Amy Brouneus is a CFP®-designated financial advisor at Raymond James Financial with 15 years of industry experience. She has worked with Raymond James Financial Services since 2010 and has held positions at Corning Credit Union and Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools such as deterministic and probability modeling to support client goals.

Richard Goldman is a financial advisor with Morgan Stanley in Elmira, NY, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of his advisory work, Goldman serves as deputy supervisor and finance committee board member for the Town of Ulysses, New York. Morgan Stanley Wealth Management (MSWM) is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by tools such as Monte Carlo simulations and secular return estimates.

Joshua Palmer is a financial advisor at LPL Financial with 19 years of industry experience. He holds a Series 63 designation and has previously worked at Cadaret, Grant & Co., Inc. for 13 years. Palmer is also involved in local government activities with the Elmira City School District. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services supported by research, model portfolios, and technologies such as machine learning.

Zachary Church is a financial advisor at OSAIC with two years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors Corporation. Outside of his advisory role, he is also a life insurance agent operating under Family Wealth & Legacy LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with platforms that support customized portfolio construction and access to third-party money managers.

Christopher Saunders is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 14 years of industry experience. He has worked with Prudential Insurance Company of America since 2012 and has been with LPL Enterprise since 2024. Saunders is also involved with Finger Lakes Financial Group, focusing on retirement planning and insurance services. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a range of brokerage and insurance products through an integrated advisory and brokerage platform.

Justin Faulkner is a financial advisor at LPL Financial with 12 years of industry experience. He has worked at Chemung Canal Trust Company and LPL Financial since 2015. Faulkner serves as a non-profit board member on the Town of Southport Zoning Board of Appeals and is involved in tax preparation as part of his other business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, and institutional entities through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Kelly Burdick is a financial advisor with LPL Financial and holds Series 63 and Series 66 registrations. Kelly has four years of industry experience, including positions at Maple City Financial Services and Cadaret Grant & Co., Inc. Prior to joining LPL Financial, Kelly also worked at Citizens & Northern Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a range of financial planning, advisory programs, and retirement plan consulting services supported by research and model portfolios.

Kristin Harrington is a financial advisor with Raymond James Financial Services, Inc. in Corning, NY, holding a Series 66 designation and 18 years of industry experience. She has worked with Corning Credit Union since 2010 and is also associated with Wealth Strategies, a support company where she serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning and supports institutional consulting and portfolio management through a broad advisor network.

John Princiotto is a financial advisor at Morgan Stanley with 42 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley & Co., Incorporated, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. He holds the Series 63 designation and is based in Elmira, NY. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers both direct and Corporate Financial Planning services.

Debra Butters is a financial advisor at Raymond James Financial with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC before joining Raymond James. Outside of her advisory work, she is also a rental property owner and manager. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports a municipal advisor, which is uncommon among large institutional advisors.

Nicholas Lapuma is a financial advisor with LPL Financial based in Corning, NY, holding Series 63 and Series 65 licenses and 17 years of industry experience. He previously worked at Wealth Strategies and Raymond James Financial Services Advisors Inc. He serves as a board member for the Chemung Valley Montessori School. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of advisers, offering a variety of advisory programs and financial planning services.

Jonathan Kravitz is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked for Cadaret, Grant & Co., Inc. for 31 years and has owned Investment Planning Services since 1993. LPL Financial is a national investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and advanced technologies in its investment approach.

Russell Bancroft is a financial advisor with Morgan Stanley in Elmira, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory work, Bancroft serves as a board member of the Kiwanis Club of Horseheads and is a school sports referee for GST Boces. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. Their financial planning emphasizes structured discovery and firm-approved tools, without individual security recommendations in standalone planning.

Laura Sumner is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has worked at Raymond James Financial Services Advisors, Inc. since 2013 and serves as Branch Manager at Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jessica Jackson is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with various firms, including Corning Federal Credit Union and The Leaders Group, Inc. Outside of advisory roles, she serves as a Registered Operations Associate for Wealth Strategies at Corning Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Paul Huonker is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior experience includes eight years at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. He serves as a board member and finance committee member for the Corning Children's Center, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and advisory services using analytical tools to support client goals and maintains specialized capabilities in municipal and public finance advisory work.

Heather Wilbur is a financial advisor with Mass Mutual Investors Services in Elmira, NY, holding a Series 63 license and with 10 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities. Wilbur serves as secretary for the Elmira Express Booster Club, supporting sports, band, and club activities at Elmira High School. Mass Mutual Investors Services, a broker-dealer and SEC-registered investment adviser, provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved software and also runs educational seminars and specialized planning programs.

Noah Kravitz is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 66 designation and previously worked at Cadaret, Grant & Co., Inc. He also operates Kravitz Tax Planning and serves as a board member for Congregation Kol Ami, a nonprofit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by model portfolios, third-party subadvisors, and research from LPL Research.

William Reilly is a financial advisor with Wells Fargo Clearing in Elmira, NY, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Nina Graham is a Certified Financial Planner (CFP®) with nine years of industry experience. She is currently with Cambridge Investment Research Advisors, where she has worked since 2025, and previously spent ten years at Socha Financial Group. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals using various portfolio management strategies and platform arrangements.