Howard Verfaillie Jr. is a financial advisor at Victory Wealth Partners with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at LPL Financial since 2023, alongside his long-term role at Victory Asset Management Co. Inc. since 1995. Outside of his advisory work, he is involved in non-investment business activities including co-ownership in a separate business entity. Victory Wealth Partners serves individual and high-net-worth clients, businesses, and retirement plan sponsors by providing portfolio management, financial planning, and retirement-plan advisory services. The firm’s investment approach integrates momentum and fundamental analysis with quantitative screening and fiduciary scoring, offering discretionary and non-discretionary management across mutual funds, ETFs, and model allocations.

Andrew Johnston is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wealth CMT and Hightower Advisors. Johnston is currently affiliated with Victory Wealth Partners, a DBA for LPL Financial. LPL Financial provides advisory and brokerage services to a diverse client base including individual investors, retirement plan sponsors, institutions, and high-net-worth households. The firm offers a range of investment solutions supported by an in-house Research team and a large network of investment adviser representatives.

Julie Lesicki is a financial advisor at LUMINIST Capital, LLC with 14 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Horter Investment Management, LLC for 10 years. In addition to her advisory role, she is involved in business development and marketing initiatives through Safe Harbor Financial. LUMINIST Capital provides discretionary portfolio management and financial planning services to individuals, trusts, estates, and business entities. The firm offers model-driven, ETF-focused portfolios and tailored planning, serving both high-net-worth and non-HNW clients.

James Crowther is a financial advisor at Calton & Associates, Inc. with 58 years of industry experience. He holds the ChFC® and Series 63 designations and has been with Calton since 2004. Crowther also owns Spartan Planning Agency Inc., which offers property and casualty, life, and health insurance products. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients by providing portfolio management, financial planning, retirement plan consulting, and access to third-party money managers. The firm offers multiple investment program structures and employs a variety of analytic approaches tailored to client goals and risk tolerance.

Michael Maffei is a financial advisor at Capital Analysts with 24 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Lincoln Investment Planning, Inc. since 2009. Outside of his advisory role, he works part-time in wholesale linen sales to hotels and industrial laundries in the South Jersey and Philadelphia area. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, retirement plans, trusts, and corporate clients, offering discretionary and non-discretionary portfolio management through various programs and advisory services. The firm utilizes an in-house investment management team and proprietary screening tools to guide investment decisions.

Frank Mazzuca is a financial advisor at United Capital Financial Advisors with a Series 65 designation and one year of industry experience. His prior roles include positions at Apexium Financial LP and WealthFD, as well as academic appointments at Saint Joseph's University and St. Augustine Prep. United Capital Financial Advisors provides national financial planning and discretionary investment management to a diverse client base, including individual and high-net-worth households, retirement plans, and institutional accounts. The firm supports customized investment solutions and operates an affiliated network of legal, trust, lending, and advisory entities.

Anita Sopenoff is a financial advisor with Silver Oak Securities, Incorporated, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Her prior roles include positions at Securities America Advisors, Sagepoint Financial, and American General Securities. Outside of her advisory work, she sells life and long-term care insurance through her own business, AMS Financial Group, and participates in the Philadelphia Securities Association. Silver Oak Securities serves individuals, families, corporations, retirement plans, and charitable organizations, managing approximately $2.03 billion in discretionary assets. The firm offers personalized portfolio management, unified managed account programs, and financial planning, delivering investment advice primarily on a discretionary basis through a network of over 100 financial professionals.

Jack Carini is a financial advisor with IAMS Wealth Management, LLC, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has worked at IAMS Wealth Management since 2017 and previously at Foresters Equity. Carini also owns Carini Financial, where he provides insurance and investment planning services and conducts educational meetings for investment adviser representatives. IAMS Wealth Management offers investment advisory and financial planning services to individuals, retirement plans, trusts, estates, corporations, and charitable organizations. The firm primarily uses discretionary portfolio management tailored to client objectives and risk tolerances, employing both proprietary and third-party model portfolios with an asset-allocation approach.

Pamela Lepore is a CFP® with 26 years of industry experience. She has been with Lincoln Investment Planning, Inc. since 1999. Pamela is currently affiliated with Capital Analysts in Mt. Royal, NJ. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm provides discretionary and non-discretionary portfolio management supported by an in-house investment management and research team, and offers options such as automated rebalancing and tax-aware strategies.

Alec Price is an investment advisor representative with Concurrent Investment Advisors, LLC and a registered representative with Purshe Kaplan Sterling Investments, Inc., holding Series 63 and Series 65 credentials. He has 36 years of industry experience, including roles at Bank of America and Merrill Lynch. Outside of his advisory roles, Alec Price is involved in managing Price Financial Management Holdings and owns 73 Holdings LLC, which rents office space in West Berlin, NJ. Concurrent Investment Advisors provides wealth management, financial planning, and retirement advisory services to a diverse client base including individuals, families, trusts, and businesses. The firm employs a long-term investment approach using a combination of ETFs, mutual funds, individual securities, and alternative investments, serving over 10,000 clients with approximately $9.9 billion in assets under management.

