Megan Wall is a financial advisor with Ameriprise in Shippensburg, PA, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. Her prior roles include positions at Avantax Insurance Agency, Avantax Advisory Services, and Sniegocki Weaver Financial Solutions. Outside of her advisory work, she is employed by LJS Group LLC, a legal entity related to advisory services, and is involved in coordinating care between CPAs and clients through Pennoptic CPAs and Strategic Partners. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered in partnership with their financial advisors.

Kristian Frank is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on developing strategies and recommendations for individuals and families to help them meet their financial and retirement goals. Kristian holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Kristian graduated in 1996 from Grove City College with a Bachelor of Science degree. He began his career in financial services with Smith Barney in 2000 and joined Merrill Lynch in 2006. His expertise includes corporate executive services, divorce transition planning, legacy planning, personal retirement planning, philanthropic planning, tax minimization, and retirement income. In addition to his professional work, Kristian is actively involved in his community. He has served on the Board of Directors for organizations such as the American Cancer Society, Capitol Theatre, Civitan International, Habitat for Humanity, Kismore's Mission Support Team, and the Leukemia and Lymphoma Society. His personal interests include gardening, hiking, ice hockey, pottery, reading, spending time with family, traveling, and writing.

Gregory Ocker is a CFP® professional with 26 years of industry experience, currently serving as an advisor at Cetera since 2025. He previously worked at Avantax Advisory Services and Avantax Investment Services, Inc. for over 25 years. Outside of advising, Ocker is involved in a window treatment franchise, handling bookkeeping and tax preparation duties. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a nationwide network of independent advisors. The firm serves individual, retirement plan, corporate, charitable, and institutional clients with a range of portfolio management and financial planning services, offering flexible program options including discretionary and non-discretionary management across multiple custodial relationships.

William Graham V is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Merrill, and the Ludwig Institute for Cancer Research. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors, offering a range of advisory programs and affiliated investment products.

Donetta Friese is a financial advisor at Cetera with 17 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Cetera Investment Services since 2013 and Farmers & Merchants Trust from 2006 to 2024. Outside of her advisory work, she is the owner and operator of a candle sales business called Country Trading Post. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary services and access to third-party money managers.

Ronda Washinger is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Merrill since 2023 and has prior experience with the Greencastle Antrim School District and the Vets Canteen Association. Outside of her advisory role, she has been involved with the Minnequa Social Club and Messiah United Methodist Church for over a decade. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Shawn Michael is a financial advisor at Cetera with 7 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Cetera and F&M Trust since 2017, with prior experience at Axa Advisors. Outside of his advisory role, he serves as president of the board for the Boys and Girls Club of Chambersburg and Shippensburg. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with various portfolio management options and reported over $256 billion in assets under management.

Roderick Salter is a financial advisor at Edward Jones with 22 years of industry experience. He holds Series 63 and Series 65 designations and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Elizabeth Brown is a financial advisor with Cetera, holding Series 63 and Series 66 certifications and 25 years of industry experience. She has held roles including trust officer and financial advisor with Orrstown Bank and Orrstown Financial Advisors since 2019. Brown serves as a notary public in Carroll County, Maryland. Cetera Investment Advisers LLC operates a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients with a range of portfolio management and financial planning services. The firm supports various program structures and custodial relationships, overseeing more than $256 billion in assets across over 10,000 advisors.