Charlene Stearns is a Series 66-licensed financial advisor with Key Investment Services LLC, where she has worked since 2006. She has 33 years of industry experience. Outside of her advisory role, she is a co-owner of a floral business and a sales agent with a local real estate group. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a range of advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment choices supported by ongoing monitoring and due diligence, while also providing access to third-party discretionary managers and supervisory oversight.

Christopher Toomey is a financial advisor with Empower Advisory Group and holds Series 66 and Series 63 designations. He has 12 years of industry experience, including 11 years with GWFS Equities, Inc. and one year at Empower Advisory Group. Empower Advisory Group provides financial planning and investment management primarily to employer‑sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point‑in‑time financial plans and optional managed account solutions.

Daniel Sweetland is a financial advisor at Integrity Alliance, LLC with one year of industry experience. He holds the Series 66 and Series 63 licenses and has previously worked at Lincoln Investment, Fidelity Investments, and DHK Financial Advisors. Outside of his advisory roles, he has been involved with Gateway Retirement Solutions as a Wealth Management Associate. Integrity Alliance provides advisory and brokerage services to individual investors, corporations, and qualified retirement plans. The firm operates a network of over 300 independent advisors managing approximately $5.4 billion in assets, offering portfolio management, financial planning, and third-party manager referrals through various platform-based investment approaches.

Ellis Baum is a financial advisor at Cambridge Investment Research Advisors with four years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Cambridge, he worked for Residential Resources Inc for 22 years. Baum serves as a board member and volunteer in a nonprofit organization. Cambridge Investment Research Advisors is an SEC-registered adviser serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals, utilizing a range of portfolio management and model-based solutions.

Kathleen Shea is a financial advisor with Ameriprise in Biddeford, ME, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has been with Ameriprise and its predecessor entities since 1993. Outside of her advisory role, she is involved in affordable housing through Affordable Maine Homes, LLC, which renovates homes for resale, and serves on the Board of Directors for the Biddeford Saco Rotary. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing advice focused on income reliability and tax-aware withdrawal strategies. The firm’s retirement income service uses third-party data and proprietary tools, with implementation led by clients and their advisors within a structured investment approach.

Raymond Nichols Jr. is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked in various capacities at Fidelity since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, with distinctive roles in commodity pool operations and fund advisory.

Heather Martin is a financial advisor with Morgan Stanley in York, ME, holding a Series 63 designation and 15 years of industry experience. Her prior work includes roles at E*TRADE Securities LLC and Stockcross Financial Services, Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Richard Letellier is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 47 years of industry experience. He has been with Cambridge since 2009. Outside of his advisory role, he works as a sports and fitness instructor at a high school in Biddeford, ME. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies delivered through independent Financial Professionals.

Michael Gosciminski is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. He has worked at Bank of America, N.A. since 2022 and has been with Merrill since 2016. Outside of his advisory role, he serves as an administrator for the Estate of L G in Biddeford, Maine. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Stevenson is a financial advisor with LPL Financial in York, ME, holding Series 63 and Series 65 credentials and 28 years of industry experience. He worked at Lincoln Financial Securities Corporation for 12 years before joining LPL Financial in 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement consulting, and brokerage services with both discretionary and non-discretionary management options.

Quang Nguyen is a financial advisor at Edward Jones with 11 years of industry experience. He holds the Series 65 and Series 63 licenses and has previously worked with MML Investors Services, Mass Mutual Life Insurance Company, and Sageguard Investment Advisory Services. Outside of finance, Nguyen is a partner-owner involved in seafood businesses and serves on the advisory board of a local company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Kelsey Daniels is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and possessing 27 years of industry experience. Daniels has worked with Primerica Advisors since 2002 and has prior experience at CitiGroup from 1999 to 2019. Outside of advisory work, Daniels is involved in sales of investment-related products and receives compensation for referrals related to loan products and home security services through affiliated companies. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates with nearly 3,700 financial advisors managing approximately $15.5 billion in assets, delivering model-based investment strategies supported by third-party asset managers and custodians.

Michelle Lane is a financial advisor at Fidelity with 21 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Her prior experience includes roles at TIAA-CREF from 2016 to 2019. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic methodologies, and it is noted for its registration as a commodity pool operator and use of algorithmic and AI-driven research in portfolio management.

Daniel Payson is a financial advisor at Ameriprise with 11 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliate firms since 2014. Outside of advising, he has investment-related interests in multi-family real estate ownership. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Andrew Trowbridge is a financial advisor at Edward Jones in Dover, NH, with 10 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations. Outside of his advisory role, he is a director of Trowbridge Group, LLC, a private estate interests business. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a large nationwide network of advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated mutual funds.

Jacob Cormier is a financial advisor with Edward Jones in Somersworth, NH, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked at Portsmouth Naval Shipyard for eight years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Norine Lima is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Dover, NH, and has seven years of industry experience. Prior to joining J.P. Morgan Securities in 2021, she worked at Citizens Securities, Inc. and CITIZENS Bank. Outside of her advisory role, she occasionally sells small custom-designed gifts as a personal hobby. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering asset-allocation advice, investment manager searches, and customized performance reporting on a non-discretionary basis.

Henry Purple is a financial advisor affiliated with LPL Enterprise, holding a Series 66 designation and having two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of finance, he has experience working with Harmony Grove Cemetery and Somma Studios. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutions through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products within an integrated platform.

Ian Oneail is a financial advisor at Edward Jones with three years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Bangor Savings Bank, First Seacoast Bank, Northwestern Mutual Life Insurance Company, and Citizens Bank. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large nationwide network of financial advisors and branch offices, offering a variety of advisory programs and investment strategies under a fiduciary standard.

Justin Cate is a financial advisor with Edward Jones in Somersworth, NH. He holds a Series 66 designation and has been with Edward Jones since 2025. Prior to joining Edward Jones, he was involved in several businesses, including Vida Cantina LLC and Boardwalk Cafe and Pub. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and corporate entities. The firm manages over $1 trillion in assets and operates a large national network of advisors, offering a variety of advisory and investment strategies under a fiduciary standard.