You've spent the last few decades doing all the right things. You saved, sacrificed, and built a bigger nest egg than you ever imagined. But now that retirement is getting closer, or maybe it's started, you're less confident than you were before. You feel yourself struggling to get comfortable with spending your money that you've been saving all this time. You need a plan that helps you see how much you can spend sustainably in pursuit of an amazing retirement before you're too old to enjoy it at all. I can help.

Caden Salvino is the sole advisor at Salvino Capital Management, LLC, an independent firm. He holds Series 63 and Series 65 licenses and has one year of industry experience, including prior roles at JPMorgan Chase and Charles Schwab. Salvino Capital Management, LLC provides wealth-management and portfolio-management services, along with financial planning and consulting, to individuals, families, trusts, estates, business owners, and small businesses. The firm’s investment approach emphasizes asset allocation, tax-aware strategies, diversification, and periodic rebalancing across various securities, with both discretionary and non-discretionary account management.

Bradley Kleinfelter is the sole advisor at Black Oak Wealth Management, LLC in Phoenixville, PA. He holds a Series 66 designation and has 19 years of industry experience, including 17 years with his current firm. Black Oak Wealth Management serves individual and high-net-worth clients by providing ongoing portfolio management and investment supervisory services. The firm emphasizes individualized investment policies and employs a range of analytical methods and trading strategies on a primarily non-discretionary basis, with clients retaining final trade approval.

John Grib is a CFP® and CFA® credentialed financial advisor with 16 years of industry experience. He has been with Northport Investment Management, LLC since 2008. Northport Investment Management provides discretionary investment advice and portfolio management to individuals, high-net-worth clients, trusts, estates, and pension and profit-sharing plans. The firm employs a bottom-up, fundamental analysis approach focused on earnings-driven selection, dividend-paying companies, and appropriate fixed income, maintaining a long-term, low-turnover investment strategy.

Steven Suib is the sole advisor at Preservation Wealth Management in King of Prussia, PA, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has operated his own business, Steven Suib, Inc., since 2000. Outside of investment advising, he devotes a significant portion of his time to an affiliated insurance business, selling fixed insurance products. Preservation Wealth Management is an independent, state-registered investment adviser serving individual clients through discretionary asset management and financial planning. The firm employs a variety of analytical approaches and offers access to third-party managers and model portfolios while managing a small client base with regular portfolio reviews.

Erik Evans is a CFP® and holds a Series 65 license with 15 years of experience in the financial industry. He is the sole advisor at Goal Quest Advisors, LLC, where he has worked since 2011. GoalQuest Advisors is a fee-only registered investment adviser managing approximately $109 million for around 45 clients, including individuals, families, trusts, non-profits, privately owned businesses, and ERISA pension/profit-sharing plans. The firm combines comprehensive financial planning with discretionary investment management, emphasizing disciplined asset allocation, broad diversification, and a mix of active and passive strategies.

Scott Sheffer is a financial advisor at Carnegie Wealth Management, LLC with 26 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Carnegie Wealth Management and affiliated firms since 2017. Outside of his advisory role, he is the owner of So Farr Holdings, LLC, a holding company related to his firm's ownership interests. Carnegie Wealth Management serves individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, emphasizing a long-term, strategic asset allocation approach with tactical adjustments based on market conditions.

George Toth is a CFP® with 44 years of experience in the financial industry. He is the owner of Chestnut Investment Advisory, where he has worked since 1988, and previously spent 25 years with Triad Advisors, Inc. Outside of his advisory work, he is an author and writer. Chestnut Investment Advisory serves individual and high-net-worth clients, as well as trusts, estates, and charitable organizations, providing portfolio management, financial planning, and project-based advisory services. The firm focuses on non-discretionary, client-approved portfolio recommendations and employs fundamental investment analysis with both long- and short-term strategies.

Paul Murray is a financial advisor at PTM Wealth Management, LLC with 25 years of industry experience. He holds the ChFC® designation and Series 66 license. His prior work includes roles at Kestra Financial Services, Inc. and earlier positions within PTM Wealth Management. Outside of advising, he is also a songwriter. PTM Wealth Management serves individual and high-net-worth clients by combining comprehensive financial planning with discretionary investment management. The firm follows a long-term, fundamental analysis investment approach, utilizing diversified mutual funds, ETFs, and individual securities to meet client needs.

Luc Lawson is a financial advisor at Diccianni Financial Group, Inc. with five years of industry experience. He holds the Series 65 and Series 63 designations and has worked at Diccianni Financial Group and Leigh Baldwin & Co., LLC since 2020. He also has prior experience at 1847 Financial, IntePros consulting, Medi-Dose Inc, and Indiana University of PA. Diccianni Financial Group provides wealth management, tax planning, and estate planning services to individuals, high-net-worth clients, and pension plans. The firm employs a strategic asset allocation approach using passive index funds and ETFs supplemented by individual equities and actively managed funds, with quarterly account reviews and tailored financial planning.

Robert Vile is a CFA® charterholder with 22 years of industry experience. He has been with Prime Solutions Financial Services Corp. in Horsham, PA since 2003. Prime Solutions Financial Services Corp. provides discretionary portfolio management and investment advisory services to individual and institutional clients, managing approximately $12.7 million. The firm employs a bottom-up, growth-oriented investment approach focused on U.S. large-cap companies, combining fundamental and technical analysis with low portfolio turnover and customized strategies.

