Alan Melanson is a CFP® with 27 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked at American Portfolios Financial Services, Inc. for eight years and has been involved with American United Life since 2014. In addition to his advisory role, Melanson operates Cape Cod Wealth Strategies, a business focused on insurance sales. OSAIC serves a wide range of clients, including individual investors, pension plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of financial advisors and multiple platforms. The firm employs a variety of asset-allocation tools and third-party arrangements to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Matthew Klett is a financial advisor with LPL Enterprise holding a Series 66 designation and one year of industry experience. His prior roles include positions at Cape Cod Financial Services and Tugboats, as well as work outside the financial sector at Skipper Chowder House. He also has experience as a student at the University of Massachusetts Dartmouth. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and brokerage and insurance products via an integrated platform that combines adviser programs with active financial product sales.

Kerry Overton is a financial advisor at Ameriprise with 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2002 and holds a Series 66 designation. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations, supported by a centralized consulting team and an automated recommendation system overseen by a Retirement Income Oversight Committee.

Guido Di Pietro III is a financial advisor at Cetera with eight years of industry experience. He holds the Series 66 and Series 63 designations. His prior experience includes roles at Prudential Insurance Company of America, Citizens Securities Inc, Edward Jones, and Primerica. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large nationwide network of advisors, utilizing both affiliated and third-party investment managers across various discretionary and non-discretionary program structures.

Justin Embree is a financial advisor with Ameriprise in West Yarmouth, MA, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Mass Mutual Investors Services, Mass Mutual Life Insurance Company, American Income Life, and State Street Bank. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset thresholds. The firm combines algorithmic modeling and personalized recommendations to provide tax-efficient withdrawal strategies and income planning, primarily for clients with Ameriprise-managed accounts.

Bob Abbott is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2022. In this role, he works closely with clients and his team to develop tailored strategies aimed at supporting clients through their retirement. He has extensive experience in the financial services industry, having worked as a Financial Representative at Fidelity Investments from 1993 to 2013, then at TIAA from 2015 to 2018, and Highland Financial Group from 2018 to 2022. Bob emphasizes building a deep understanding of clients' goals and motivations to create long-term financial plans. Specific information regarding his education, credentials, personal interests, or community involvement has not been provided.

Kevin Hawkinson is a financial advisor at RBC Capital Markets with 38 years of industry experience. He previously worked at Oppenheimer & Co. Inc for 14 years before joining RBC Capital Markets in 2024. Outside of his advisory role, he serves as treasurer for the Brewster Park Club, a neighborhood association in Brewster, MA. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with customizable investment strategies implemented through a combination of in-house and third-party managers.

Robert Sullivan is a financial advisor with Stifel, holding a Series 63 designation and bringing 41 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is the owner of Four Owls, LLC, a rental property business. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Douglas Shelton III is a financial advisor with Equitable Advisors in Eastham, MA, holding a Series 66 designation and two years of industry experience. He is also a 50% owner and operator of Foreshore LLC, a customizable property care and maintenance business. Prior to his financial services career, he worked in various roles including at Dobbs Peterbilt and Murphy-Hoffman Company. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives. The firm offers multiple advisory programs and access to third-party asset managers, focusing on client risk assessment and tailored investment solutions.

Bruce Giguere is a financial advisor at LPL Enterprise with 23 years of industry experience. He holds a Series 66 designation and has worked at Prudential Insurance Company of America and Pruco Securities, LLC for over two decades. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, and access to model wealth portfolios and third-party asset management programs, combining advisory services with brokerage and insurance products on an integrated platform.

Jason Rogers is a financial advisor with Osaic Wealth, Inc. based in South Yarmouth, MA, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior experience includes roles at American Portfolios Financial Services, Inc., MML Investors Services, and MassMutual Life Insurance Company. Rogers is also involved in fixed life and annuity sales through several insurance-related business activities. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers through multiple advisory platforms and employs a range of portfolio construction tools and investment options.

Richard Davis is a CFA® charterholder with 24 years of industry experience. He is currently affiliated with LPL Enterprise and has held prior roles at firms including Northwestern Mutual Investment Services LLC, NYLIFE Securities LLC, and Transamerica Financial Advisors, Inc. His background includes both advisory and brokerage positions across multiple financial services firms. LPL Enterprise, LLC serves a diverse client base ranging from individuals and high-net-worth clients to retirement plans and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset managers through an integrated platform that combines advisory programs with brokerage and insurance product offerings.

Geoffrey Morrissey is a financial advisor at Ameriprise with Series 66 certification and over eight years of experience in the industry. His prior roles include positions at Columbia Management Investment Distributors, Stratos Wealth Partners, and LPL Financial. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement-income planning through a written Recommendation Report and ongoing advice, with an emphasis on dependable income sources and tax-aware withdrawal strategies.

Brian Gardiner is a financial advisor with UBS Financial Services in West Yarmouth, MA, holding Series 63 and Series 66 licenses and having 26 years of industry experience, all with UBS since 2000. He serves on the Town of Yarmouth Finance Committee, assisting with budgeting for various town departments and making recommendations to the town selectmen. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines wealth management with institutional trading capabilities and delivers advisory services supported by proprietary research and model-based asset allocation.

Grant Mengel is a Series 66-registered financial advisor with Thrivent Investment Management, based in Orleans, MA. He has four years of industry experience, including roles at Thrivent Financial and a background in education at the University of Connecticut, Carleton College, and Guilderland High School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors, offering holistic, goal-based analyses across a range of planning topics without discretionary portfolio management.

Robert Lyons is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 20 years of progressive experience in the financial services industry. He specializes in assisting individuals and businesses to achieve their financial goals by developing and implementing tailored financial and investment strategies. His areas of focus include college education planning, divorce transition planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, and tax minimization. Robert holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned both his bachelor's degree in Accounting and his MBA in Finance from the University of Massachusetts Amherst. A long-time resident of Townsend, Massachusetts, Robert lives with his wife and three children. Outside of his professional work, Robert is involved in community service and volunteers with local organizations. His personal interests include biking, camping, gardening, hiking, running, yoga, and spending time with his family.

Mark Garvey is a financial advisor at LPL Enterprise with 38 years of industry experience. He holds the Series 66 designation and has a long tenure with Prudential Insurance Company of America, dating back to 1993. Garvey is also involved in a non-variable insurance business affiliated with Prudential. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to various brokerage and insurance products through an integrated platform.

Sean Todd is a financial advisor with Ameriprise in Yarmouth Port, MA, holding a Series 63 designation and possessing 32 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement income planning, using proprietary research and algorithmic tools.

Michael Sullivan is a Series 66-licensed financial advisor with STIFEL, based in East Harwich, MA, and has three years of industry experience. Before joining Stifel Nicolaus in 2022, he worked at Santander Bank N.A. and has prior experience outside the financial industry. He is also commissioned as a Notary Public in Massachusetts. Stifel serves a diverse clientele, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation guidance developed by its Investment Strategy Group.

Paul Laurell is a financial advisor with Stifel, holding a Series 66 designation and 14 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2014. Outside of his advisory role, Paul is involved as an LLC member in Little Tides LLC, a children’s play space and café in Harwich, Massachusetts. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.