Keegan Klotz is a financial advisor with Ameriprise in South Williamsport, PA, holding a Series 66 designation and four years of experience at Ameriprise. He previously worked at Susquehanna Unlimited LLC and has been involved in real estate and property services through Klotz Housing LLC and other ventures. Klotz also serves as the treasurer on the board of directors for FC Montour Soccer Club. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Bradly Sunanday is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. His career includes roles at Citigroup Global Markets, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank before joining Raymond James in 2017. Outside of finance, he is involved in agriculture, specifically soybean and corn farming. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal clients. The firm offers financial planning and investment consulting with a range of portfolio management styles, supplemented by firm research and affiliated sub-advisers.

David Tanney is a CFP® with nine years of industry experience, currently serving as a financial advisor at Edward Jones since 2017. Prior to joining Edward Jones, he worked at Penn State Altoona for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies and operates under a fiduciary standard, supported by a large national network of advisors and branch offices.

Ryan Cioffi is a financial advisor at Ameriprise in Williamsport, PA, holding a Series 66 designation with 10 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers personalized recommendations in partnership with its financial advisors.

Jacob Sekel is a financial professional affiliated with Cetera, holding a Series 66 designation and bringing 11 years of industry experience. He has previously worked with Voya Financial Advisors, Inc. and currently operates under several financial services entities. Outside of his advisory work, Sekel is involved in youth sports coaching, serving as a head coach for a youth soccer organization and an assistant coach for a high school girls’ basketball team. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Tracy Hudson is a financial advisor with Morgan Stanley in Williamsport, PA, holding a Series 66 designation and 24 years of industry experience. Hudson has been with Morgan Stanley and its affiliated entities since 2007. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client engagements and corporate financial planning agreements.

Kenneth Hakes is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He previously worked at Pruco Securities, LLC for 35 years before joining LPL Enterprise in 2024. LPL Enterprise provides investment advisory and brokerage services to a broad client base, including individual and high-net-worth investors, retirement plans, and various institutions. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and additional services such as affiliated trust custody and insurance product facilitation.

Jake Weber is a financial advisor at Osaic Wealth, Inc. with six years of industry experience and holds a Series 66 designation. Prior to joining Osaic in 2024, he worked at Woodbury Financial Services and Members Choice Financial Credit Union. He also serves as an investment advisor representative at Moff and Associates and has been involved with the University of Pittsburgh for nine years. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm combines brokerage and advisory services through a large network of affiliated advisers and offers portfolio management using firm-provided tools alongside access to third-party managers.

James Watt is a financial advisor at LPL Financial with four years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining LPL Financial in 2025, he worked at NYLIFE Securities LLC and New York Life Insurance Company, and operated Watt Office Supply from 2004 to 2020. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting advisors with various investment strategies and operational tools.

Jason Engel is a financial advisor with Cetera, holding a Series 66 designation and over 22 years of industry experience. His prior roles include positions at Voya Financial Advisors and Comprehensive Financial Group. Outside of advisory services, he is president and owner of Dad's Hat Inc., a company providing employee benefits. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, providing access to affiliated and third-party money managers across various program structures.

Brenda Krick is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory work, she is the author of two books published through Christian Faith Publishing. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Howard Gregg IV is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 27 years of industry experience. His work history includes roles at VOYA Financial Advisors and Cetera Wealth Services, LLC. Outside of financial advising, he owns Thoroughbred Adventures LLC, which is involved in thoroughbred horse racing, and he also manages an industrial coatings business, Bel Colore Coatings, Inc. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management options and operates a multi-manager platform that supports customized investment strategies across various program structures.

Sheldon Castle is a financial advisor with Cetera, holding the CFP® designation and Series 63 and 65 licenses, with 31 years of industry experience. He has worked at Cetera and its affiliates since 2021 and was previously with VOYA Financial Advisors for seven years. Outside of his advisory role, Castle serves as an assistant high school basketball coach and referee and is a deacon at Faith Baptist Church. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a broad network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Keith Wood is a Series 66-licensed financial advisor with 23 years of experience at Thrivent Financial for Lutherans and Thrivent Investment Management, both based in Williamsport, PA. Since 2024, he has been involved with Capstone Health, referring prospects to the health and wellness firm. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, focusing on holistic, goal-based financial planning across various topics. The firm separates planning from portfolio management and offers a consolidated billing option called “WealthPlan” for clients combining planning with managed accounts.

Marlena Sinopoli is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. She previously worked at First National Bank of Pennsylvania and Susquehanna Community Bank, with a total of approximately 11 years in the financial sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including managed solutions, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Michael Bush is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on creating personalized wealth management strategies tailored to clients' individual financial goals and priorities. By connecting all aspects of a client's financial life, he aims to help them pursue what matters most in a flexible manner aligned with changing market conditions. Michael also provides access to investment insights from Merrill and banking and lending solutions through Bank of America. He holds the designations of CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA). His educational background includes a Bachelor's Degree from Dartmouth College and completion of an Accredited Certificate Program at the University of Pennsylvania. In addition to his advisory role, Michael participates in community volunteer activities, reflecting the Merrill tradition of community involvement.

Samuel Lush is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial, Cetera, and Citizens & Northern Bank. Outside of advising, he serves on several nonprofit boards, including the Cole Foundation and Susquehanna Health Foundation, and is president of the West Hill Cemetery Association. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm uses collaborative, annual planning engagements supported by software analysis tools and offers specialized programs such as divorce planning and employer-sponsored planning.

Jesse Hayhurst is a financial advisor with Merrill in Williamsport, PA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Merrill since 1993 and also holds a position at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephen Pavlov is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has experience in education, having worked with the Lewisburg Area School District since 2022, and has past experience in real estate and the food service industry. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative, annual planning engagements using firm-approved software and offers specialized services including divorce planning and estate settlement.

George Bierman is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management, with over 40 years of experience in the financial industry. He specializes in developing long-term financial strategies tailored to individual investment objectives, focusing on equity and tax-free investing. Since 1984, George has served as a Wealth Management Advisor for Merrill, leveraging his prior experience in the Savings and Loan industry to provide a comprehensive approach to wealth management. George holds a Bachelor of Science degree in Business Administration Management from Bloomsburg University and is a Dale Carnegie Business Communications graduate. He maintains several professional licenses, including Series 63, 65, and 7, as well as Life, Accident, and Health Insurance licenses. Additionally, he holds the designation of Personal Investment Advisor (PIA). His practice emphasizes a systematic, client-centered approach that aligns financial strategies with each client’s goals and risk tolerance. Through Merrill, he offers a broad range of services such as retirement, estate, college planning, and portfolio management, supported by a team of specialists and research resources. Outside of his financial career, George is deeply involved in martial arts, holding a 9th degree blackbelt Grandmaster rank in Goshin-Jutsu karate and six world titles from the World Games in St. Petersburg, Russia. He has been practicing martial arts since 1973 and earned a Doctor of Philosophy in the Fighting Martial Arts. George is also committed to community involvement through volunteer work. His personal interests include adventure sports, camping, golfing, hiking, and hunting.