Charles Schlegel IV is a CFP® professional with 10 years of industry experience, currently affiliated with Cetera. He has worked at Cetera and its related entities since 2015 and also operates Schlegel Financial Group, where he serves as a financial professional and insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Matthew Defalco is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2022. His prior experience includes roles at CUNA Brokerage Services, Inc., Service 1st FCU, Applied Underwriters, and his own consulting firm, Defalco Consulting. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across various platforms.

Susan Peggs is a financial advisor with Ameriprise in Milton, PA, holding a Series 66 designation and 21 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2003. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning focused on retirement income strategies and tax-aware withdrawals.

Joseph Novatnack is a financial advisor at Raymond James Financial with seven years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at Citi, Prudential Insurance Company of America, and The Vanguard Group. Novatnack is also associated as an employee with Fulton Financial Advisors in Danville, PA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning methods that utilize risk profiling and analytical modeling, and it offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Brad Buch is a financial advisor with Edward Jones in Northumberland, PA, holding a Series 66 designation and having 10 years of industry experience. He has worked at Edward Jones since 2016 and is also president of Buch Custom Homes, Inc., a building business established in 2003. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its extensive network of financial advisors and branch offices, as well as its affiliated capabilities beyond advisory services.

Lorna Gessner is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. She has been associated with several related entities within the Fulton Financial Corporation since 2015. In addition to her advisory roles, she owns and operates Bucktail Farm, an agricultural business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its clients through advisory programs and institutional portfolio management.