc. and L&M Financial Services, where he continues to serve as an insurance agent in addition to his advisory role. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm utilizes asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios tailored to client needs.

Joseph Greenwald is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves on the Finance Committee of the Park Country Club and works as a contractor grocery shopper for Instacart. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

David Garcia is a financial advisor at Edward Jones in Niagara Falls, NY, with six years of industry experience. He holds the Series 66 designation and previously worked at USI Insurance Services for six years before joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Justin Samland is a financial advisor with LPL Financial in Amherst, NY, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has worked with LPL Financial since 2017 and previously held roles at M&T Securities and M&T Bank. Samland also serves as a personal financial associate at Northwest Bank. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management approaches with support from internal research and third-party subadvisors.

Timothy Stalker is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and bringing 42 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 29 years with Metlife Securities Inc. Beyond his advisory role, he serves on the board of Kealy's Kindness Foundation, assisting teenage girls affected by cancer, and on the board of Orchard Park High School Academy of Finance, promoting financial literacy among high school students. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-driven planning without investment discretion on the advisors’ part.

Michael Burns is a financial advisor with Merrill based in Buffalo, NY, holding Series 63 and Series 65 designations and bringing 37 years of industry experience. He has been with Merrill since 1985 and has also worked at Bank of America, N.A. since 2009. Merrill provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s broader platform, providing access to a wide array of financial products and services.

Ryan Kuhn is a financial advisor with Osaic Wealth, Inc. in Buffalo, NY, holding a Series 66 designation and five years of industry experience. His previous roles include positions at Capital Analysts, Lincoln Investment, and Equitable Advisors. Outside of finance, he works part-time as a bartender. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing various asset-allocation tools and third-party resources to construct diversified portfolios across different investment types.

Zoanne Gebhard is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, she held positions at Amazon, Instacart, Xanterra Travel Collections, Wegmans Food Markets, and the Walt Disney Company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of systematic methodologies and AI in portfolio management.

Zachary Kneeland is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank since 2015. Outside of his advisory role, he has coached soccer and instructed camps for the Clarence Soccer Club since 2003. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and combines extensive retail and institutional services with additional activities such as private fund relationships and principal trading.

Danielle Rosier is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 66 licenses and four years of industry experience. Her prior roles include positions at Wegmans, Catalyst Fitness, Dry Clean Express, and Heritage Christian Services. Equitable Advisors serves a diverse client base that includes individuals, high-net-worth clients, retirement plans, and institutions, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing various program sponsors and third-party managers in its delivery model.

Liam Bell is a financial advisor at Equitable Advisors with a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he held roles at Strategic Retirement Partners/LPL and worked in various other positions including at 95 Nutrition, where he is also involved as a key holder. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad roster of third-party asset managers. The firm operates a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Nicholas Pearl is a financial advisor with Equitable Advisors in Williamsville, NY. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he held positions at Insurance Advantage, ATT Mobility, and several other firms. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm works extensively through program sponsors and third-party managers to deliver advisory and brokerage solutions.

William Scherrer is a financial advisor with Equitable Advisors, holding a Series 66 designation and one year of experience at the firm. His prior roles include positions at Syzmkowiak and Associates, Grabber and Sons, and the University of Alabama. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, combining advisory, brokerage, and insurance channels to tailor services based on client goals and risk tolerance.

Robert Walter is the Senior Resident Director and International Wealth Management Advisor for Merrill Lynch Wealth Management in Williamsville, New York. He has been with Merrill Lynch since 1992 and holds a leadership role with Cornish Walter & Associates. In this capacity, Robert offers clients access to Merrill Lynch's investment insights along with banking services through Bank of America to address various aspects of their financial needs. Robert's areas of expertise include Executive Compensation, Family Wealth Management Strategies, Institutional Consulting, International Wealth Management, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Sports & Entertainment, Tax Minimization, and Retirement Income. His professional qualifications include the Certified Plan Fiduciary Advisor (CPFA®) designation. He has also been recognized on the Forbes Best-in-State Wealth Advisors list for multiple consecutive years. Robert holds a Bachelor's degree in Social and Behavioral Science from The Johns Hopkins University. He is affiliated with professional organizations such as the Country Club of Buffalo and the Kaleida Health Foundation. In his personal time, he enjoys baseball, football, golfing, and ice hockey.