Kenneth Decker is a financial advisor with LPL Financial in Altoona, PA, holding Series 63 and Series 66 licenses and bringing 44 years of industry experience. He previously worked for Next Financial Group, Inc. for 26 years before joining LPL Financial in 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, and supports its advisors with research tools and diversified investment options.

Joseph Zerbee is a financial advisor with Osaic Wealth, Inc. in Altoona, PA, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior roles include positions at Securities America Advisors, Inc. and Securities America, Inc., where he worked for a total of 18 years. Outside of his advisory work, Zerbee is also involved as an insurance agent, selling fixed annuities and life insurance products. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a diverse investment platform that incorporates firm-provided tools for asset allocation, risk assessment, and automated rebalancing across multiple asset classes and account structures.

Alex Hinton is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. He previously worked at S&T Bank, BB&T, United Bank, and NewDay Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Miller is a financial advisor at Ameriprise with 40 years of industry experience. He has been with Ameriprise and its predecessor firms since 1985. Outside of his advisory role, he manages his own business, David G. Miller Group LLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered through a centralized consulting team to support clients’ retirement planning.

Nicholas De Longis is a financial advisor at Stifel with 11 years of industry experience. He holds the Series 66 designation and has worked at Stifel Nicolaus since 2016, following roles at RBC Capital Markets and Ferris, Baker Watts, LLC. Stifel serves a wide range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Timothy Holtz is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He previously worked at Next Financial Group, Inc. for 26 years and has been self-employed since 1989. Outside of advisory work, he is also involved in non-variable insurance sales and serves as a notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across various asset classes.

Amy Boggs is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Buddy Fulton is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 18 years of industry experience. He has worked at Fulton Bank since 2019 and has held advisory roles at Raymond James Financial Services Advisors since 2016. His background includes positions at Pennsylvania Highland Community College and Saint Francis University. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm uses fact-finding and analytical tools to tailor non-discretionary planning and investment consulting to client goals and supports a broad network of advisors with specialized programs and partnerships.

Sarah Decker is a financial advisor with LPL Financial based in Altoona, PA. She holds a Series 66 designation and has five years of industry experience. Prior to joining LPL Financial in 2025, she worked at Ken Decker Financial and has experience in business operations outside finance, including roles at Tusseymountain Food Corp. and The State Theater. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Kimberly Gildea is a CFP®-certified financial advisor with 41 years of industry experience. She has worked at Wells Fargo Advisors and its related entities since 2009. She is also a 50% owner of Fair Winds Wealth Strategies, LLC, a separate investment-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers comprehensive financial planning services and integrates advisory with various financial products and referral channels.

Clifford Cashman is a financial advisor at OSAIC with 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Everbank, Securities America, and founded The Cashman Financial Group Inc., where he serves as CEO. Cashman is also involved as a board member with GBU Financial Life and leads Coach4Retirees Inc., a retirement services marketing firm. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, utilizing asset-allocation tools and access to third-party money managers across multiple platforms.

Michael Webb is a financial advisor with LPL Financial in Altoona, PA, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. His prior roles include positions at M&T Securities, OSAIC Institutions, Essex National Securities, Wells Fargo Clearing, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology and oversight of over $819 billion in discretionary assets.

Tammy Frank is a financial advisor at Ameriprise with 28 years of industry experience. She has held positions at Ameriprise since 2019 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Tammy holds a Series 63 designation and is based in Altoona, PA. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement who meet specific asset criteria. The firm provides detailed written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise Managed Accounts.

Jessica Ulery is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. She has worked at Ameriprise since 2018 and also serves as Vice President Financial Advisor at S&T Bank, a role she has held since 2006. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Timothy Melbinger is a financial professional with one year of experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at Cetera and VIP Financial Matters, LLC since 2025. Outside of finance, he has been teaching piano lessons since 2008. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Brian Hall is a financial advisor at Raymond James Financial with 19 years of industry experience. He holds a Series 66 designation and has been with Raymond James Financial and affiliated entities since 2007. Hall serves as Treasurer and board member for the nonprofit Arc of Blair County. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports its clients through a broad network of advisors and advisory programs.

Stephen Tidd is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and previously worked at Valaris PLC for nine years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeff Hinish is a financial advisor with Ameriprise in Altoona, PA, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, he is involved with the Zack Hinish Foundation, a donor-advised fund through the Central PA Community Foundation. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement who meet certain asset criteria, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory support and emphasizes managed accounts alongside a broad range of advisory, brokerage, and insurance solutions.

Travis Mcchessney is a financial advisor at Stifel with 22 years of industry experience and holds a Series 66 designation. He has been with Stifel since 2009. Outside of his advisory role, he serves on the board of the Great Commission Bible Institute in Martinsburg, PA. Stifel serves a wide range of clients including individuals, institutional investors, and nonprofit entities, offering brokerage and investment advisory services supported by a proprietary investment methodology from its Investment Strategy Group. The firm’s services include fee-based financial planning and model-driven asset allocation guidance.

Todd Frederick is a financial advisor with Cetera and holds Series 63 and Series 66 credentials. He has 11 years of industry experience and has been with Cetera and its affiliates since 2015. Outside of his advisory role, he is involved in financial planning and insurance services through ARK Financial Services, LLC, where he provides life, health, disability, annuities, and long-term care insurance. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a multi-manager platform, supporting diverse investment strategies and custodial arrangements.