Daniel Hernandez is a financial advisor with Capital Analysts, holding CFP® and Series 63 credentials and bringing 39 years of industry experience. He has been associated with Lincoln Investment Planning, Inc. since 1987 and serves as President of the Favorite Harbor Condo Association, overseeing projects and maintenance. Capital Analysts serves a broad client base including individual and high-net-worth investors, retirement plans, trusts, and corporate clients, offering discretionary and non-discretionary portfolio management through various programs, model portfolios, and third-party managers. The firm employs an in-house Investment Management & Research team that supports its investment decisions and provides a range of advisory services with differentiated authority levels.

Gary D'alessio Jr. is a financial advisor at Verity Asset Management with five years of industry experience. He holds a Series 65 credential and has a background in law enforcement, including roles with the Burlington County Prosecutor's Office and the Cherry Hill Police Department. Outside of his advisory role, he is involved in several business activities, including partnerships in insurance agencies and ownership of a merchant services company. Verity Asset Management is an SEC-registered adviser providing discretionary portfolio management, retirement-plan advisory, and financial planning services to individual, corporate, and institutional clients. The firm employs a model-driven investment process emphasizing tactical asset allocation across diverse asset classes and offers both internally managed and third-party manager models.

Bryan Faller is a financial advisor with Capital Analysts and holds a Series 66 designation. He has 12 years of industry experience, including roles at The Faller Company and Lincoln Investment Planning. Outside of advisory work, he is involved in the arts as the founder of Faller Arts LLC and serves as editor for an academic art book publisher based in London. He also holds teaching and board roles related to art and nonprofit organizations. Capital Analysts serves a diverse client base including high-net-worth individuals, retirement plans, trusts, and corporations. The firm’s investment approach is supported by an in-house research team utilizing proprietary screening and a range of portfolio management options, with advisors offering customized solutions and access to third-party managers.

Nicholas Greco is a CFP®-credentialed financial advisor at Facet with four years of industry experience. He previously worked at The Vanguard Group, Inc. and Morgan Stanley. Outside of advisory roles, he operated a pressure washing and property services business for six years. Facet serves individual members across a broad range of wealth levels, offering tiered, subscription-based financial planning and implementation services without charging percentage-of-AUM fees. The firm uses a holistic financial planning framework and discretionary asset allocation programs primarily involving ETFs, serving approximately 14,700 members with $7.6 billion in discretionary assets under management.

John Crowther is a financial advisor at Calton & Associates, Inc. with 40 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 66. Prior to joining Calton & Associates in 2004, he has been involved with Spartan Planning Agency since 1980, where he serves as an officer engaged in insurance sales. Crowther also serves as a board member of the Paulsboro Chamber of Commerce. Calton & Associates serves individual investors, retirement plans, trusts, estates, and other retail clients by offering portfolio management, fee-based financial planning, retirement plan consulting, and access to third-party money managers. The firm provides both discretionary and non-discretionary management options and offers multiple program structures, including firm-managed wrap programs and third-party money manager platforms.

Mark Mcgaurn is a CFP® professional with 19 years of industry experience. He has been with CreativeOne Securities, LLC since 2016. Outside of his advisory work, Mcgaurn is involved in coaching wrestling. CreativeOne Securities, LLC is a multi-advisor RIA serving individuals, retirement plans, trusts, charitable organizations, and businesses. The firm provides financial planning, portfolio management, fiduciary services, and access to third-party managers through its proprietary CreativeOne Wealth platform.

Stephen Burley Jr. is a Certified Financial Planner (CFP®) with 14 years of industry experience. He currently works at Facet and has previously held roles at The Vanguard Group, Inc. and TIAA-CREF. Facet serves individual members across a broad range of wealth levels, offering tiered, subscription-based financial planning and implementation services. The firm employs a holistic financial planning approach and discretionary asset-allocation programs focused primarily on ETFs, utilizing fixed subscription fees rather than percentage-of-AUM charges.

Nancy Nawn is a CFP® professional with 16 years of industry experience, currently advising at Facet since 2026. Her prior experience includes roles at CWM, LLC, Mitlin Financial, Origin, Watchdog Planning LLC, Mercer Global Advisors Inc., and others. Facet serves individual members across a broad range of wealth levels, offering tiered, subscription-based financial planning and implementation services. The firm uses a holistic Total Financial Life Resources framework and emphasizes technology-driven investment strategies without charging percentage‑of‑AUM fees.

Jawan Mc Allister is a financial advisor with McAdam LLC, holding a Series 65 designation and six years of industry experience. He has been with McAdam LLC since 2019 and also serves as an assistant baseball coach for both St. Joseph's Preparatory School and the Anderson Monarchs. McAdam LLC advises individuals, trusts, estates, charitable organizations, corporations, and government entities, providing financial planning, investment management, and retirement plan consulting services. The firm manages client accounts primarily on a discretionary basis, utilizing a range of investment strategies including mutual funds, ETFs, direct indexing, private funds, and cryptocurrency exposure.

Thomas Schulgen is a financial advisor with United Planners Financial Services of America, holding Series 63 and Series 65 designations and six years of industry experience. He has been associated with United Planners since 2026 and has longstanding ties to Haddon Agency LLC since 2009, where he also serves in an insurance producer capacity. Schulgen is a partner in Haddon Advisory Group, a non-investment-related partnership. United Planners Financial Services is a national wealth-management enterprise with approximately $12.77 billion in assets under management and serves a diverse client base including individuals, retirement plans, corporations, trusts, and institutional clients. The firm operates through independent Investment Adviser Representatives and employs a range of custodians and third-party managers, with a significant portion of assets managed on a non-discretionary basis.