Erik Degregorio is a ChFC® with over 33 years of experience in financial services. He is currently with Penfacs Financial Services and has a long tenure with affiliated entities dating back to 1993. PenFacs Financial Services, Inc. is a small SEC-registered investment adviser serving individuals and business clients with portfolio management and financial planning. The firm uses a variety of analytical approaches and model portfolios while offering both discretionary and non-discretionary arrangements.

Bruce Hulme is a financial advisor at Bortolussi Wealth Management, Inc. with 24 years of industry experience. He holds a Series 63 designation and has worked at Bortolussi Wealth Management since 2019. His prior experience includes 13 years at THE O.N. Equity Sales Company and Ohio National Life Insurance Co, and he is also involved with Fitts Insurance Agency, Inc., which he has been associated with since 1980. Bortolussi Wealth Management serves individuals, trusts, estates, retirement plans, charitable organizations, and businesses, providing investment management and financial planning. The firm employs a long-term, fundamental-analysis approach to build diversified portfolios using ETFs, stocks, bonds, and low-cost mutual funds, alongside the use of third-party AI tools for research and risk monitoring.

Robert Barrett is a financial advisor at Cambridge Trustee Advisors Inc. He holds a Series 65 designation and has experience working with Worcester Elevator Co. and iArch Solutions LLC. Barrett joined Cambridge Trustee Advisors in 2025 and is based in Westborough, MA. Cambridge Trustee Advisors, Inc. provides discretionary investment management and personalized portfolio supervision to individuals, trusts, estates, charitable organizations, and select pension plans and business entities. The firm manages approximately $50 million across 38 accounts and employs a mix of fundamental, technical, and cyclical analysis, with an investment process overseen by a quarterly meeting investment committee. Its close affiliation with a law firm and management of trust portfolios in accordance with the American Law Institute’s Restatement of Trusts Prudent Investment Rule distinguish the firm within the industry.

Allen Dillaire is a CFP® with 27 years of industry experience, currently serving at Bartholomew & Company Wealth Management, LLC. He has held prior roles at Commonwealth Financial Network and H.D. Vest Investment Services, among others. In addition to his advisory work, he provides tax preparation and general accounting services in Worcester, MA. Bartholomew & Company Wealth Management, LLC offers discretionary and non-discretionary asset management, comprehensive financial planning, and retirement-plan consulting to individuals, high-net-worth clients, and institutional clients. The firm employs a combination of active, passive, and core-satellite strategies, with an emphasis on fixed income and municipal bonds, and provides both portfolio management and standalone financial planning services.

Jacob Girard is the founder of Girard Capital Management and holds a Series 65 designation. He has experience working at KPMG and in education prior to establishing his advisory firm in 2024. Girard Capital Management is a registered investment adviser that provides discretionary portfolio management and financial planning primarily to individual and high-net-worth clients. The firm employs a passive portfolio construction approach within a Modern Portfolio Theory framework and offers access to a range of asset classes including private and alternative investments.

Katherine Kiezulas is a financial advisor at Sechrest Financial Services with one year of industry experience. She holds a Series 65 credential and has a background that includes 12 years at Coatings2Go and over two decades associated with Sechrest & Bloom LLC and Sechrest Financial Services, LLC. Sechrest Financial Services provides fee-only wealth management and comprehensive financial planning to individuals, businesses, trusts, estates, and employer retirement plans. The firm emphasizes customized investment strategies primarily using no-load mutual funds and ETFs, operates largely on a non-discretionary basis, and is co-located with a CPA/accounting practice that offers tax and bookkeeping services integrated with financial planning.

Cheryl Costa is a CFP® certificant with 20 years of experience in financial advising. She has been with Woodside Wealth Management since 2015. The firm serves individual clients, including high-net-worth households, and certain businesses, providing comprehensive wealth management through discretionary portfolio management and financial planning. Woodside Wealth Management employs an investment approach based on Modern Portfolio Theory, using diversified no-load mutual funds and ETFs tailored to client objectives and risk tolerance.

