Patrick Mcdonough is a financial advisor with MassMutual Investors Services and holds the Series 63 and Series 65 designations. He has 35 years of industry experience, all with MassMutual and its affiliate MML Investors Services. Outside of finance, he is the owner of a music and singing business and is involved in an investment venture focused on gold re-mining and renewable energy. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager solutions, as well as educational seminars.

Susan Rumbaugh is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at Merrill since 1998 and has been associated with Bank of America since 2011. Outside of her advisory role, she is a general partner in a family investment partnership, Seagull Island Capital. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Helsel is a financial advisor at Merrill with 37 years of industry experience. He holds the Series 63 and Series 65 certifications and has worked at Merrill since 1992, concurrently serving at Bank of America, N.A. since 2011. Helsel is a board member of The Ballet Theatre of Central Pennsylvania, where he participates in auditing and governance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brad Buterbaugh is a financial advisor with Mass Mutual Investors Services in State College, PA, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with Mass Mutual Life Insurance and its subsidiary MML Investors Services since 2000. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser offering financial planning, asset management, and educational seminars to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using firm-approved tools and generally recommends investment categories and strategies without discretionary authority.

John Berko is a financial advisor with MassMutual Investors Services and holds a Series 66 designation. He has been with the firm and its affiliates since 2026 and previously worked in various roles at Dell Technologies, Hard Rock Hotel, Kroger, and Penn State. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and supports implementation through separate brokerage or insurance arrangements.

Matthew Walters is a financial advisor with Ameriprise in Reedsville, PA, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its related entities since 2009. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, emphasizing managed accounts and utilizing algorithmic automation overseen by a retirement income committee.

David Becker is a CFP® with 43 years of industry experience, currently serving at Mass Mutual Investors Services since 1991. He has held roles at both MML Investors Services, Inc. and MassMutual Life Insurance Company during his tenure. Becker is also registered as a life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analytical tools.

Scott Martin is a CFP® and ChFC® with 16 years of industry experience, currently serving as a financial advisor at Mass Mutual Investors Services since 2009. He has worked with Mass Mutual/Wienken & Associates since 2008. Martin also holds a license as an insurance agent, focusing on life, disability, fixed equity life, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, utilizing collaborative, technology-supported planning processes.

Peter Krum is a financial advisor with Thrivent Investment Management in Lewistown, PA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he co-owns and operates a weekend hot dog cart in State College, PA. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning across a broad range of topics without providing discretionary portfolio management or institutional advisory services.

Mark Wasikonis is a financial advisor at Mass Mutual Investors Services with 42 years of industry experience. He has been associated with MML Investors Services, Inc. since 1991 and MassMutual Life Insurance Co. since 1983. His credentials include the Series 63 designation. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved software tools to analyze client goals and provide written recommendations.

Jamie Tabaka is a Senior Financial Advisor with Merrill Lynch Wealth Management in the State College office. She joined Merrill Lynch in 2018 following a career in the automotive industry. In her role as a financial advisor, Jamie prioritizes ensuring her clients feel secure, comfortable, and confident by creating personalized life planning guides that focus on their essential priorities and goals. She assists clients through all stages of life, utilizing these guides to help them achieve what matters most. Jamie's client focus areas include college education planning, family wealth management strategies, employee financial health, legacy planning, personal retirement planning, portfolio management services, and women and wealth. She holds the Certified Plan Fiduciary Advisor® (CPFA) and Certified Divorce Financial Analyst® designations. Jamie earned a bachelor's degree in Media Studies with a focus on Criminal Law and a minor in Business from Pennsylvania State University. She is a lifetime member of the Penn State Alumni Association. Jamie is active in the community, serving the Bob Perks Cancer Assistance Fund. She resides in the State College area with her husband and two daughters.

Noah Hillegass is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of industry experience, beginning his finance career with MassMutual Life Insurance Co. Prior to entering the financial sector, he worked at Penn State University and the Chestnut Ridge School District. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software to support annual, collaborative planning relationships.

William Liberman is a financial advisor with Mass Mutual Investors Services in State College, PA, holding a Series 63 designation and 38 years of industry experience. He has been with MassMutual Life Insurance Company and Mass Mutual Investors Services since 1991. Outside of his financial services career, he is the owner of O, Inc., a graphic design and illustration business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm’s approach includes collaborative, annual financial planning engagements supported by firm-approved analytical tools.

Victor Yoder is a financial advisor with Edward Jones in Burnham, PA, holding Series 63 and Series 66 credentials and possessing 22 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Dominic Aiello is a financial advisor with LPL Financial and holds a Series 66 designation. He has four years of industry experience and has been associated with LPL Financial since 2016. Outside of his advisory work, he is employed at Saint Joseph Catholic Academy and has experience working with Uber. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diverse investment solutions including model portfolios, third-party asset management, and institutional platforms, supported by advanced advisor tools and oversight of substantial discretionary assets.

Andrew Riley is a financial advisor with MassMutual Investors Services in State College, PA, holding a Series 66 designation and eight years of industry experience. He has been with MassMutual and its affiliated entities since 2018. Prior to his advisory role, he spent seven years with Victory Sports & Fitness. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, goal-oriented planning using firm-approved analytical tools and offers event-driven planning services such as divorce and estate-settlement planning.

Becca Doyle is a financial advisor with Ameriprise in Lewistown, PA, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliated entity since 2015. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering specialized retirement income planning services that include written Recommendation Reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Christopher Acheson is a financial advisor with Mass Mutual Investors Services in Rockville, NY, holding a Series 63 credential and 22 years of industry experience. His career includes roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. Outside of his advisory work, he serves as a football official. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that delivers financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers a range of investment and educational programs.

Olivia Reid is a Senior Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill in 2019 after earning her bachelor's degree in Finance from the Smeal College of Business at The Pennsylvania State University, where her studies included security analysis, portfolio management, economics, and accounting. Olivia specializes in family wealth management strategies, managing new wealth, personal retirement planning, women and wealth, and retirement income. Her approach centers on understanding her clients, their families, and financial situations to develop customized and flexible wealth management plans aligned with their goals and changing market conditions. She holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Outside of her professional role, Olivia enjoys cooking, reading, and spending time with her family.

Daniel Aiello is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2009 and previously held positions at Mutual Service Corporation, First Allied Advisory Services, Inc., and FFP Advisory Services Inc. Outside of his advisory role, he is involved with Culbertson Financial Services, focusing on the business development of individual and group health, life, and disability insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides advisory and brokerage services through a large network of investment adviser representatives, offering a range of financial planning, asset management, and institutional platforms with a variety of investment strategies and operational tools.