Terry Jue is a financial advisor at Ameriprise with 25 years of industry experience and holds a Series 66 designation. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in several business ventures including managing consulting activities through The TEEJ Organization, LLC. Ameriprise is a large institutional firm that offers a range of advisory, brokerage, and insurance solutions. Its retirement-income planning service targets individuals approaching or in retirement with significant investable assets and combines research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

Gregory Hansen is a financial advisor with Charles Schwab in Dickson City, PA, holding Series 66 and Series 63 registrations. He has 14 years of industry experience, previously working at firms including TD Ameritrade, Scottrade, and Empower. Outside of finance, he teaches motorcycle training classes on some weekends and is the owner of a non-operational gourmet mushroom business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice and access to discretionary managed accounts. The firm’s integrated structure supports a large client base with centralized custody, brokerage, and advisory services.

William Carmody is a financial advisor with Cetera in Honesdale, PA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Cetera and its affiliated entities since 2013 and also serves as a trustee of an irrevocable life insurance trust for family members. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary account structures.

James Gardas is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has worked with Cetera Wealth Services, LLC since 2013 and The Dime Bank since 2008. Outside of his advisory roles, Gardas owns an ice cream and fast food business, J & J Creamery, in Hawley, PA. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform combining affiliated and third-party strategies.

Tyler Matechak is an advisor with LPL Financial holding Series 63 and Series 66 credentials. He has one year of industry experience and has previously worked at Park Avenue Securities and Financial Growth Partners. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research and operational tools.

Daniel Sopher is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 38 years of industry experience. He founded Sopher Financial Group in 2003 and has worked with Kestra Advisory Services and Veravest Investment Advisors. He serves as a board member of the Lep Foundation, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment strategies and technology tools, supporting over 22,800 advisors and managing more than $819 billion in discretionary assets.

Dana Ward is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining LPL Financial in 2025, he worked at Bednarz Financial Group from 2014 and Cadaret, Grant & Co., Inc. from 2011. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting investment advisers with research, operational tools, and a broad spectrum of investment strategies.

Elizabeth Saba is a financial advisor at Wells Fargo Advisors with Series 66 credentials and two years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Executive Edge Inc. Outside of her advisory work, she holds a partial ownership interest in a commercial office space investment. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, providing a wide range of planning options supported by firm research and tools.

William Bender II is a financial advisor with Wells Fargo Advisors based in Scranton, PA, holding a Series 66 designation and 20 years of industry experience. His prior experience includes roles at Wells Fargo Clearing Services LLC, Bank of America, NA, and Merrill. He is also a 25% owner of 1856 Capital Partners LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including niche areas such as business-owner transition and special-needs planning, delivering tailored recommendations using proprietary research and planning tools.

Burton Chapman is a financial advisor at Cetera with four years of industry experience. He holds a Series 66 designation and has worked with firms including Honesdale National Bank and Fidelity Discount Deposit Bank. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Jeremy Schutz is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at JPMorgan Chase Bank, JPMorgan Securities LLC, and JPMorgan Services Inc. Schutz is also associated with Fidelity Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive resources and technology.

Eric Gasper is a CFP®-certified financial advisor with Ameriprise, based in Eynon, PA, and has 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he is involved in distributing nutritional supplements as an Advocare distributor. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Samuel Matechak is a financial advisor with LPL Financial and holds Series 63, 65, and 66 licenses. He has 32 years of industry experience, including prior roles at Cadaret, Grant & Co., Inc. and Guardian Life Insurance. Outside of his advisory work, he has been involved with Strategic Planning Associates LLC, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies.

Ashley Hules is a financial advisor with LPL Financial in Dunmore, PA, holding Series 63 and Series 66 licenses and 11 years of industry experience. She has worked with NBT Bank, N.A. since 2018 and previously with The Prudential Insurance Company of America and Pruco Securities LLC from 2016 to 2018. Outside of advisory services, she is involved with the NBT Insurance Agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools.

Michael Karwaski is a financial advisor at Charles Schwab & Co., Inc. in Dickson City, PA, holding a Series 66 designation with seven years of industry experience. His prior roles include positions at Prudential, PNC Bank, and Scottrade, as well as experience with Keystone College. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and a centralized operational structure.

David Patchcoski is a financial advisor with Mass Mutual Investors Services in Peckville, PA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has also held roles at MetLife Securities Inc. and Metropolitan Life Insurance Company since 2004. Outside of advisory work, he has been involved in insurance brokerage activities related to individual and group life, health, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using technology-driven analysis tools to deliver collaborative, goal-oriented recommendations.

James Chiaro is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and having 21 years of industry experience. He previously worked at Cco Investment Services Corp for ten years before joining LPL Financial in 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment programs and platforms, utilizing models, third-party subadvisors, and customized strategies supported by advanced operational tools.

Thomas Hauber is a financial advisor with Ameriprise who holds Series 63 and Series 65 designations and has 33 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, Hauber serves as President of the Endowment Board for St Mark's Episcopal Church in Moscow, PA. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Joseph Adams is a financial advisor with Cetera in Honesdale, PA, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at LPL Financial, the State of Pennsylvania, and local government entities. Cetera Investment Advisers LLC is an SEC-registered adviser with a nationwide network of over 10,000 independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through various program structures and access to third-party money managers.

William Philipps is a Series 66-licensed financial advisor with Ameriprise in Shohola, PA, and has 12 years of industry experience. He has been with Ameriprise since 2013, including six years at the current firm. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.