Jeffrey Prunier is a CFP® with 10 years of industry experience and is currently a principal at J.R. Prunier Capital Management LLC, where he has worked since 2022. His prior experience includes positions at The Colony Group and Edward Jones. He serves on the boards of the Wachusett Area Chamber of Commerce and the Laurel Lake Association and speaks on RIA industry trends and differentiators. J.R. Prunier Capital Management LLC provides discretionary portfolio management, financial planning, and pension consulting to individual clients, including high-net-worth individuals, and retirement plans. The firm customizes portfolios based on client goals and risk tolerance, utilizing fundamental analysis and modern portfolio theory, and operates primarily under discretionary authority.

Brian Jamros is a financial advisor at Bartholomew & Company Wealth Management, LLC with 10 years of industry experience. He holds the Series 66 designation and has been affiliated with Bartholomew & Company, Inc. and Commonwealth Financial Network since 2016. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, comprehensive financial planning, and fee-for-service wealth management to individuals, high-net-worth clients, pensions, nonprofits, municipalities, and institutional clients. The firm uses customized asset allocations combining active, passive, and core-satellite strategies, with a focus on short-term, high-grade fixed income and municipal bonds, and offers both standalone financial planning and portfolio management services.

Emily Sricharoenchaikit is a CFP® professional with 16 years of industry experience, currently serving as an advisor at Zen Wealth Advisors, LLC since 2023. She previously worked for Grimes and Company and NewEdge Securities, Inc. for a decade. Emily is an independent licensed insurance agent and serves as a board member and investment committee member of the Worcester Business Development Corporation. Zen Wealth Advisors provides ongoing portfolio management and integrated financial planning primarily for individual and high-net-worth clients, including pension and profit-sharing plans. The firm employs fundamental analysis and a long-term trading approach, offering discretionary portfolio management with regular client reviews and reporting.

Robert Jacobsen is a CFP® and holds a Series 65 license with 11 years of industry experience. He has been with Assabet Advisors, LLC since 2014. Outside of his advisory role, Jacobsen is involved in competitive driving instruction and car racing, serving as an instructor and team owner and driver. He is also a member of the Town of Holden Finance Committee. Assabet Advisors provides discretionary investment management and consulting to individuals, retirement plans, trusts, estates, and charitable organizations. The firm applies a scientific approach grounded in modern portfolio theory, focusing on strategic asset allocation, individualized Investment Policy Statements, and periodic rebalancing.

David Linnard is a CFP® and holds a Series 65 license with 22 years of experience in the financial advisory industry. He has been with Linnard Financial Management & Planning, Inc. since 2002. Linnard Financial Management & Planning serves individuals, families, and trusts with a focus on retirement and comprehensive financial planning. The firm uses a risk-focused investment approach primarily involving low-cost exchange-traded funds and no-load mutual funds, offering multiple management styles tailored to client preferences and emphasizing personalized, hands-on management.

James Cushman is a financial advisor with Bartholomew & Company Wealth Management, LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at ClearBridge Investments, Legg Mason, and Invesco AIM Private Asset Management, among others. Bartholomew & Company Wealth Management provides discretionary and non-discretionary asset management, comprehensive financial planning, and retirement-plan consulting to a diverse client base, including individuals, high-net-worth clients, nonprofits, and institutional investors. The firm uses a combination of active, passive, and core-satellite strategies within customized portfolios, supported by institutional research and an emphasis on high-grade fixed income and municipal bond strategies.

Matthew Costa is a CFP® with 10 years of industry experience and has been with Woodside Wealth Management since 2015. He holds a Series 65 license and is based in Sudbury, MA. Woodside Wealth Management is a fee-only registered investment adviser serving individual clients, including high-net-worth households, and certain businesses. The firm employs a Modern Portfolio Theory approach, primarily utilizing diversified no-load mutual funds and ETFs, and manages accounts mostly on a discretionary basis with quarterly reviews.

