Allen Zick is a CFP®-certified financial advisor with Raymond James Financial, where he has worked since 2009, accumulating 29 years of industry experience. He serves as Treasurer and Board Member of the West Point Parents Club of New York and New Jersey, a nonprofit organization. Outside his advisory role, he is president and owner of the Zick Whitted Taub Group, a support company based in Goshen, NY. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work, with a broad network of advisors and specialized advisory programs.

Douglas Sternemann is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 12 years of industry experience. He has worked at M&T Securities and M&T Bank since 2014 and joined LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, credit unions, corporations, and charities. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing a variety of model portfolios, third-party research, and technology-driven strategies.

Daniel O'Reilly is a financial advisor with Ameriprise in Chester, NY, holding Series 63 and Series 65 licenses and five years of industry experience. He previously worked at Bruderman Brothers, LLC for seven years before joining Ameriprise in 2022. He also holds a real estate license. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Christopher Petrollese is a financial advisor with Equitable Advisors and holds the Series 66 designation. He joined Equitable Advisors in 2025 and has prior business experience as the owner of Yukon Contracting LLC since 2019. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Michael Del Grosso is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63 and Series 65 designations and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he is a partner and contact person for two family-owned real estate entities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support non-discretionary investment decisions.

Edward Lynch is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and over 22 years of industry experience. He previously worked at Highland Capital Brokerage for six years and has been with Raymond James since 2014. Outside of his advisory role, Lynch is the CEO of Lynch Wealth Strategies, Inc., and serves as an insurance agent specializing in life, long-term care, disability, and fixed annuities. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm uses tailored, non-discretionary planning and advanced analytical tools to align investment strategies with client goals, and it supports municipal and public finance through a unique affiliation with a municipal advisor.

Oran Yacobi is a financial advisor with Ameriprise in Allendale, NJ, holding Series 63, 65, and 66 credentials and 12 years of industry experience. He has been with Ameriprise and its related entities since 2014. Outside of his advisory role, he is involved in consulting through a separate business entity, EME Consulting. Ameriprise provides retirement-income planning services targeted at individuals with substantial investable assets, combining research, modeling, and tax analysis to deliver personalized recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Brian Roberts is a financial advisor with LPL Financial in Monroe, NY, holding Series 63 and Series 66 designations and nine years of industry experience. His prior work includes roles at Webster Bank and Sterling National Bank. Outside of his advisory work, he is a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Jeffrey Little is a financial advisor with Equitable Advisors, holding a Series 66 designation and eight years of industry experience. His prior work includes positions at AXA Advisors and the State University of New York at Oswego. Equitable Advisors serves a diverse client base that includes individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively through program sponsors and third-party managers to provide advisory and brokerage solutions.

Stephanie De Angelis is a financial advisor with Equitable Advisors, holding Series 66 and Series 63 licenses and having two years of industry experience. Her prior work includes roles in education and hospitality, with employment at Plattsburgh State University and Buttermilk Falls Inn and Spa. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, and institutional investors, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm emphasizes a delivery model that incorporates LPL-sponsored programs and endorsed third-party managers, providing both discretionary and non-discretionary advisory services.

Peter Zagrobelny is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at Webster Bank, Sterling National Bank, and Citigroup Global Markets Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory and brokerage services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Stanley Wong is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 50 years of industry experience. He has worked with Cetera Advisors LLC since 2016 and Investors Capital Corporation from 2006 to 2016. Wong is also involved as a trustee with the Parish of Sacred Heart - St. Patrick, a religious organization. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing a multi-manager platform with various program options and investment strategies.

Daniel Vobroucek is a financial advisor at Osaic with a Series 66 designation and five years of industry experience. His prior roles include positions at Securities America Advisors and Quest Financial Services. Outside of advisory work, he is a notary public and also engages in sales and consulting for other businesses. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and multifaceted advisory platforms. The firm offers integrated brokerage and investment advisory services, applying tools such as asset-allocation models and risk-tolerance analyses to construct diversified portfolios across various asset classes.

Francine Foerst is a financial advisor at Stifel with 36 years of industry experience. She holds the Series 63 and Series 66 credentials and has been with Stifel Nicolaus & Co Inc since 2010. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which employs forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Armando Merino is a financial advisor with Ameriprise in Goshen, NY, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. Prior to joining Ameriprise in 2020, he spent 11 years with Axa Advisors, LLC. He is also a co-owner of Arbor Capital Wealth Advisors, where he manages advisory business activities on a part-time basis. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Gregory Mirecki is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 30 years of industry experience. He has worked at OSAIC since 2023, following six years with Fsc Securities Corp and 20 years at SII Investments, Inc. He also operates Ferrigno Financial, providing financial advising services, and acts as an insurance agent soliciting fixed annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple platforms. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party managers, utilizing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Brad Whitted is a Series 66-licensed financial advisor with Raymond James Financial, based in Goshen, NY, and has 26 years of industry experience. He is a co-owner and vice president of support companies Zick Whitted Taub Group, Inc. and Zick Whitted Taub Investment Strategies, which are separate from his advisory role. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, pension plans, corporations, nonprofits, and institutional clients. The firm emphasizes tailored, non-discretionary planning and consulting, utilizing advanced analytical tools and supports specialized municipal and SIMPLE IRA employer advisory services.

James Pucci is a financial advisor with Raymond James & Associates, holding a Series 63 designation and 23 years of industry experience. He has been with Raymond James & Associates since 2014. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Joe Ann Vacca is a financial advisor at Fidelity with 21 years of industry experience. She holds Series 63 and Series 66 designations and has worked with Fidelity Investments since 2011 in various capacities, including Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using a diverse investable universe of mutual funds, ETFs, and ETPs.

Raydel Hernandez is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. He has 31 years of industry experience, including 11 years at J.P. Morgan Securities and has been with LPL Financial since 2023. Outside of advisory work, he is involved in an online cookbook publishing venture through M & R Writing and Publishing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.