Gregory Hansen is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 66 and Series 63 credentials. His prior experience includes roles at Empower, TD Ameritrade, and Scottrade. Outside of finance, Hansen teaches motorcycle training classes on some weekends and is the owner of a non-operational gourmet mushroom business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational infrastructure.

William Carmody is a financial advisor with Cetera in Honesdale, PA, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Cetera and its affiliated entities since 2013 and also serves as a trustee of an irrevocable life insurance trust for family members. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary account structures.

James Gardas is a financial advisor with Cetera, holding a Series 66 designation and 17 years of industry experience. He has worked with Cetera Wealth Services, LLC since 2013 and The Dime Bank since 2008. Outside of his advisory roles, Gardas owns an ice cream and fast food business, J & J Creamery, in Hawley, PA. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform combining affiliated and third-party strategies.

Tyler Matechak is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials. He has one year of industry experience and previously worked at Park Avenue Securities and Financial Growth Partners. Prior to entering the financial industry, his background includes roles in logistics and manufacturing. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources.

Daniel Sopher is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. Prior to joining LPL Financial in 2023, he was associated with Kestra Advisory Services and Kestra Investment Services from 2016 to 2023 and has operated Sopher Financial Group since 2003. He serves as a board member of the Lep Foundation, a nonprofit organization. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from internal and third-party sources.

Dana Ward is a financial advisor with LPL Financial and holds Series 63 and Series 65 licenses. He has 15 years of industry experience, having previously worked at Cadaret, Grant & Co., Inc. and Bednarz Financial Group, where he continues his affiliation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to model portfolios, proprietary research, and third-party subadvisors.

Elizabeth Saba is a financial advisor at Wells Fargo Advisors with Series 66 credentials and two years of industry experience. Her prior roles include positions at Wells Fargo Clearing and Executive Edge Inc. Outside of her advisory work, she holds a partial ownership interest in a commercial office space investment. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutions, providing a wide range of planning options supported by firm research and tools.

William Bender II is a financial advisor with Wells Fargo Advisors based in Scranton, PA, holding a Series 66 designation and 20 years of industry experience. His prior experience includes roles at Wells Fargo Clearing Services LLC, Bank of America, NA, and Merrill. He is also a 25% owner of 1856 Capital Partners LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services, including niche areas such as business-owner transition and special-needs planning, delivering tailored recommendations using proprietary research and planning tools.

Burton Chapman is a financial advisor at Cetera with four years of industry experience. He holds a Series 66 designation and has worked with firms including Honesdale National Bank and Fidelity Discount Deposit Bank. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management.

Jeremy Schutz is a financial advisor at LPL Financial with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank NA, JPMorgan Securities LLC, and Fidelity Bank. Schutz is based in Dunmore, PA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting with access to model portfolios and research from multiple sources.

Eric Gasper is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Ameriprise in Moosic, PA. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory role, he is involved as a distributor of nutritional supplements through Advocare. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Samuel Matechak is a financial advisor with LPL Financial and holds Series 63, Series 65, and Series 66 credentials. He has 31 years of industry experience, including prior roles at Cadaret, Grant & Co., Inc., Park Avenue Securities, and Guardian Life Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, and corporations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by a variety of model portfolios and research resources.

Ashley Hules is a financial advisor with LPL Financial based in Dunmore, PA, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Outside of her advisory work, she is involved with the NBT Insurance Agency. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management, model portfolios, and research from various sources.

Michael Karwaski is a financial advisor at Charles Schwab & Co., Inc. in Dickson City, PA, holding a Series 66 designation with seven years of industry experience. His prior roles include positions at Prudential, PNC Bank, and Scottrade, as well as experience with Keystone College. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions supported by multi-asset model portfolios and a centralized operational structure.

David Patchcoski is a financial advisor with Mass Mutual Investors Services in Peckville, PA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has also held roles at MetLife Securities Inc. and Metropolitan Life Insurance Company since 2004. Outside of advisory work, he has been involved in insurance brokerage activities related to individual and group life, health, and fixed annuities. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using technology-driven analysis tools to deliver collaborative, goal-oriented recommendations.

James Chiaro is a financial advisor with LPL Financial in Dunmore, PA, holding Series 63 and Series 65 credentials and possessing 21 years of industry experience. He worked previously at CCO Investment Services Corp for 10 years before joining LPL Financial in 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by model portfolios and research.

Thomas Hauber is a financial advisor with Ameriprise who holds Series 63 and Series 65 designations and has 33 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, Hauber serves as President of the Endowment Board for St Mark's Episcopal Church in Moscow, PA. Ameriprise provides retirement-income planning services focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Joseph Adams is a financial advisor with Cetera in Honesdale, PA, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at LPL Financial, the State of Pennsylvania, and local government entities. Cetera Investment Advisers LLC is an SEC-registered adviser with a nationwide network of over 10,000 independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through various program structures and access to third-party money managers.

William Philipps is a Series 66-licensed financial advisor with Ameriprise in Shohola, PA, and has 12 years of industry experience. He has been with Ameriprise since 2013, including six years at the current firm. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Christopher Hauber is a CFP® professional with four years of experience, currently serving as a financial advisor at Ameriprise. His prior experience includes roles at The Vanguard Group and Ameriprise Financial. Outside of his advisory work, he owns a retail business called Mr. Mojo and operates an e-commerce store specializing in infant apparel and accessories. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.