Peter Mcmanus is a financial advisor at Bartholomew & Company Wealth Management, LLC with 41 years of industry experience. He holds Series 63 and Series 66 designations and has been with Bartholomew & Company and Commonwealth Financial Network since 2009. Bartholomew & Company Wealth Management, LLC is an SEC-registered investment adviser that offers discretionary and non-discretionary asset management, financial planning, and retirement-plan consulting to individuals, high-net-worth clients, pension and profit-sharing plans, nonprofits, municipalities, and other institutional clients. The firm uses a combination of active, passive, and core-satellite strategies supported by institutional research, emphasizing short-term, high-grade fixed income and municipal bonds for institutional and high-net-worth clients.

Hazel Nutt is a Certified Financial Planner (CFP®) with 20 years of industry experience. She is currently with Bartholomew & Company Wealth Management, LLC and has also been associated with Commonwealth Financial Network since 2006 and Bartholomew & Co., Inc. since 2004. Bartholomew & Company Wealth Management, LLC provides discretionary and non-discretionary asset management, comprehensive financial planning, and fee-for-service wealth management to individuals, high-net-worth clients, pension and profit-sharing plans, nonprofits, municipalities, and other institutional clients. The firm employs a combination of active, passive, and core-satellite investment strategies, supported by institutional research, with a focus on high-grade fixed income and municipal bonds for institutional and high-net-worth clients.

Michelle Newcomb is a financial advisor at Bartholomew & Company Wealth Management, LLC with 15 years of industry experience. She holds a Series 66 designation and has worked at Commonwealth Financial Network and Bartholomew & Company, Inc. since 2011. Outside of her advisory work, she is an independent contractor with Mary Kay Cosmetics and a motivational speaker focusing on personal growth and life balance for women. Bartholomew & Company Wealth Management, LLC is an SEC-registered adviser that provides discretionary and non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth clients, institutions, nonprofits, and municipalities. The firm uses a combination of active, passive, and core-satellite strategies supported by institutional research and emphasizes short-term, high-grade fixed income and municipal bonds.

Louise Henningsson is a financial advisor at Bartholomew & Company Wealth Management, LLC, holding a Series 66 designation. She has been with the firm since 2026 and has prior experience at Bartholomew & Company Inc and CliftonLarsonAllen LLP. Her background also includes positions in academia, with roles at Boston University and Saint Leo University. Bartholomew & Company Wealth Management, LLC is a newly registered SEC investment adviser offering discretionary and non-discretionary asset management, comprehensive financial planning, and retirement-plan consulting to individuals, high-net-worth clients, nonprofits, municipalities, and other institutional clients. The firm employs a mix of active, passive, and core-satellite strategies, with an emphasis on fixed income and municipal bonds, and provides both standalone financial planning and portfolio management services.

John Boyd is a CFP® with 29 years of industry experience and has been with Boyd Financial Strategies, Inc. in Worcester, MA since 2005. He holds a Series 63 license and is one of three advisors at the family-owned firm. Boyd Financial Strategies serves individuals, couples, and related trusts, typically with assets between $500,000 and $20 million, providing comprehensive financial planning and both discretionary and non-discretionary investment management. The firm employs a top-down, risk-conscious investment approach that blends fundamental, technical, and charting analysis, and requires a documented financial or investment plan before making recommendations.

Michelle Fuller is a financial advisor at Bartholomew & Company Wealth Management, LLC with 22 years of industry experience. She holds Series 63, 65, and 66 licenses and previously worked at John Hancock and UBS Financial Services. Outside of her advisory role, she is the owner of Growth Accelerated, LLC, a shell company. Bartholomew & Company Wealth Management, LLC offers discretionary and non-discretionary asset management, comprehensive financial planning, and retirement-plan consulting to a range of clients including individuals, high-net-worth clients, nonprofits, and institutional investors. The firm utilizes a combination of active, passive, and core-satellite strategies supported by institutional research, with a focus on fixed income and municipal bonds for certain client segments.