Neal Keitz is the sole advisor at Keitz Investment Management Ltd. in Jenkintown, PA, with 31 years of industry experience. The firm has a background in accounting, reflecting Keitz’s prior ownership of an accounting practice and experience as a Certified Public Accountant. Keitz Investment Management Ltd. provides discretionary investment management and standalone advisory services to individual investors, trusts, non-profits, and corporate clients. The firm follows a value-investing philosophy through its internally developed K.I.M. System, focusing on long-term equity ownership, active security selection, diversification, and tax-aware portfolio management.

Rick Vala is a CFP® professional with nine years of industry experience. He is currently with VaMa Oak Wealth, LLC, where he has worked since 2023. Prior to joining VaMa Oak Wealth, he held roles at Bank of America, N.A. and Merrill. VaMa Oak Wealth serves individuals, trusts, retirement plans, and corporate entities, offering portfolio management, financial planning, and consulting services. The firm uses a multi-faceted investment approach that includes fundamental, quantitative, and technical analysis, with portfolios monitored and rebalanced regularly across various asset classes.

Louis Iovannone is a financial advisor at Malvern Capital Management in Malvern, PA, holding Series 63 and Series 65 designations with 21 years of industry experience. He has been with Malvern Capital Management since 2019 and previously worked at Symons Capital Management, Inc. from 2013 to 2019. Malvern Capital Management provides discretionary investment management, financial planning, and project-based consulting to individuals, retirement plans, trusts, and intermediaries. The firm employs a long-term, strategic asset allocation approach with regular portfolio monitoring and rebalancing, and offers Outsourced Chief Investment Officer services, including the use of sub-advisors and borrowing within separately managed accounts.

Cauldon Quinn is a financial advisor with Bancroft Capital, LLC, holding a Series 66 designation and 17 years of industry experience. He has worked at CFG Capital Markets, LLC since 2017 and previously at Drexel Hamilton, LLC from 2010 to 2016. Bancroft Capital provides investment advisory and retirement plan services primarily to institutional and plan clients, including pension and profit-sharing plans, banks, corporations, and high-net-worth individuals. The firm offers ERISA-focused retirement consulting and financial planning, emphasizing long-term strategies and portfolio diversification.

Michael Czajka is a financial advisor at Malvern Capital Management with 20 years of industry experience. He has been with Malvern Capital since 2018 and previously worked at Symons Capital Management from 2013 to 2017. Outside of his advisory role, he serves on the Architectural Review Committee for the Kimberton Hunt Home Owners Association. Malvern Capital Management provides discretionary investment management, financial planning, and project-based consulting to individuals, retirement plans, trusts, and intermediaries. The firm emphasizes long-term, strategic asset allocation with regular portfolio monitoring and offers distinctive services including margin borrowing within separately managed accounts and OCIO plan management.

Austin Benoff is a financial advisor at Prosperity Advisers, LLC with three years of industry experience. He holds the Series 65 designation and previously worked full-time in education for seven years. Prosperity Advisers, LLC is a fee-only registered investment adviser managing approximately $376 million in discretionary assets for individuals, pension plans, trusts, and other entities. The firm offers tailored portfolio management using fundamental, technical, and cyclical analysis, and provides a range of services including financial planning, annuity management, and ERISA plan consulting.

Rebecca Drexler Bleivik is a financial advisor at Cooper Eagle, LLC with one year of industry experience. She holds a Series 65 designation and has worked at Cooper Eagle since 2022. Prior to her advisory role, she was involved with Delaware Valley Christian Camp for five years. Cooper Eagle provides discretionary and non-discretionary portfolio management and comprehensive wealth management to individuals, trusts, estates, charitable organizations, and retirement plans. The firm emphasizes a long-term investment approach using low-cost, diversified mutual funds and ETFs, with customized portfolio management aligned to client-specific objectives and risk tolerances.

Abigail Vick is a financial advisor at Paradigm Money Management, LLC with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Paradigm Money Management since 2019. In addition to her advisory role, she is involved with Paradigm Insurance Services, LLC, where she spends approximately half of her time as a licensed insurance agent focused on fixed insurance sales. Paradigm Money Management provides financial planning and retirement-plan advisory services to individuals and businesses, specializing in tiered planning engagements and 3(21) ERISA plan support. The firm acts primarily as a planner and coordinator, recommending third-party managers and advisory platforms rather than managing client assets directly.

Stephen Blumenthal is a financial advisor with CMG Capital Management Group, Inc., where he serves as CEO and CIO. He holds Series 65 and Series 63 licenses and has 42 years of industry experience. He has worked at CMG Capital Management Group since 1994 and previously held roles at Metric Financial LLC, Amera Securities, and Purshe Kaplan Sterling Investments. CMG Capital Management Group serves individual and high-net-worth clients through discretionary and non-discretionary portfolio management and provides an asset-management platform to other advisers. The firm offers a range of systematic, quantitative, and tactical investment strategies and manages affiliated pooled vehicles and third-party strategist models.