Lucy Wagner is a Financial Advisor with Merrill Lynch Wealth Management and a member of the SWP Group, a team with 75 years of combined industry experience. She began her career at Merrill Lynch Wealth Management as an intern and joined full-time in 2007. Over the years, she has held roles such as Registered Client Associate and contributed to the Practice Management Consulting Group focusing on the Optimal Practice Model strategy. Her work within Advisor Strategy & Development has included initiatives in campus recruitment, diversity, client acquisition, and coaching the next generation of Merrill advisors. Lucy assists families and business owners in developing personalized financial strategies aimed at achieving their financial goals. Her approach emphasizes understanding each client's unique needs, offering tailored investment management, financial planning, transparent fees, and proactive communication. Through her access to resources from Bank of America and Merrill, she provides solutions including cash and portfolio management, retirement planning, lending, banking, and tax-efficient strategies. She holds a Bachelor's Degree from Wagner College and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Lucy resides in New Hampshire where she enjoys hiking, bicycling, and engaging in her community. She is involved with organizations such as Thetford Academy, Upper Valley Business Alliance, New York Cares, New York Says Thank You, Room to Grow, and The Bowery Mission.

Vincent Whatley is a CFP® with 24 years of industry experience, currently affiliated with Raymond James & Associates. He has previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC over a 15-year period. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a variety of portfolio management styles and affiliated research.

Suzanne Killea is a financial advisor at Merrill with 30 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Merrill since 2003 and Bank of America since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Wyktor Cavalcante is a financial advisor with Edward Jones in Lebanon, NH, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2024, he worked at Bar Harbor Bank & Trust and has experience in the food service industry. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of advisors and branch offices nationwide.

Joseph Palatucci is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill and Merrill Lynch since 1997, concurrently associated with Bank of America since 2009. Outside of his advisory role, he is the sole owner of a rental property business in Windsor, Vermont. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to individual, high-net-worth, pension, corporate, and charitable clients. The firm offers model-based and discretionary investment strategies overseen by internal and third-party managers and emphasizes varied portfolio implementation aligned with client tax sensitivity and investment restrictions.

Kenneth Goodrow is a Series 66-licensed financial advisor with nine years of industry experience, currently working with Cetera. He has held roles at Avantax and 1st Global, and maintains a longstanding affiliation with Tyler, Simms & St. Sauveur, PC, where he provides CPA services. Goodrow serves as an audit and accounting committee member for the UTO Team America, a business association of CPA firms focused on the automobile industry. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that supports discretionary and non-discretionary portfolio management, financial planning, and access to various investment strategies and third-party managers.

Christopher Christensen is a financial advisor with Morgan Stanley in Hanover, NH. He holds a Series 66 designation and has one year of industry experience. Prior to joining Morgan Stanley, he served in the U.S. Army for seven years and has work experience in healthcare and education sectors. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning services.

Dana Duellman is a financial advisor at Wells Fargo Advisors with seven years of industry experience. Prior to joining Wells Fargo Advisors in 2021, Dana worked at Wells Fargo Clearing and spent six years at Starbucks. Dana also serves as a co-trustee for a family trust and is involved with Upper Valley Wealth Management LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu that includes specialized services such as business-owner transition planning and special-needs analysis, using Wells Fargo research and planning tools to develop tailored client recommendations.

Stephen Winslow is a financial advisor with LPL Financial in Norwich, VT, holding a Series 66 designation and 14 years of industry experience. His career includes positions at LPL Financial since 2008, Mascoma Savings Bank, HSBC Securities, and Chase Investment Services. Outside of financial advising, he is a self-employed carpenter and works as a respite care worker. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms, utilizing model portfolios and third-party subadvisors, supported by advanced operational and research tools.

Ryan La Croix is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Edward Jones since 2010. He is based in White River Junction, VT. Outside of his advisory role, he is a member of the Randolph Recreation Advisory Committee in Vermont, where he participates in community events and supports local recreational initiatives. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies. The firm manages over $1 trillion in assets and is recognized for its extensive retail advisor network and affiliated financial services.

Scott Beckman is a financial advisor with Charles Schwab in West Lebanon, NH, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. His prior roles include positions at Edward Jones and Natixis Global Associates. Outside of his advisory work, Beckman coaches a youth ski race development program at Mount Sunapee. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a centralized infrastructure for custody, brokerage, and advisory services.

James Goodrich is a financial advisor with Morgan Stanley in Hanover, NH, holding Series 63 and Series 65 designations and possessing 31 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning services to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved methodologies in its advisory process.

Bernadette Longfield is a financial advisor at Merrill with 39 years of industry experience. She holds a Series 63 designation and has worked at Bank of America, Merrill, and Wells Fargo firms. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a variety of individual and institutional clients.

Keith Lewandoski is a financial advisor with Cambridge Investment Research Advisors, holding Series 66 and Series 63 credentials and 25 years of industry experience. His career includes roles at Mass Mutual Investors Services, Metlife Securities, and Simon Pearce. He is also involved in tax preparation through Upper Valley Tax Preparation and serves as a board member for Cover Home Repair, Inc. Cambridge Investment Research Advisors is an SEC-registered firm serving a broad client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing both proprietary and third-party model strategies across multiple platform arrangements.

Suzanne Regan is a CFP®-certified financial advisor with 19 years of industry experience, currently with Ameriprise in Norwich, VT since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2017 to 2020. Regan serves on the Board of Directors for the Norwich Baseball Association. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Eric Werner is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Werner serves as a board member of the New Hampshire & Vermont Council of Charitable Gift, a nonprofit providing professional development and networking opportunities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Ralph Caputo is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 55 years of industry experience. He has been with Wells Fargo Advisors Financial Network since 2011. Outside of his advisory work, he serves as a notary public in Grafton County, New Hampshire. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and develops tailored recommendations using proprietary research and tools, with clients able to choose their implementation approach.

Timothy Stotz is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he is involved with the Stotz Family LLC, which engages in real estate activities. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, with a focus on tailored financial planning using firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and provides services including estate planning and diverse investment products.

Maria Gilderdale is a financial advisor at Merrill with 25 years of industry experience and holds a Series 66 designation. She has been with Merrill since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Longfield is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2017 after a 17-year career focusing on institutional investing. Throughout his career, Ryan has lived and worked in New York, Tokyo, and London, where he developed and managed ETF, Equity Portfolio Trading, and Asset Management businesses on Wall Street. Ryan graduated from Brown University in 2000 with a degree in Economics. He holds the Chartered Financial Analyst (CFA) designation as well as the Personal Investment Advisor (PIA) credential. His expertise covers family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, portfolio management services, and values-based investing including ESG considerations. Ryan lives in Woodstock, Vermont with his wife Allison and their four children. Outside of his professional work, he is involved in the community through coaching youth ice hockey, a sport he is passionate about both as a player and mentor. He also enjoys fishing, golfing, and music.