Zachary Gewurz is a Financial Advisor at Merrill Lynch Wealth Management, joining the firm in 2021. He supports clients by collecting necessary information to develop comprehensive wealth management plans. Zachary contributes to portfolio management through equity, fixed income, and options transactions, focusing on areas such as college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, and tax minimization. He holds a bachelor's degree in Finance from Michigan State University and holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional role, Zachary enjoys traveling and playing golf at top public courses nationwide. He also spends time watching sports and being with family and friends.

Cody Treichler is a financial advisor with Ameriprise in Cheektowaga, NY, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2018, he worked in the Human Resource Department at the University at Buffalo for four years. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Alex Wenke is a financial advisor with MassMutual Investors Services in Amherst, NY, holding a Series 63 designation and 11 years of industry experience. He previously worked at New York Life Insurance and NYLIFE Securities before joining MassMutual in 2019. Outside of his advisory role, Wenke is involved with Milestone Financial Strategies, where he has ownership and acts as an agent specializing in individual and group life and health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring planning engagements as ongoing, collaborative relationships that use firm-approved analytical tools to deliver written recommendations.

Shane Mccormick is a financial advisor with Equitable Advisors in Amherst, NY, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002 and previously worked at Axa Advisors, LLC. Outside of his advisory role, he serves as a member of The Links at Port Royal homeowners association in Hilton Head, SC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party programs. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to meet client needs.

Paul Scribner Sr. is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and over 31 years of industry experience. He has been with Primerica Advisors since 1994 and Primerica Financial Services since 1993. In addition to advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and discretionary separately managed account options to individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, with trading and model implementation delegated to BNY Mellon Advisors.

Dawn Newton is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo entities since 2011, including her current role at Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Alan Scheff is a financial advisor with Raymond James Financial in Clarence, NY, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He previously worked at Scheff, Thompson, Cress Investment Group, LLC and has been with Raymond James since 2004. Scheff serves as a committee member for Temple Beth Tzedek, where he participates in budgeting and investment review processes. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and high-net-worth investors, pension plans, charitable organizations, and governmental entities. The firm offers tailored, primarily non-discretionary advisory services and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Megan Bach is a financial advisor with Cetera and holds a Series 63 designation. She has 14 years of industry experience and has been affiliated with Cetera since 2013. Outside of her advisory role, she serves as Vice President of Finance for a local swim and tennis club and is a co-troop leader for a Girl Scouts USA troop. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and consulting services.

Richard Briggs is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His career includes roles at Merrill (1983–2019), Bank of America, NA (2009–2019), RBC Capital Markets, LLC (2019–present), and City National Bank (2020–present). Outside of his advisory work, he co-owns a summer home in Skaneateles, New York. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers various wrap fee advisory programs and tailors investment strategies through a combination of in-house and third-party managers, supported by extensive capital markets capabilities and integrated financial services.

Adam Hedberg is a financial advisor at Edelman Financial Engines with two years of industry experience. Prior to joining the firm, he served ten years with the Buffalo Police Department and worked at NOCO Energy Crop for one year. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines a committee-driven modeling process with planner delivery and online tools, offering diversified model portfolios, discretionary and non-discretionary management, and serves approximately 477,000 clients with a broad range of investment solutions.

Gerald Calabrese is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 credentials and 11 years of industry experience. He has worked at Equitable Advisors since 2014 and previously at Axa Advisors, LLC. Outside of his advisory role, Calabrese serves as a team manager for the Amherst Red Knights 8U Hockey Team. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Kim Mahoney is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has been with Merrill Lynch since 1993. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a broad range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America’s corporate platform allows access to a wide array of products and services beyond typical wealth management offerings.

Aaron Rybak is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 11 years of industry experience. He has worked with Cetera and its affiliated entities since 2019 and previously was with Foresters Financial Services. Outside of his advisory role, he coaches junior varsity football. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Matthew Escobar is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at Equitable Advisors since 2016 and previously at Axa Advisors, LLC from 2016 to 2020. Outside of his advisory role, Escobar is the co-founder and President of the Board of Directors for West Side International Soccer, a 501(c)(3) nonprofit, where he also coaches and supervises youth soccer programs. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm provides financial planning, brokerage services, insurance distribution, and access to third-party asset management programs, operating through various program sponsors and third-party managers.

Sara Dayton is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. Her work history includes roles at Avantax Advisory Services, 1st Global Capital Corp, and she is a partner at Lumsden & McCormick Financial Services, LLC. Dayton serves as Board Treasurer for the Buffalo-Erie Marathon Association, a nonprofit organization involved in race planning and fundraising. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and advisory services through a nationwide network of independent advisors and employs a multi-manager platform with multiple program options and custodial relationships.

Jennifer Szumla is a financial advisor with Primerica Advisors in Amherst, NY, holding a Series 63 designation and over 20 years of industry experience. She has been with Primerica since 2005 and also has a longstanding role with Kenmore Mercy Hospital dating back to 1988. Outside of her advisory work, she is involved in managing an estate unrelated to her investment activities and participates part-time in the sale of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, which includes model-delivery strategies and discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, providing a range of investment models with oversight delegated to BNY Mellon Advisors.

Conor Fitzhenry is a financial advisor with Mass Mutual Investors Services in Amherst, NY, holding Series 63 and Series 66 licenses and seven years of industry experience. Prior to joining MassMutual and its affiliated MML Investors Services in 2019, he worked at M&T Bank for three years. He is also licensed as an insurance broker, selling life, long-term care, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, emphasizing annual collaborative planning with firm-approved analytic tools.

Louis Benton II is a financial advisor at LPL Enterprise with 11 years of industry experience. He holds the Series 66 designation and has worked at several firms, including Principal Securities, Principal Life Insurance, and Citizens Securities Inc. Outside of his advisory role, he owns an LLC focused on real estate holdings. LPL Enterprise serves a diverse client base ranging from individuals and high-net-worth clients to retirement plans and institutional organizations. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform combining advisory and brokerage services.

Patricia Wallaitis is a financial advisor at LPL Financial with 23 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at M&T Securities and M&T Bank since 2003 and 1996, respectively. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, research, and various management strategies.

Ryan Donaldson is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and 65 licenses and three years of industry experience. Prior to joining Cambridge, he worked at Paychex Inc. and has been involved in small business operations including ownership of a landscaping company. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base ranging from individual investors to retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing various portfolio management strategies and multiple platform arrangements.