Eric Orlovsky is a financial advisor with Cetera in Johnstown, PA, holding a Series 63 designation and 16 years of industry experience. He has worked with multiple firms including Avantax and owns Orlovsky Financial Services PLLC, where he provides accounting, payroll, and tax preparation services. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with various program structures and custodial relationships.

Edward Kelley is a financial advisor at LPL Enterprise with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and Lincoln Financial Advisors Corporation. In addition to his advisory role, he is involved in Medicare sales through Neishloss & Fleming, LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, combining advisory programs with brokerage and insurance products through an integrated platform.

Richard Martin Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. He has been with LPL Financial since 2012. Outside of his advisory role, he officiates high school and NCAA Division II and III football and basketball games. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations, offering diverse advisory programs and financial planning services through a national network of investment adviser representatives.

Megan Chernisky is a financial advisor with LPL Financial in Johnstown, PA, holding Series 65 and Series 63 licenses and two years of industry experience. She has worked at Ameriserv Financial Bank and Sourceree and has been employed at Windber Country Club for five years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual, retirement plan, institutional, and charitable clients nationwide through a broad network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary portfolio management supported by internal and third-party research.

Ethan Stewart is a CFP® professional with 11 years of industry experience, currently serving at Cetera. He has previously worked with VOYA Financial Advisors, Inc. and maintains ongoing roles with Centennial Financial Group, LLC. Stewart is involved in his community as a board member for the Johnstown Industrial Development Corp, the Johnstown State Theatre Foundation, and the Humane Society of Cambria County. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that enables advisors to implement model portfolios, third-party manager selections, or customized strategies.

Tanner Kobal is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. He has previously worked at LPL Financial LLC, AmeriServ Trust & Financial, Prudential Insurance Company of America, Pruco Securities LLC, and New York Life. Outside of his advisory roles, he has experience in several other fields, including lawn care and retail. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Brian Scaletta is a financial advisor with Cetera who holds a Series 66 designation and has 22 years of industry experience. He has worked at several firms, including Avantax and Equity Services, and owns Scaletta Financial, LLC, which provides tax and consulting services. Outside of his financial career, he performs as a percussionist for acoustic acts and bands. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services with access to both affiliated and third-party money managers.

Dean Carpenter is a financial advisor with Cetera in Johnstown, PA, holding a Series 63 designation and 19 years of industry experience. He has worked at Avantax Advisory Services and GBU Financial Life, among other firms. Outside of his advisory work, Carpenter serves as a finance committee member for Resurrection Catholic Parish. Cetera Investment Advisers LLC is a nationwide independent advisor network serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, including model and bespoke strategies, and manages over $256 billion in assets through more than 10,000 advisors.

Ryan Edwards is a financial advisor with Wells Fargo Clearing in Johnstown, PA. He holds a Series 66 designation and has four years of industry experience. Prior to joining Wells Fargo, Edwards held roles at BNY Mellon, Robert Half, and the University of Pittsburgh. He serves as treasurer for the Cambria County Library System, a nonprofit providing education and community resources. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Cody Law is a financial advisor with LPL Financial, holding Series 65 and Series 63 credentials and beginning his advisory career in 2025. Prior to joining LPL Financial, he worked at Bellator MMA for five years and has experience at the University of Pittsburgh at Johnstown. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from various sources.

Joseph Zolna is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at Osaic Institutions, Infinex Investments, InFirst Bank, and AXA Advisors. Outside of his advisory work, he owns JZMotorsport and Christy Oak Holdings LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through third-party managers and LPL programs. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Frederick Thomas III is a financial advisor with Raymond James Financial in Johnstown, PA, holding Series 63 and Series 66 licenses and bringing 46 years of industry experience. He has operated Thomas Financial Associates Inc. since 2010 alongside his role at Raymond James. Outside of finance, he owns and operates Copperfall Farms LLC, a small agricultural business specializing in livestock, hay, grains, timber, and minerals. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary advice using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Dane Morse is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 65 and Series 63 designations and has worked at Wells Fargo Clearing since 2018. Prior to that, he was employed at Robert Half and Clear Air LLC. Outside of his advisory role, he operates an online business selling antiques and collectibles. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Samuel Carpenter is a CFP® and PFS™ credentialed financial advisor with 38 years of industry experience. He currently works at Cetera and has held various roles in financial advisory and insurance since 2000, including positions with Avantax and Minnesota Life Insurance Company. Carpenter is involved with the ISDA Fraternal Association and the Greater Beneficial Union of Pittsburgh. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create customized strategies.

Don Hall II is a ChFC® with 43 years of experience in the financial industry. He has been affiliated with Cetera since 2021 and previously worked at VOYA Financial Advisors. Outside of his advisory work, Hall serves as Chairman of the Greater Johnstown Water Authority and is actively involved in his community, including a leadership role at Liberty Grace Brethren Church and as President of the Westmont Borough Council. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, employer-sponsored, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with access to affiliated and third-party money managers, operating across multiple program structures and custodial relationships.

Timothy Dabbs is a financial advisor with Wells Fargo Clearing in Johnstown, PA, holding a Series 66 designation and 12 years of industry experience. He has worked with Wells Fargo Advisors and Wells Fargo Clearing since 2013 and serves as a Lieutenant Colonel and Air Staff Action Officer in the Air Force Reserve. Outside finance, he owns a music performance and production company. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

John Ratini is a financial advisor with LPL Financial in Ligonier, PA, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, he is involved in sales of health, life, and disability insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management alongside model portfolios, third-party research, and various institutional solutions.

Donald Cowie is a financial advisor at Equitable Advisors with 42 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. Outside of his advisory work, he serves as treasurer for both the Johnstown East Hills Kiwanis Club and the Business Networking Group of Johnstown. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Eric Kabler is a financial advisor with LPL Financial in Johnstown, PA, holding a Series 63 designation and 37 years of industry experience. He has been with LPL Financial since 2001. In addition to his advisory work, he serves as a pastor and minister. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various financial planning and advisory programs, including model portfolios and retirement plan consulting, supported by research and managed through a nationwide network of investment adviser representatives.

Joshua Barron is a Series 66 registered financial advisor with LPL Financial in Somerset, PA, where he has worked since 2012. He has 14 years of industry experience. Barron serves as a board member of the Somerset Country Club and is involved as a Beach Body Coach, assisting with fitness coaching as a side activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research, model portfolios, and various investment strategies.